The top-rated renters insurance agent in Livonia, Michigan is Loyalty Insurance, rated 4.9 stars across 463 reviews. Other highly rated options include Tammy Golston - State Farm Insurance Agent, Kevin Mlynek - State Farm Insurance Agent, Jared Chapman - State Farm Insurance Agent. This directory lists 20 renters insurance agents serving Livonia.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Loyalty Insurance | 39209 Six Mile Rd # 200 | (734) 454-5450 |
| 2 | Tammy Golston - State Farm Insurance Agent | 20361 Middlebelt Rd Ste 1 | (248) 522-3192 |
| 3 | Kevin Mlynek - State Farm Insurance Agent | 17318 Farmington Rd | (734) 744-6150 |
| 4 | Jared Chapman - State Farm Insurance Agent | 15401 Farmington Rd Ste 2 | (734) 427-2300 |
| 5 | Cheryl Bowker: Allstate Insurance | 31221 Five Mile Rd | (734) 525-9610 |
| 6 | Perfect Price Insurance Agency | 13740 Merriman Rd | (734) 743-1042 |
| 7 | David DeLuca - State Farm Insurance Agent | 11756 Newburgh Rd | (734) 432-3900 |
| 8 | Metro Agency, Inc. | 32646 Five Mile Rd | (734) 522-3900 |
| 9 | Compass Insurance Agency | 33723 Five Mile Rd | (833) 568-6499 |
| 10 | Ryan Wagner - State Farm Insurance Agent | 11770 Newburgh Rd | (248) 473-0454 |
Loyalty Insurance serves the Livonia area and greater Wayne County as a renters insurance agent. The company assists local residents in securing tailored policies that cover personal belongings and liability protection. Their agents explain how a typical policy in this region differentiates between actual cash value and replacement cost coverage. Loyalty Insurance also helps Livonia tenants understand how local building codes can affect policy limits. They handle policy rating for multi-unit complexes and single-family rentals in the surrounding Michigan communities.
Tammy Golston - State Farm Insurance Agent in Livonia, MI provides comprehensive renters insurance coverage designed to protect personal belongings and offer liability protection. Policy options typically include loss of use coverage and medical payments to others. Assistance with policy adjustments, claims questions, and billing inquiries is available through individual consultations. The agent serves clients insuring single-family homes, apartments, retail spaces, and restaurants in the local area.
Serving Livonia, Michigan, and the surrounding communities, Kevin Mlynek - State Farm Insurance Agent handles renters insurance needs for local residents. The agency works with individuals to secure policies that cover personal belongings and liability within apartment units and rental homes. It focuses on explaining coverage options clearly so customers understand their protections. To manage a typical job, the agent reviews a renter’s specific possessions and living situation to tailor a policy that appropriately addresses potential risks and asset protection.
For renters insurance, clients can choose between a one-time policy or a scheduled plan that renews periodically. Jared Chapman - State Farm Insurance Agent in Livonia, MI provides coverage typically protecting personal belongings and liability within a rented home or apartment. The agent explains how policies may cover theft, fire damage, or temporary living expenses after a covered loss. Service for new policies or policy reviews runs on an as-needed basis when a customer schedules a consultation.
For homeowners, businesses, and property managers in Livonia, Cheryl Bowker: Allstate Insurance provides renters insurance policies designed to protect personal belongings and offer liability coverage for unforeseen events. The agency helps clients understand different coverage options, ensuring their rental property or home inventory is properly insured against common risks. This includes protection for theft, fire damage, and temporary living expenses when a unit becomes uninhabitable. Services also extend to apartment dwellers seeking affordable policies tailored to individual needs. The agency additionally serves the surrounding communities around Wayne County.
As the seasons change in Livonia, renters often find themselves reviewing their coverage needs for both protection and budget alignment. Perfect Price Insurance Agency works directly with local clients to address these common concerns about personal property and liability. The agent explains standard coverage options like replacement cost and personal liability as well as how policies respond to specific Michigan risks. Each consultation begins with a customer interview and a walk-through of the rental unit to assess personal property value and potential exposure points.
David DeLuca - State Farm Insurance Agent in Livonia, MI, provides renters insurance policies that cover personal belongings against theft, fire, and water damage. It also offers liability protection if someone is injured in a rented home or apartment. The agency helps customers understand policy limits and deductibles while tailoring coverage to their specific living situations. When winter storms cause burst pipes or frozen plumbing, this agency assists renters in filing claims and securing prompt repairs to prevent further loss.
Metro Agency, Inc. provides renters insurance coverage for residents in Livonia, MI, helping to protect personal belongings and liability. As a specialty add-on service, the agency can arrange coverage for high-value items such as jewelry, electronics, and fine art under a renter's policy. This local office works with both individuals and commercial clients, offering tailored policies for various business operations. Its commercial sectors include offices, warehouses, and food service establishments that require protection for inventory and equipment against damage or theft.
Compass Insurance Agency is known for helping Livonia residents secure reliable renters insurance coverage tailored to individual needs. The agency serves customers throughout the Livonia area by explaining policy options and guiding clients through the application process. It assists in selecting appropriate liability protection and coverage for personal belongings against common risks like theft and fire. A specialty service it can add on is identity theft protection, providing additional financial security for policyholders.
Ryan Wagner - State Farm Insurance Agent in Livonia, MI, helps local residents secure renters insurance policies to protect personal belongings and liability. The office also assists with commercial coverage tailored to small businesses in the surrounding area, serving clients throughout Livonia and nearby communities. Every policy is reviewed to match individual needs for affordable protection. After a claim or coverage update, the agent follows up to ensure satisfaction and provide ongoing service between regular policy reviews.
What Does a a Renters Insurance Agent in Livonia Cost?
In Michigan renters insurance typically costs between 15 and 30 dollars per month for a standard policy. In Livonia rates may be slightly higher due to local crime rates and weather risks. Actual cost depends on your coverage limits deductible and the insurance company. This is general information not insurance advice.
About renters insurance agents in Livonia
Renters insurance agents in Livonia Michigan help tenants protect their personal property and cover liability risks. Michigan law does not require renters insurance but many landlords in Livonia now include it in lease agreements. An agent can explain how local weather risks and theft rates affect your policy needs.
Frequently Asked Questions
What does a renters insurance agent in Livonia do?
A renters insurance agent helps you choose a policy that covers your belongings and liability. They explain Michigan-specific coverage options like water backup from sewers or damage from frozen pipes. Agents also assist with filing claims and adjusting coverage limits.
Is renters insurance required in Livonia Michigan?
Michigan state law does not require renters insurance. However many landlords in Livonia now require tenants to carry a policy as a condition of the lease. An agent can help you meet that requirement with a standard policy.
How much renters insurance do I need in Livonia?
Most agents recommend coverage equal to the total value of your personal property. For a typical Livonia apartment that amount is often between 20000 and 40000 dollars. Liability coverage of 100000 dollars is common to protect against accidents in your unit.
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