The top-rated renters insurance agent in Shelby Township, Michigan is SWITCH Insurance Group, rated 4.8 stars across 308 reviews. Other highly rated options include Cody Winer - State Farm Insurance Agent, Filliccia Insurance Agency, Dallo Insurance Group. This directory lists 20 renters insurance agents serving Shelby Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | SWITCH Insurance Group | 7857 25 Mile Rd Suite 103 | (248) 636-4200 |
| 2 | Cody Winer - State Farm Insurance Agent | 5750 24 Mile Rd | (586) 731-2222 |
| 3 | Filliccia Insurance Agency | 50551 Van Dyke Ave | (248) 537-4040 |
| 4 | Dallo Insurance Group | 45489 Market St | (248) 606-4991 |
| 5 | Lifetime Insurance Services | 7857 25 Mile Rd Suite 103 | (888) 376-4364 |
| 6 | Green Valley Insurance Agency | 50258 Van Dyke Ave C | (586) 580-3663 |
| 7 | Julie Carter - State Farm Insurance Agent | 8090 Wiloray Ave | (586) 739-2367 |
| 8 | Mansfield Insurance Group | 8790 23 Mile Rd | (586) 522-4427 |
| 9 | Todd Terry: Allstate Insurance | 45545 Mound Rd | (586) 726-2550 |
| 10 | Jerry Colombo - State Farm Insurance Agent | 50885 Hayes Rd | (586) 566-9292 |
SWITCH Insurance Group serves Shelby Township and the surrounding Macomb County area as a renters insurance agent. The company helps tenants and landlords obtain coverage that protects personal belongings against theft, fire, water damage, and other common perils. It works with local property owners to secure adequate liability coverage in case of accidents on rented premises. Like other agencies, it assists with differentiating between replacement cost and actual cash value policies. Specific services include guiding residents through the claims process and tailoring renters insurance for apartments in Shelby Township.
Cody Winer - State Farm Insurance Agent in Shelby Township, MI, provides renters insurance policies that cover personal belongings, liability protection, and additional living expenses. Service plans include reviewing coverage limits and deductibles during policy renewal to adapt to changing needs. Maintenance plans are not typically offered for renters insurance, though personalized support is available for claims filing and policy adjustments. The agent services single-family homes, apartments, retail spaces, and restaurants.
Residents and renters in Shelby Township, MI, turn to Filliccia Insurance Agency for renters insurance coverage. The agent helps tenants protect personal belongings and secure liability protection within apartment communities and single-family rentals. Policies may cover losses from theft, fire, weather damage, and temporary relocation needs. The agency understands the rental insurance requirements of the local housing market. Its service area also extends to property owners and tenants in adjacent Utica, offering the same personal property and liability solutions for those living there.
Dallo Insurance Group in Shelby Township, MI distinguishes between a one-time policy for individual items and a recurring annual plan for ongoing protection. They help residents secure coverage that safeguards personal belongings against common risks like theft and water damage. Their role involves guiding clients through policy options that match local needs, including liability protection. Service operates on a one-time basis for specific single-asset needs or through an annual schedule for renters requiring continuous coverage.
Lifetime Insurance Services serves Shelby Township, Michigan, and the surrounding communities. The firm handles renter’s insurance policies for local tenants and property owners. It assists clients in securing coverage that protects personal belongings and liability within their rental agreements. To manage a typical job, the company begins by reviewingeach client’s specific living situation and building type, then compares suitable policy options from available insurers to match coverage needs with an appropriate budget.
Green Valley Insurance Agency specializes in matching Shelby Township residents with renters insurance policies that safeguard personal belongings. Its services include helping clients evaluate optional coverage for high-value items like electronics or jewelry. The company guides tenants through the entire application process, ensuring policies align with individual lease requirements and lifestyle needs. As Michigan winters can cause burst pipes or ice dam damage, Green Valley Insurance Agency assists renters in securing coverage that addresses these seasonal risks before the cold weather arrives.
As autumn storms roll through Shelby Township, renters face the risk of damage from wind or water leaks. Julie Carter, a local State Farm Insurance Agent, helps tenants secure coverage that protects personal belongings and provides liability protection. She guides clients through policy options tailored to rental homes or apartments, ensuring they understand deductibles and limits. After reviewing a client’s property inventory and discussing their daily routines, she schedules a professional inspection of the rental unit to verify locks, smoke detectors, and overall safety before finalizing coverage.
Todd Terry: Allstate Insurance provides renters insurance services for residential properties in Shelby Township, Michigan, and the surrounding area. The agency also helps customers with commercial coverage needs for businesses. Service extends to local neighborhoods where protecting personal belongings against unexpected events is a priority. Clients may contact the office for policy details or to adjust existing coverage. Regular follow-up between visits is offered to review any changes in circumstances that might require updates to the policy.
What Does a a Renters Insurance Agent in Shelby Township Cost?
In Michigan renters insurance typically costs between 15 and 30 dollars per month for standard coverage. For a one bedroom apartment in Shelby Township you might pay around 18 to 22 dollars monthly. Policies with higher liability limits or extra coverage for jewelry may cost more. This is general information not insurance advice.
About renters insurance agents in Shelby Township
Renters insurance agents in Shelby Township Michigan help tenants protect their personal property and cover liability risks. Michigan law does not require renters insurance but many landlords in Macomb County now ask for proof of coverage. An agent can explain how local weather risks like hail or theft affect your policy options.
Frequently Asked Questions
What does a renters insurance agent in Shelby Township do?
A renters insurance agent helps you find a policy that covers your personal belongings and liability. They can explain Michigan specific rules like how water damage from burst pipes is handled. Agents also help you compare quotes from different insurance companies.
Is renters insurance required by law in Michigan?
No Michigan state law does not require renters insurance. However many landlords in Shelby Township now require it in the lease agreement. An agent can help you meet your landlords requirements without overpaying.
How much personal property coverage do I need in Shelby Township?
Most agents recommend coverage equal to the total value of your belongings. For a typical apartment in Shelby Township this is often between 20000 and 40000 dollars. An agent can help you create a home inventory to set the right amount.
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