The top-rated renters insurance agent in Sterling Heights, Michigan is Clint St.Mosley - State Farm Insurance Agent, rated 4.9 stars across 293 reviews. Other highly rated options include Catherine Van Tiem: Allstate Insurance, The Salvati Insurance Group, Inc., Russ Vallee - State Farm Insurance Agent. This directory lists 20 renters insurance agents serving Sterling Heights.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Clint St.Mosley - State Farm Insurance Agent | 43120 Utica Rd # 400 | (586) 979-9700 |
| 2 | Catherine Van Tiem: Allstate Insurance | 42770 Van Dyke Ave | (586) 792-9000 |
| 3 | The Salvati Insurance Group, Inc. | 42370 Van Dyke Ave Ste 711 | (248) 720-1130 |
| 4 | Russ Vallee - State Farm Insurance Agent | 38151 Utica Rd q | (586) 264-2290 |
| 5 | AAA Insurance - R. Petros Insurance Agency | 35830 Van Dyke Ave | (586) 722-7269 |
| 6 | Frolka Insurance Agency Goosehead Insurance | 44444 Mound Rd Suite 400C | (810) 224-9438 |
| 7 | PD Dandnaik - State Farm Insurance Agent | 35427 Dodge Park Rd | (586) 800-1500 |
| 8 | Lakeside Insurance Agency | 13900 Lakeside Cir | (586) 286-5000 |
| 9 | Beyond Insurance Group | 42140 Van Dyke Ave #210 | (586) 330-9727 |
| 10 | Chuck Tourangeau - State Farm Insurance Agent | 43656 Schoenherr Rd | (586) 247-5750 |
Clint St.Mosley - State Farm Insurance Agent serves the Sterling Heights area of Macomb County, offering renters insurance policies to local residents. The agency helps individuals and families protect their personal belongings against covered losses like theft or fire damage. Renters insurance through this office can also provide liability coverage in case someone is injured inside a rented home or apartment. The agency specifically handles policy customization for different housing types and claims assistance for policyholders in Sterling Heights.
Catherine Van Tiem: Allstate Insurance provides renters insurance services in the Sterling Heights, MI area. It offers policies that help protect personal belongings against theft, fire, and water damage, and includes liability coverage for accidents that occur within a rented residence. Service options include assistance with policy adjustments and claims filing, along with periodic policy reviews to ensure adequate coverage limits. The company serves individuals living in single-family homes, apartments, retail spaces, and restaurants.
Renters insurance is typically a recurring expense requiring an annual or monthly premium, while the initial paperwork and policy setup are a one-time service. The Salvati Insurance Group, Inc., located in Sterling Heights, MI, helps local tenants select coverage that protects personal belongings against theft, fire, and water damage, often including liability protection. Agents clarify policy limits and deductibles so renters understand their exact financial responsibility. Service for existing clients runs on an as-needed basis for policy changes, claims assistance, or renewal questions.
Russ Vallee - State Farm Insurance Agent in Sterling Heights, MI serves homeowners, renters, and property managers seeking renters insurance. It provides coverage for personal belongings and liability protection, helping clients safeguard their possessions against theft, fire, and other common losses. Policies can be tailored to fit individual rental situations, ensuring tenants have essential financial protection. This agency also assists customers in nearby communities such as Troy and Warren within the greater Metro Detroit area.
Serving Sterling Heights and the surrounding communities throughout Macomb County, AAA Insurance - R. Petros Insurance Agency handles renters insurance policies for local tenants. This agency assists clients in securing coverage that protects personal belongings and provides liability protection within a rented home or apartment. For a typical job, it reviews the client’s specific living situation and inventory of possessions to recommend an appropriate level of property and liability limits.
Frolka Insurance Agency Goosehead Insurance in Sterling Heights, MI assists clients in evaluating their coverage needs for personal property and liability exposure. Policy enhancements can include protection for valuable items such as jewelry, electronics, and musical instruments beyond standard limits. Additional endorsements may cover water backup of drains or replacement cost on personal contents. The agency helps design policies for apartments, condominiums, and single-family rentals. Its renters insurance also serves commercial sectors like offices, warehouses, and food service operations.
PD Dandnaik’s State Farm Insurance Agency in Sterling Heights, Michigan, provides a full range of renters insurance services, including coverage for personal belongings, liability protection, and additional living expenses. The agency helps clients customize policies to fit their needs and offers ongoing support for policy management, claims assistance, and coverage reviews. It services single-family homes, apartments, retail spaces, and restaurants, ensuring renters across diverse property types receive appropriate protection.
Lakeside Insurance Agency in Sterling Heights, MI, specializes in helping tenants secure renters insurance policies that protect personal belongings against theft and accidental damage. It serves clients by facilitating the necessary coverage for liability protection and additional living expenses when a rental unit becomes uninhabitable. The agency provides focused guidance on understanding standard policy limits and exclusions common in Michigan lease agreements. Before the peak of winter weather, it assists renters in evaluating whether their current coverage adequately addresses potential plumbing freeze claims.
What Does a a Renters Insurance Agent in Sterling Heights Cost?
In Michigan renters insurance premiums generally range from 150 to 360 dollars per year for standard coverage. Sterling Heights rates may be slightly higher due to local crime statistics and weather risks. Your actual cost depends on factors like the amount of coverage your deductible and any additional endorsements. This is general information and not insurance advice.
About renters insurance agents in Sterling Heights
Renters insurance agents in Sterling Heights Michigan help tenants protect their personal property against theft fire and water damage. Michigan law does not require renters insurance but many landlords in Sterling Heights now include it as a lease condition. An agent can explain how local factors like severe winter storms affect your coverage needs.
Frequently Asked Questions
What does a renters insurance agent in Sterling Heights do?
A renters insurance agent helps you choose a policy that covers your personal belongings and liability. They compare plans from different companies to find one that fits your budget and needs. Agents also assist with filing claims if you experience a loss.
Is renters insurance required by law in Michigan?
Michigan state law does not require renters insurance. However many landlords in Sterling Heights require tenants to carry a policy as part of the lease agreement. Check your lease to see if coverage is mandatory.
How much does renters insurance cost in Sterling Heights Michigan?
Typical renters insurance in Michigan costs between 15 and 30 dollars per month for 30,000 dollars in personal property coverage. Your exact rate depends on your location in Sterling Heights the value of your belongings and your chosen deductible. Costs can be lower if you bundle with auto insurance.
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