The top-rated renters insurance agent in Cottage Grove, Minnesota is Tim Zajicek - State Farm Insurance Agent, rated 5.0 stars across 124 reviews. Other highly rated options include Nate Pica-Anderson - State Farm Insurance Agent, Truguard Insurance Brokers, Brady Snedden - State Farm Insurance Agent. This directory lists 10 renters insurance agents serving Cottage Grove.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tim Zajicek - State Farm Insurance Agent | 8617 W Point Douglas Rd S #150 | (651) 459-0224 |
| 2 | Nate Pica-Anderson - State Farm Insurance Agent | 7450 E Point Douglas Rd S | (651) 365-2343 |
| 3 | Truguard Insurance Brokers | 8063 Hadley Ave S | (651) 888-2170 |
| 4 | Brady Snedden - State Farm Insurance Agent | 7420 80th St S Ste 200 | (651) 458-0425 |
| 5 | Farmers Insurance - Jennifer Wheeler | 7449 80th St S | (651) 459-6699 |
| 6 | Daniel Lawrence American Family Insurance | 7750 Harkness Ave S #103 | (651) 458-6900 |
| 7 | Jack Germo - State Farm Insurance Agent | 7450 E Point Douglas Rd S | (651) 458-0425 |
| 8 | Andrea Zajicek - State Farm Insurance Agent | 8617 W Point Douglas Rd S #150 | (651) 459-2207 |
| 9 | Tim Maluski Agcy, Inc. American Family Insurance | 8617 W Point Douglas Rd S #180 | (651) 458-3519 |
| 10 | Darin Husaby American Family Insurance | 8617 W Point Douglas Rd S #180 | (651) 458-3519 |
Tim Zajicek - State Farm Insurance Agent serves clients in Washington County and the surrounding Cottage Grove, Minnesota area, offering renters insurance policies that protect personal belongings and provide liability coverage. The agent helps tenants assess their specific coverage needs, whether renting an apartment or a house. Policies typically cover losses from theft, fire, and water damage not caused by flooding. This office also assists with processing claims for damaged electronics or furniture.
Nate Pica-Anderson - State Farm Insurance Agent in Cottage Grove, MN provides renters insurance coverage to safeguard personal belongings and offers liability protection for unforeseen accidents. Services include customized policy reviews and assistance with filing claims. Routine policy updates help maintain adequate coverage levels over time. The company services a variety of local properties, from single-family homes and apartments to retail spaces and restaurants.
Truguard Insurance Brokers serves renters in Cottage Grove, Minnesota, and the surrounding area, providing policies that shield personal belongings from theft, fire, and water damage. The agency works with tenants seeking affordable liability protection and temporary living expense coverage when apartments become uninhabitable. It assists clients in understanding policy deductibles, coverage limits, and inventory documentation requirements. Truguard Insurance Brokers also extends its renters insurance services to residents of Woodbury and the eastern metro communities.
Serving Cottage Grove and the surrounding communities of Washington County, Brady Snedden - State Farm Insurance Agent handles renters insurance policies designed to protect personal belongings and provide liability coverage. The agency works with tenants in apartments, condominiums, and single-family rental homes to help them guard against common risks such as theft, fire, and water damage. To handle a typical job, the agent begins by reviewing a client's current living situation and personal property inventory, then customizes a policy that aligns with their local housing needs and budget.
Farmers Insurance - Jennifer Wheeler specializes in renters insurance, offering policies that protect personal belongings and provide liability coverage for tenants in Cottage Grove, Minnesota. The agency works with local residents to assess their coverage needs, ensuring policies match the value of their possessions and living situations. It helps renters manage risks from theft, water damage, or fire. With Minnesota’s harsh winters, the agency assists policyholders in addressing potential claims related to burst pipes or ice damage before they escalate.
As winter storms pound Cottage Grove, local renters often worry about burst pipes or water damage to their belongings. Daniel Lawrence American Family Insurance offers tailored renters insurance to protect personal property against these common seasonal risks. The agency works with residents to explain coverage options for electronics, furniture, and liability, ensuring policies match individual apartment or rental house needs. An initial assessment begins with a review of the renter’s inventory and property layout.
Jack Germo - State Farm Insurance Agent in Cottage Grove, MN, offers renters insurance services that distinguish between one-time policy setup for new tenants and recurring annual renewal options to keep coverage active. Policies generally protect personal belongings against common perils like theft or fire damage. Service for addressing policy changes or filing claims remains available on an as-needed basis, allowing clients to schedule adjustments or request assistance whenever required.
Andrea Zajicek - State Farm Insurance Agent helps individuals and families in Cottage Grove, MN, secure coverage for their personal belongings and liability. This renters insurance agent can assist in adding policies for identity theft protection and valuable items. The agency also works with commercial clients, offering insurance solutions for offices, warehouses, and food service operations to protect their assets and operations.
Tim Maluski Agcy, Inc. American Family Insurance provides renters insurance to residents of Cottage Grove and the surrounding area. Residential policies protect personal belongings and offer liability coverage within a rented home or apartment. The agency also serves commercial clients with tailored insurance solutions. Their team works directly with local property owners and tenants to explain policy options. After an initial policy is set, they can help review coverage for renewals or life changes between regular service visits.
Darin Husaby American Family Insurance is known as a renters insurance agent serving the Cottage Grove area, providing coverage tailored to local tenants. It helps clients protect personal belongings and offers liability protection within rental properties. Renters insurance policies offered can also cover additional living expenses during displacement. A specialty add-on service is scheduled personal property coverage for high-value items such as electronics or jewelry.
What Does a a Renters Insurance Agent in Cottage Grove Cost?
The average cost of renters insurance in Minnesota is about $15 to $30 per month, or $180 to $360 per year. In Cottage Grove, rates may vary based on your rental location, credit score, and coverage amount. A standard policy with $30,000 in personal property coverage and $100,000 in liability typically costs around $20 per month. This is general information, not insurance advice.
About renters insurance agents in Cottage Grove
Renters insurance agents in Cottage Grove, Minnesota help tenants protect their personal property and liability. Minnesota law does not require renters insurance, but many landlords in Cottage Grove require it in the lease. Agents can explain how local factors like severe weather risks affect your policy needs.
Frequently Asked Questions
What does a renters insurance agent in Cottage Grove do?
A renters insurance agent helps you find a policy that covers your belongings and liability. They explain coverage limits, deductibles, and exclusions specific to Minnesota. Agents also assist with filing claims and updating your policy as needed.
Is renters insurance required by law in Minnesota?
No, Minnesota state law does not require renters insurance. However, many landlords in Cottage Grove include a requirement for renters insurance in the lease agreement. You should check your lease to see if it is mandatory.
What does renters insurance typically cover in Minnesota?
Renters insurance covers personal property loss from events like fire, theft, and vandalism. It also provides liability protection if someone is injured in your rental. In Minnesota, policies often cover damage from burst pipes or hail, but flood damage is usually excluded.
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