The top-rated renters insurance agent in Lakeville, Minnesota is Jill Henning - State Farm Insurance Agent, rated 5.0 stars across 471 reviews. Other highly rated options include Pete Peterson - State Farm Insurance Agent, Andrew Wagner - State Farm Insurance Agent, Insuring Minnesota. This directory lists 19 renters insurance agents serving Lakeville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jill Henning - State Farm Insurance Agent | 9057 203rd St W Suite 100 | (952) 895-9596 |
| 2 | Pete Peterson - State Farm Insurance Agent | 7702 160th St W | (952) 683-9933 |
| 3 | Andrew Wagner - State Farm Insurance Agent | 10639 165th St W | (952) 898-9777 |
| 4 | Insuring Minnesota | 20960 Holyoke Ave | (952) 222-8073 |
| 5 | Robert Joswiak - State Farm Insurance Agent | 20838 Holyoke Ave | (952) 469-2285 |
| 6 | Miller-Hartwig Insurance | 20960 Holyoke Ave | (952) 469-5502 |
| 7 | Randy Fulsaas Insurance | 20960 Holyoke Ave | (952) 469-0411 |
| 8 | Farmers Insurance - John Yoder | 20520 Keokuk Ave Ste Ll50 | (952) 777-7100 |
| 9 | Farmers Insurance - Robert Curtis | 19950 Dodd Blvd STE 104 | (952) 985-9800 |
| 10 | Radle Insurance Services | 10609 165th St W | (952) 435-3622 |
Jill Henning - State Farm Insurance Agent serves the Lakeville, MN, area and offers renters insurance policies. This agency helps tenants protect their personal belongings against common perils like theft or fire. An agent can also explain how liability coverage works for accidents that happen inside a rented home or apartment. Customers receive personalized guidance on selecting appropriate policy limits for their specific needs. The agency handles claims support for covered losses and provides quotes for renters coverage.
Pete Peterson - State Farm Insurance Agent in Lakeville, MN, provides a range of services focused on protecting personal belongings from theft, fire, and water damage. It offers policies that help cover the cost of replacing or repairing possessions and include liability protection for accidents that occur within a rented space. Maintenance plans typically involve periodic policy reviews to ensure coverage keeps pace with changes in a renter's inventory or lifestyle. The agency services single-family homes, apartments, retail spaces, and restaurants.
Andrew Wagner’s State Farm Insurance Agency in Lakeville serves homeowners, renters, and property managers seeking personal property and liability protection. The agency helps clients tailor coverage for belongings and temporary living expenses in the event of a covered loss. It also assists with bundling renters insurance with other personal policies for convenience and potential savings. The office handles claims guidance and policy adjustments for residents throughout Lakeville and also serves the neighboring communities of Farmington and Apple Valley in the southern Twin Cities metro.
Insuring Minnesota serves the Lakeville area and surrounding communities, handling renters insurance policies for local tenants and landlords. It guides clients through coverage options that protect personal belongings and liability. The company addresses common tenant concerns such as policy limits and deductible choices. It works to tailor each plan based on an individual’s specific rental situation and property type. For a typical job, it begins with a thorough needs assessment, then compares available coverage to match the client’s budget and risk profile.
Robert Joswiak - State Farm Insurance Agent in Lakeville, MN provides renters insurance with a distinction between a one-time policy setup and recurring premium payments for continuous coverage. Coverage protects personal belongings against risks such as fire, theft, and water damage from plumbing issues while also offering liability protection. A renters insurance agent helps clients understand policy limits and deductible choices that suit their rental situation. Service runs on a scheduled basis with annual policy reviews.
Miller-Hartwig Insurance specializes in tailoring renters insurance policies to protect personal belongings and provide liability coverage, while also serving Lakeville residents with general property and casualty insurance needs. Its agents work to secure affordable plans that safeguard tenants against financial loss from fire, theft, or vandalism. As winter approaches, the company helps renters prepare for risks like burst pipes or roof damage from heavy snow.
As winter approaches in Lakeville, finding affordable renters insurance becomes a common challenge for tenants protecting personal belongings. Randy Fulsaas Insurance helps local renters evaluate coverage options that address seasonal risks, including potential pipe bursts or theft during holiday travel. The agency works with clients to understand policy details such as liability protection and loss-of-use coverage. Before issuing a quote, a straightforward walk-through inspection of the rental unit is scheduled to confirm property specifics.
Farmers Insurance - John Yoder works with tenants and property owners alike to secure protection for personal belongings and liability. It offers specialty coverage add-ons like identity theft protection and coverage for expensive personal property such as jewelry or musical instruments. Services are available for a variety of commercial sectors including small retail offices, storage warehouses, and food service operations.
Farmers Insurance - Robert Curtis provides residential renters insurance in the Lakeville, Minnesota area, helping tenants protect personal belongings and liability. Commercial coverage is also available for small businesses and property owners within the region. The agency works with clients to tailor policies to individual needs and circumstances. Following initial policy setup, the office maintains contact to address any coverage changes or claims, ensuring service continuity before and after regular scheduled adjustments.
Radle Insurance Services in Lakeville, MN is known for guiding local renters through personal property protection and liability coverage options. The agency serves individuals and families across the community, tailoring policies to fit varying housing situations from apartments to single-family rentals. Clients can discuss deductible levels and coverage limits designed around typical household contents and personal possessions. A specialty service the agency can add on is scheduled personal property coverage for high-value items such as jewelry or electronics.
What Does a a Renters Insurance Agent in Lakeville Cost?
In Minnesota, the average cost of renters insurance is between $15 and $30 per month, or roughly $180 to $360 per year. Factors like the amount of coverage, deductible, and location in Lakeville can affect the premium. Policies with higher liability limits or replacement cost coverage may cost more. This is general information and not insurance advice.
About renters insurance agents in Lakeville
A renters insurance agent in Lakeville, Minnesota can help you protect your personal belongings and provide liability coverage. Minnesota law does not require renters insurance, but many landlords in Lakeville may ask for proof of coverage. Local agents understand the specific risks in Dakota County, such as severe winter storms and potential water damage.
Frequently Asked Questions
What does renters insurance cover in Lakeville Minnesota?
Renters insurance typically covers personal property loss from fire, theft, or vandalism. It also includes liability protection if someone is injured in your rental unit. Policies often provide additional living expenses if your home becomes uninhabitable.
How do I choose a renters insurance agent in Lakeville?
Look for an agent licensed in Minnesota with experience handling claims in Dakota County. Ask about policy options for replacement cost versus actual cash value. Compare quotes from multiple agents to find coverage that fits your budget.
Is renters insurance required by law in Minnesota?
Minnesota state law does not require renters insurance. However, many landlords in Lakeville include a requirement in the lease agreement. Even without a legal mandate, it is a smart way to protect your belongings.
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