The top-rated renters insurance agent in Prior Lake, Minnesota is Mandi Vote- State Farm Insurance Agent, rated 5.0 stars across 214 reviews. Other highly rated options include AB & B Insurance, Jeremy Senn - State Farm Insurance Agent, Lakes Insurance. This directory lists 13 renters insurance agents serving Prior Lake.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mandi Vote- State Farm Insurance Agent | 16731 State Hwy 13 Suit 109 | (612) 255-0941 |
| 2 | AB & B Insurance | 14198 Commerce Ave NE #700 | (952) 226-1226 |
| 3 | Jeremy Senn - State Farm Insurance Agent | 14033 Commerce Ave NE Suite 102 | (952) 447-8700 |
| 4 | Lakes Insurance | 6885 Boudin St NE | (612) 750-3108 |
| 5 | Prior Lake State Agency | 16677 Duluth Ave SE UNIT 101 | (952) 447-8350 |
| 6 | DeRose Commercial Insurance Group | 15875 Franklin Trail SE #105 | (651) 999-8985 |
| 7 | Van Curler Independent Insurance Agency | 16228 Main Ave SE UNIT 111 | (952) 226-1160 |
| 8 | Nick Atkinson & Associates Inc American Family Insurance | 14180 Commerce Ave NE STE 107 | (952) 226-6999 |
| 9 | Oak Tree Insurance | 15870 Franklin Trail SE #105a | (952) 469-9261 |
| 10 | Goosehead Insurance - Jessica Gillin | 16268 Eagle Creek Ave SE | (612) 439-5544 |
Mandi Vote- State Farm Insurance Agent serves renters in Prior Lake and Scott County, Minnesota. The agency provides essential renters insurance policies that protect personal belongings against theft, fire, and certain water damage. It also offers liability coverage for accidents occurring within a rented property. Furthermore, it assists clients with additional living expense protection if their rental becomes temporarily uninhabitable due to a covered loss. Finally, the agency handles policy customization for high-value items like jewelry or electronics to ensure adequate coverage.
AB & B Insurance provides renters insurance agent services for those in Prior Lake, Minnesota. It assists clients in evaluating coverage options for personal belongings and liability protection. The agency offers ongoing service and policy maintenance to help ensure renters insurance plans remain current with changing needs and local requirements. Regular policy reviews and prompt responsiveness to inquiries are key aspects of its client support. AB & B Insurance services single-family homes, apartments, retail establishments, and restaurants.
Jeremy Senn - State Farm Insurance Agent serves homeowners, renters, and property managers in Prior Lake, Minnesota who need personal property and liability protection. The agency helps customers safeguard personal belongings against theft, fire, and weather damage. Renters policies often cover temporary living expenses if a rental becomes uninhabitable. The office assists with customizing coverage limits and deductibles to fit individual budgets and housing situations. It also provides renters insurance guidance for residents in nearby Savage and the surrounding Scott County communities.
Lakes Insurance serves renters in Prior Lake and the surrounding communities of Savage, Shakopee, and the greater Scott County area. It handles personal property coverage and basic liability protection for individuals leasing apartments, condominiums, and single-family homes. The agency works with standard carrier policies appropriate for various local rental property types and client needs. To handle a typical job, staff assess common regional risks such as weather-related damage and security concerns, then pair that with appropriate coverage limits from available product lines.
Prior Lake State Agency in Prior Lake, MN provides renters insurance to protect personal belongings and liability from unexpected events. Unlike a one-time policy purchase, customers typically choose an ongoing monthly premium arrangement that keeps coverage active continuously. This structure ensures protection remains in place without a lapse. Their plans cover common perils such as fire, theft, and water damage from plumbing issues. Service is provided on an as-needed basis for claims or policy changes, rather than through pre-scheduled visits.
DeRose Commercial Insurance Group specializes in providing renters insurance policies that protect personal belongings, liability, and additional living expenses. Serving Prior Lake, MN, the agency assists tenants in customizing coverage to suit individual needs. It helps clients understand policy details, coverage limits, and the importance of documenting valuables. During the spring thaw, when melting snow often leads to basement flooding, the company advises renters on adding water backup coverage to their existing policies.
As winter thaws in Prior Lake, melting snow can expose hidden water damage that standard homeowners policies may overlook, making renters insurance a critical consideration. Van Curler Independent Insurance Agency helps tenants review their current coverage to ensure personal belongings are protected against unexpected events like theft or fire. They guide clients through various policy options to find appropriate coverage for their specific unit. The process typically begins with a walkthrough of the property to identify high-value items for a detailed inventory assessment.
Nick Atkinson & Associates Inc American Family Insurance, operating in Prior Lake, MN, writes policies that shield renters from financial losses due to theft, fire, and liability claims. They offer specialty add-ons to standard coverage, including identity theft protection and scheduled personal property endorsements for valuable items like jewelry. Their work helps secure personal belongings and liability risks that standard policies may overlook. The agency can serve commercial sectors such as offices, warehouses, and food service operations, addressing their unique insurance needs.
Oak Tree Insurance is known in Prior Lake, Minnesota, for helping tenants find appropriate renters insurance coverage. It works with clients to explain standard policy options, including liability protection and personal property replacement valuations. The company assists local residents in comparing policies from various carriers to match individual needs and budgets. It can additionally arrange scheduled personal property endorsements for high-value items such as jewelry or electronics.
What Does a a Renters Insurance Agent in Prior Lake Cost?
Typical renters insurance costs in Minnesota range from 150 to 360 dollars per year, or about 12 to 30 dollars per month. Factors that affect the price include the value of your belongings, your deductible, and whether you bundle with auto insurance. This is general information and not insurance advice.
About renters insurance agents in Prior Lake
A renters insurance agent in Prior Lake can help you protect your personal property and cover liability risks. Minnesota law does not require renters insurance, but many landlords in Prior Lake may ask for proof of coverage. An agent can explain local options and help you choose a policy that fits your needs.
Frequently Asked Questions
What does a renters insurance agent do in Prior Lake?
A renters insurance agent helps you find a policy that covers your personal belongings and provides liability protection. They can explain coverage limits and deductibles based on your specific situation. Agents also help you file claims if you experience a loss.
Is renters insurance required in Minnesota?
Minnesota state law does not require renters insurance. However, many landlords in Prior Lake may require you to have a policy as part of your lease agreement. It is a good idea to check your lease for any insurance requirements.
How much does renters insurance cost in Prior Lake?
Renters insurance in Minnesota typically costs between 15 and 30 dollars per month. The exact price depends on your coverage amount, deductible, and location. An agent can give you a specific quote based on your needs.
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