The top-rated renters insurance agent in Rochester, Minnesota is Shawn Christensen - State Farm Insurance, rated 4.9 stars across 594 reviews. Other highly rated options include Bruce Fujan - State Farm Insurance Agent, Fortress Insurance & Financial Services, David Jorgenson - State Farm Insurance Agent. This directory lists 20 renters insurance agents serving Rochester.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shawn Christensen - State Farm Insurance | 1903 Broadway Ave S | (507) 282-1500 |
| 2 | Bruce Fujan - State Farm Insurance Agent | 5025 Hwy 52 N | (507) 281-5194 |
| 3 | Fortress Insurance & Financial Services | 2766 Commerce Dr NW STE D | (507) 424-6200 |
| 4 | David Jorgenson - State Farm Insurance Agent | 401 16th Ave NW Suite 105 | (507) 216-5274 |
| 5 | Atlas Insurance Brokers | 5721 Bandel Rd NW | (507) 252-8720 |
| 6 | Arment & Associates, LLC American Family Insurance | 923 N Broadway Ave | (507) 289-7494 |
| 7 | Connor Faupel Insurance Agency | 3552 West River Pkwy NW | (507) 261-9306 |
| 8 | Farmers Insurance - Joanna Johnson | 4229 W Frontage Rd #5 | (507) 287-3276 |
| 9 | Matt Kechely - State Farm Insurance Agent | 1712 37th St NW | (507) 282-2637 |
| 10 | Ted W. Smith Insurance | 3228 6th Ave NE | (507) 252-4640 |
Shawn Christensen - State Farm Insurance serves the Rochester, Minnesota area, offering renters insurance policies to local tenants. This agency helps individuals protect their personal belongings from common perils such as theft, fire, and water damage. Renters insurance can also provide liability coverage if someone is injured inside a rented home or apartment. The agent works with clients to tailor coverage limits to fit individual needs and budget constraints. Specific services handled by this office include liability protection and personal property replacement cost endorsements.
Bruce Fujan - State Farm Insurance Agent in Rochester, MN, offers renter’s insurance policies designed to cover personal belongings and liability protection. Service includes providing options for property coverage boundaries and helping clients understand deductible choices. Claims assistance is available to guide policyholders through filing and settlement processes. The agent serves renters in single-family homes, apartments, retail spaces, and restaurants.
Fortress Insurance & Financial Services serves homeowners, renters, and property managers in Rochester, Minnesota. The agency assists tenants and landlords in securing personal property and liability coverage through standard renters insurance policies. These plans protect belongings and provide financial safeguards against common risks. As a local insurance agent, the office offers guidance in selecting appropriate coverage limits and deductibles. Its team also helps clients navigate policy details and claims processes. Fortress Insurance & Financial Services further extends its renters insurance services to the neighboring community of Stewartville.
Renters insurance coverage with David Jorgenson - State Farm Insurance Agent in Rochester, MN is available through either a one-time policy for a fixed period or a recurring monthly plan that automatically renews. Both options protect personal belongings against theft, fire, and water damage while providing liability coverage. Service runs on a scheduled basis with policy renewals at set intervals or on an as-needed basis for new policies.
Atlas Insurance Brokers serves Rochester, Minnesota, and the surrounding communities with renters insurance solutions. The agency handles policies that protect tenants against damages to personal belongings and liability claims within a leased property. It guides clients through coverage options suited for local apartments and rental homes. For a typical job, the company assesses individual tenant needs and explains policy terms in a straightforward manner to facilitate informed decisions.
Arment & Associates, LLC American Family Insurance offers renters insurance policies designed to protect personal belongings and provide liability coverage in Rochester. The agency works with local residents to review policy details typically included in standard renters plans, such as coverage for theft and fire damage. It can assist both tenants in apartment buildings and homeowners renting out properties with tailoring coverage limits. During the winter months, the agency also helps with concerns over pipes freezing and subsequent water damage in rental units.
As winter approaches in Rochester, tenants often worry about burst pipes or ice dam damage to their belongings. Connor Faupel Insurance Agency helps local renters address these concerns by explaining how a policy can cover personal property losses in such situations. The agency works directly with clients to identify coverage for typical apartment hazards like fire, theft, or water damage from faulty plumbing. The initial step to securing protection is scheduling a free in-home assessment of your possessions and risks.
Farmers Insurance - Joanna Johnson in Rochester, MN helps renters protect their personal property and liability through tailored renters insurance policies. Common coverage add-ons include identity theft protection and equipment breakdown endorsements. The agency regularly assists tenants in safeguarding valuables like electronics, jewelry, and high-end appliances with scheduled personal property riders. Joanna Johnson also serves commercial clients, providing coverage for offices, warehouses, and food service operations to manage business risks and protect physical assets.
Matt Kechely - State Farm Insurance Agent in Rochester, MN provides residential renters insurance designed to protect personal belongings and cover liability in rental units. Commercial coverage is also available for small business tenants needing property and liability protection. They serve clients throughout the Rochester area and surrounding communities. Policyholders can expect follow-up after filing a claim or when renewing coverage, with consistent service offered between regular visits to address any changes in their rental situation.
Ted W. Smith Insurance is an independent agent known for helping Rochester residents find suitable renters insurance policies that fit their budget. The company serves clients throughout the Rochester area, offering personalized coverage options for personal belongings, liability, and additional living expenses. Policies can be tailored to protect tenants in apartments, condos, or single-family rental homes. A specialty add-on service is the ability to schedule high-value items, such as jewelry or electronics, for extra coverage beyond standard limits.
What Does a a Renters Insurance Agent in Rochester Cost?
In Minnesota renters insurance typically costs between 12 and 25 dollars per month for standard coverage. Factors like your credit score location in Rochester and the amount of coverage you choose affect the final price. This is general information and not insurance advice.
About renters insurance agents in Rochester
Renters insurance agents in Rochester Minnesota help tenants protect their personal property and liability. Minnesota law does not require renters insurance but many landlords in Rochester now include it in lease agreements. An agent can explain how local weather risks like hail or tornadoes affect your coverage needs.
Frequently Asked Questions
What does a renters insurance agent in Rochester do?
A renters insurance agent helps you choose a policy that covers your belongings and liability. They can compare quotes from different companies and explain Minnesota specific rules like the 60 day notice requirement for nonrenewal.
Is renters insurance required in Rochester Minnesota?
Minnesota state law does not require renters insurance. However many Rochester landlords and property managers now require tenants to carry a policy as a condition of the lease.
How much renters insurance do I need in Minnesota?
Most agents recommend at least 10000 dollars in personal property coverage and 100000 dollars in liability coverage. Your agent can help you assess the value of your belongings and choose appropriate limits.
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