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Find Renters Insurance Agents Near You in St Cloud, MN

Browse renters insurance agents serving St Cloud, Minnesota. Updated 2026-07-14.

The top-rated renters insurance agent in St Cloud, Minnesota is Dan Anderson - State Farm Insurance Agent, rated 5.0 stars across 617 reviews. Other highly rated options include Kristen Stebbins - State Farm Insurance Agent, Ken Bellicot - State Farm Insurance Agent, The Lyle Group: Allstate Insurance. This directory lists 17 renters insurance agents serving St Cloud.

Showing 17 renters insurance agents in St Cloud, MNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Dan Anderson - State Farm Insurance Agent300 23rd Ave N(320) 253-4656
2Kristen Stebbins - State Farm Insurance Agent1988 Co Rd 134(320) 251-8353
3Ken Bellicot - State Farm Insurance Agent2904 Roosevelt Rd #2(320) 251-4686
4The Lyle Group: Allstate Insurance30 15th Ave S(320) 253-4994
5Hess Partners Insurance Agency31 33rd Ave N(320) 255-0417
6Travis Williams - State Farm Insurance Agent330 US-10(320) 774-1091
7Michael Brower Agency, Inc. American Family Insurance1727 W St Germain St(320) 252-5151
8Advantage 1 Insurance3801 3rd St N(320) 252-6650
9Farmers Insurance - Jed Simi4180 Thielman Ln Suite 108(320) 255-9837
10Rock City Insurance14 7th Ave N(320) 259-4003
DA
300 23rd Ave N
Dan Anderson - State Farm Insurance Agent
Renters Insurance Agent · St Cloud, MN

Dan Anderson - State Farm Insurance Agent serves the St. Cloud, MN, area, specializing in renters insurance policies. Its main service is helping tenants protect their personal belongings against covered losses like theft and fire. The agency assists local renters in understanding coverage options for liability and temporary living expenses. It also handles claims processing and policy adjustments for those living in apartments, condos, or houses.

KS
1988 Co Rd 134
Kristen Stebbins - State Farm Insurance Agent
Renters Insurance Agent · St Cloud, MN

Kristen Stebbins - State Farm Insurance Agent offers renters insurance policies designed to protect personal belongings and provide liability coverage. The agency assists clients in selecting appropriate coverage limits and understanding their policy terms for apartments, condominiums, or rental houses. It provides ongoing support for policy adjustments and claims guidance. Service includes reviewing coverage needs during policy renewals to reflect life changes or new possessions. This agency services single-family homes, apartments, retail spaces, and restaurants in the St Cloud, MN area.

KB
2904 Roosevelt Rd #2
Ken Bellicot - State Farm Insurance Agent
Renters Insurance Agent · St Cloud, MN

Serving homeowners and renters in St Cloud, MN, Ken Bellicot’s State Farm agency provides renters insurance policies designed to protect personal belongings and offer liability coverage. A typical policy covers losses from theft, fire, and certain weather events, with options to add additional protection for valuable items. The agent helps clients understand coverage limits and deductibles during a free policy review. His office also serves tenants and landlords in nearby Sartell, ensuring property owners have consistent access to insurance solutions tailored to rental units.

LG
30 15th Ave S
The Lyle Group: Allstate Insurance
Renters Insurance Agent · St Cloud, MN

Serving St Cloud and the surrounding communities, The Lyle Group: Allstate Insurance handles renters insurance for local tenants and homeowners in need of liability protection. Policies typically cover personal belongings and provide liability coverage against common household risks. To complete a typical job, the agent reviews each client’s specific living situation and personal property value to recommend a suitable policy with appropriate coverage limits and deductibles.

HP
31 33rd Ave N
Hess Partners Insurance Agency
Renters Insurance Agent · St Cloud, MN

Hess Partners Insurance Agency in St Cloud, MN assists clients in distinguishing between one-time renters policies, which cover a single lease term without renewal, and recurring annual policies that automatically continue coverage. Renters insurance protects personal belongings against theft, fire, and certain water damage, while also providing liability coverage for accidents within a rented property. Service for customers at this agency operates on an as-needed basis, with no scheduled follow-ups or recurring appointments.

TW
330 US-10
Travis Williams - State Farm Insurance Agent
Renters Insurance Agent · St Cloud, MN

As a local renters insurance agent, Travis Williams - State Farm Insurance Agent based in St Cloud, MN works with clients to protect their personal belongings and liability within rented homes or apartments. The agent can help policyholders add endorsements for identity restoration or sewer and drain backup coverage. Services are provided for those leasing residential properties, as well as for commercial sectors such as offices, warehouses, and food service operations.

MB
1727 W St Germain St
Michael Brower Agency, Inc. American Family Insurance
Renters Insurance Agent · St Cloud, MN

Serving residents in St Cloud, MN, this agency helps renters protect personal belongings and secure liability coverage for their apartments or homes. They also provide commercial coverage for small businesses needing renters insurance tailored to leased spaces, extending their service across the local region. The team assists clients in customizing policies to fit their needs, ensuring clear guidance during the initial purchase. They welcome follow-up inquiries and repeat service between scheduled visits for any coverage adjustments or questions about existing policies.

A1
3801 3rd St N
Advantage 1 Insurance
Renters Insurance Agent · St Cloud, MN

As the cold Minnesota winter sets in, renters in St. Cloud look for reliable ways to protect their belongings from frozen pipe bursts. Advantage 1 Insurance works with residents to find a renters insurance agent who can answer questions about policy details. They explain coverage limits and deductibles so clients understand their options before making a decision. An initial assessment of personal property and liability needs is then completed to start the process properly.

FI
4180 Thielman Ln Suite 108
Farmers Insurance - Jed Simi
Renters Insurance Agent · St Cloud, MN
RC
14 7th Ave N
Rock City Insurance
Renters Insurance Agent · St Cloud, MN

Rock City Insurance serves St. Cloud, Minnesota, as a renters insurance agent known for helping tenants protect their personal belongings and liability needs. The company guides clients through policies covering theft, fire damage, and temporary living expenses if a rental becomes uninhabitable. They work with local landlords to ensure coverage meets lease requirements. For added protection, they offer additional endorsements for high-value items such as jewelry or electronics, extending coverage limits beyond the standard policy.

MJ
3717 3rd St N
Moe Janssen Schee Agency: Allstate Insurance
Renters Insurance Agent · St Cloud, MN
(320) 251-1383
agents.allstate.com/moe-janssen-schee-agency-saint-cloud-mn.html
AO
3601 18th St S
Auto-Owners Insurance St. Cloud Claims
Renters Insurance Agent · St Cloud, MN
(320) 251-1451
auto-owners.com
FI
3335 W St Germain St #105
Farmers Insurance - Duane Osgood
Renters Insurance Agent · St Cloud, MN
(320) 252-6095
agents.farmers.com/mn/saint-cloud/duane-osgood
HI
2233 Roosevelt Rd #4
Hess Insurance Agency LLC
Renters Insurance Agent · St Cloud, MN
(320) 251-1515
hessinsuranceagency.com
MA
536 25th Ave N
Moe Agency Inc
Renters Insurance Agent · St Cloud, MN
(320) 253-7644
moeagencyinc.net
JH
606 25th Ave S #111
John Herman Insurance
Renters Insurance Agent · St Cloud, MN
(320) 251-1997
johnhermanins.wixsite.com/johnhermanins
MH
1500 Oak Grove Rd SW #109
Mark Helminick
Renters Insurance Agent · St Cloud, MN
(320) 230-9147
insurancebrokersmn.com/contact-us/office-locations/st-cloud

What Does a a Renters Insurance Agent in St Cloud Cost?

In Minnesota, renters insurance typically costs between 15 and 30 dollars per month for a standard policy with 30000 dollars in personal property coverage. Factors like your location in St Cloud, the age of your building, and your claims history affect the price. Policies with higher deductibles usually have lower monthly premiums. This is general information and not insurance advice.

About renters insurance agents in St Cloud

Renters insurance agents in St Cloud, Minnesota help tenants protect their personal property and liability. Minnesota law does not require renters insurance, but many landlords in St Cloud include it as a lease condition. Agents can explain how coverage applies to common risks like fire, theft, and water damage in this region.

Frequently Asked Questions

What does a renters insurance agent in St Cloud do?

A renters insurance agent helps you find a policy that covers your personal belongings and liability. They compare plans from different companies and explain Minnesota-specific rules, such as how claims for theft or fire are handled. They also assist with filing claims and updating coverage as your needs change.

Is renters insurance required in St Cloud Minnesota?

Minnesota state law does not require renters insurance. However, many landlords in St Cloud require tenants to carry a policy as part of the lease agreement. An agent can help you meet this requirement and avoid lease violations.

How much personal property coverage do I need in St Cloud?

The amount of coverage depends on the value of your belongings. An agent can help you create a home inventory to estimate replacement costs. Typical policies start at 15000 dollars for personal property, but higher limits are available for expensive items like electronics or jewelry.

Renters Insurance Agents in Other Minnesota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each renters insurance agent's credentials and current standing with your state Department of Insurance.