The top-rated renters insurance agent in West St Paul, Minnesota is Sonja Lhotka - State Farm Insurance Agent, rated 5.0 stars across 407 reviews. Other highly rated options include Tom Stremski - State Farm Insurance Agent, Turitto Insurance Agency, Paul Weinberg - State Farm Insurance Agent. This directory lists 11 renters insurance agents serving West St Paul.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sonja Lhotka - State Farm Insurance Agent | 1201 S Robert St Suite M3B | (651) 454-6555 |
| 2 | Tom Stremski - State Farm Insurance Agent | 1560 Livingston Ave Ste 101 | (651) 457-6348 |
| 3 | Turitto Insurance Agency | 1349 S Robert St Ste 103 | (651) 455-4808 |
| 4 | Paul Weinberg - State Farm Insurance Agent | 1635 S Robert St | (651) 457-7119 |
| 5 | Steve Stremski - State Farm Insurance Agent | 1560 Livingston Ave Ste 101 | (651) 457-6348 |
| 6 | Insurance Advisors Ann-Marie Underhill Agency | 1074 S Robert St #109 | (651) 855-8484 |
| 7 | Meyer Peltier Insurance | 1549 Livingston Ave STE 102 | (651) 457-5454 |
| 8 | Farmers Insurance - Christine Smith | 433 Mendota Rd E Ste G | (612) 808-9908 |
| 9 | Fairway Insurance Brokers | 252 Marie Ave E Suite D | (952) 210-9631 |
| 10 | All County Agency Inc. | 1549 Livingston Ave STE 102 | (651) 484-1661 |
Sonja Lhotka - State Farm Insurance Agent serves the West St Paul, MN area and the surrounding communities as a dedicated renters insurance agent. The company assists local tenants with policies designed to protect personal belongings against common risks like theft, fire, and water damage. Understanding that renters insurance also offers liability coverage for accidents that occur inside a rented home, the agent helps clients customize these plans to match their specific needs. She handles both renters insurance policy selection and annual policy reviews to ensure adequate protection.
Tom Stremski - State Farm Insurance Agent in West St Paul, MN offers a range of renters insurance services tailored to local needs. This agency helps customers select policies that protect personal belongings and provide liability coverage against common household incidents. Plan options typically include assistance filing claims, reviewing coverage limits, and adjusting deductibles as circumstances change. The goal is to ensure each client maintains appropriate protection for their living situation. This agent services a variety of property types, including single-family homes, apartments, condominiums, retail spaces, and restaurants.
Turitto Insurance Agency serves West St Paul, Minnesota, and the surrounding communities, providing renters insurance coverage for tenants. It handles policies that protect personal belongings, liability, and additional living expenses in case of a covered loss. The agency guides clients through understanding coverage options and policy limits to ensure adequate protection for their leasehold interests. For a typical job, it reviews the client’s inventory and living situation before matching policy features to individual needs.
Paul Weinberg - State Farm Insurance Agent in West St Paul, MN serves homeowners, renters, and property managers seeking coverage for personal belongings and liability protection. The agency helps customers understand policy options that safeguard possessions against theft, fire, and water damage. Renters insurance policies typically cover personal property both inside and outside the home. The agency also assists clients in neighboring areas such as South St Paul and the greater Twin Cities metro with tailored coverage assessments and policy reviews.
For renters insurance, Steve Stremski - State Farm Insurance Agent offers distinct plans addressing either the one-time replacement cost of personal belongings or recurring liability protection for accidents within the home. The coverage typically extends to theft, fire damage, and temporary living expenses if the rental unit becomes uninhabitable. Located in West St Paul, MN, this agency provides tailored policies for both short-term and long-term lease agreements. This service operates on an as-needed basis for policy reviews or after a covered loss event.
As a renters insurance agent in West St Paul, MN, Insurance Advisors Ann-Marie Underhill Agency customizes policies to protect personal belongings and liability. The agency explains coverage limits, assists with inventory documentation, and clarifies how deductibles apply to different claims scenarios. Its ongoing service includes reviewing policy changes after major life events such as relocation or acquiring valuable new items. Before the start of the winter season, the agency helps renters confirm whether frozen pipe damage is covered under their specific policy terms.
As winter approaches in West St Paul, many residents look to protect their belongings from potential cold-weather damage to rented homes or apartments. Meyer Peltier Insurance serves this need by offering tailored renters insurance agent services that help tenants find appropriate dwelling and possessions coverage. They work with clients to explain policy options and address specific concerns about liability or property loss during colder months. The process for getting started begins with a thorough review of your personal property and living situation during an initial consultation or phone assessment.
Farmers Insurance - Christine Smith serves West St Paul and the surrounding area by helping tenants protect their belongings from unexpected loss, theft, or damage. This agency can personalize a basic renters policy with specialty add-ons, including valuable item coverage for jewelry or electronics and liability protection for accidents that occur inside a rental property. It is positioned to work with various commercial sectors such as offices, warehouses, and food service establishments that require tailored coverage for their leased spaces.
Fairway Insurance Brokers provides residential renters insurance coverage in West St Paul, MN, working with individuals to protect personal belongings and liability within their leased homes. The agency also offers commercial coverage for local business tenants, serving clients throughout the greater Twin Cities area. Agents take time to explain policy options, helping renters secure appropriate protection for their specific living situations. Customers often return between regular annual policy reviews to update coverage after moves, changes in possessions, or other life events.
All County Agency Inc. in West St Paul, MN is known for providing renters insurance coverage tailored to the needs of local tenants. The agency helps clients protect personal belongings and secure liability protection against common household risks in the area. Its service range includes guiding customers through policy options that meet standard lease requirements. This renters insurance agent can also assist with adding valuable items coverage for high-value electronics or jewelry.
What Does a a Renters Insurance Agent in West St Paul Cost?
Renters insurance in Minnesota typically costs between 15 and 30 dollars per month for a standard policy. The exact price depends on your coverage limits deductible and location in West St Paul. Factors like the age of your building and your credit history can also affect the rate. This is general information and not insurance advice.
About renters insurance agents in West St Paul
Renters insurance agents in West St Paul help you find a policy that covers your personal property and liability. In Minnesota, landlords can require tenants to carry renters insurance as part of the lease agreement. An agent can explain how Minnesota law affects your coverage needs and help you compare quotes from different insurers.
Frequently Asked Questions
Do I need renters insurance in West St Paul Minnesota?
Minnesota law does not require renters insurance by statute. However, many landlords in West St Paul include a requirement in the lease. An agent can help you understand your lease terms and find a policy that meets those requirements.
What does a renters insurance policy typically cover in Minnesota?
A standard renters policy covers personal belongings against perils like fire theft and vandalism. It also provides liability protection if someone is injured in your rental unit. An agent can explain optional add-ons for valuable items or water backup coverage common in Minnesota.
How do I choose a renters insurance agent in West St Paul?
Look for an agent licensed in Minnesota who has experience with renters policies. Ask about their knowledge of local insurance companies and how they handle claims. An agent can also explain how Minnesota's weather risks like hail or frozen pipes affect your coverage needs.
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