The top-rated renters insurance agent in Chesterfield, Missouri is Kevin Stengel - State Farm Insurance Agent, rated 5.0 stars across 628 reviews. Other highly rated options include Ben Rister - State Farm Insurance Agent, Weiss Insurance Agency, Shawn Crosswhite - State Farm Insurance Agent. This directory lists 21 renters insurance agents serving Chesterfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kevin Stengel - State Farm Insurance Agent | 36 Clarkson Wilson Center | (636) 532-5544 |
| 2 | Ben Rister - State Farm Insurance Agent | 14159 Clayton Rd | (636) 227-2010 |
| 3 | Weiss Insurance Agency | 683 Trade Center Blvd #100 | (636) 306-5526 |
| 4 | Shawn Crosswhite - State Farm Insurance Agent | 13714 Olive Blvd Suite B | (314) 878-2442 |
| 5 | Brenda Smith - State Farm Insurance Agent | 618 Cepi Dr Ste D | (636) 778-7188 |
| 6 | Jeff Schlattman - State Farm Insurance Agent | 14226 Ladue Rd | (314) 434-6064 |
| 7 | Bess Agency & Associates Inc American Family Insurance | 14500 S Outer Forty Rd # 205 | (314) 275-8500 |
| 8 | Thomas Insurance Advisors, LLC | 632 B Trade Center Blvd | (636) 536-2229 |
| 9 | Evan Richmond - State Farm Insurance Agent | 13437 Olive Blvd | (314) 469-1711 |
| 10 | Farmers Insurance St. Louis - Ed Fogelbach | 111 Hilltown Village Center Suite 211 | (844) 628-6047 |
Kevin Stengel - State Farm Insurance Agent serves the Chesterfield, Missouri area, focusing on renters insurance for local residents. This agency helps tenants find policies that cover personal belongings inside apartments, condos, or houses. Renters insurance typically provides financial protection against unexpected events like theft, fire, or water damage from faulty plumbing. The agent works with customers to explain coverage limits and deductibles. Specific services include advising on liability coverage for accidents that occur inside a rental property and assisting with inventory documentation for valuables.
Serving homeowners, renters, and property managers in St. Charles, Missouri, Ben Rister - State Farm Insurance Agent helps protect personal belongings, liability risks, and living expenses after a covered loss. The agency reviews individual policy options to match coverage limits with each customer’s budget and lifestyle needs. They explain common renters insurance terms such as actual cash value versus replacement cost coverage before any commitment. Claims assistance and policy changes are handled promptly by the local office. This St. Charles agent also serves nearby communities in St. Peters.
Weiss Insurance Agency in Chesterfield, Missouri, provides a range of renters insurance services, including policy evaluations and liability coverage options. It offers ongoing support for policy maintenance, ensuring coverage adapts to changing personal property needs over time. The agency assists with claims filing and policy adjustments as necessary. Its clientele includes single-family home tenants, apartment dwellers, residents of retail spaces, and those living in restaurants.
Shawn Crosswhite - State Farm Insurance Agent serves Chesterfield, Missouri, and the surrounding communities. The practice handles renters insurance policies designed to protect personal belongings and provide liability coverage for tenants and homeowners. Each policy is tailored to cover losses from theft, fire, or water damage. The agent works with clients to explain coverage limits and deductibles before a binding application. The typical job begins with a needs assessment and concludes with a clear policy explanation.
Brenda Smith at State Farm serves homeowners, renters, and property managers in Chesterfield, Missouri, Ryan Territory, full time to Sedgewick. For renters, policies cover personal belongings against theft, fire, and water damage from burst pipes while also providing liability protection if a guest is injured inside the unit. These plans can be customized with additional coverage for high-value items like electronics and jewelry on the bottom floor. Beyond Chesterfield, the office also serves the adjacent communities of Creve Coeur and Maryland Heights.
Unlike some insurance needs that require only a single visit, renter’s insurance is a recurring coverage that protects personal belongings and provides liability protection for the policyholder. Located in Chesterfield, MO, Jeff Schlattman — State Farm Insurance Agent helps renters secure a policy that covers their specific possessions and offers loss-of-use benefits if their home becomes uninhabitable. Service for existing policies runs on a scheduled, annual basis, while new quotes and policy changes are handled as needed.
Bess Agency & Associates Inc American Family Insurance specializes in helping local residents secure renters insurance policies that safeguard personal belongings and provide liability protection. The agency serves clients throughout the Chesterfield area, assisting with policy selection and coverage adjustments. This includes addressing specific seasonal concerns like protecting valuables during holiday travel or when storing equipment for winter. It also helps renters understand coverage for water damage from frozen pipes in colder months, a common situational risk in the region.
As the spring storm season arrives in Chesterfield, Thomas Insurance Advisors, LLC helps renters secure coverage for belongings against wind and hail damage. They guide local clients through renters policy options, including liability protection and loss-of-use provisions. Each coverage discussion reviews the specific building’s security features and flood risks. To begin, the agent conducts a personal property consultation to document current possessions and evaluate individual insurance needs.
Evan Richmond - State Farm Insurance Agent in Chesterfield, MO, assists clients in securing renters insurance that protects personal belongings against theft and unexpected damage. The agent helps policyholders add coverage for high-value items such as jewelry or electronics when needed. Renters insurance provides liability protection for accidents occurring within a rented home, apartment, or condominium. This agent serves renters across commercial sectors, including offices, warehouses, and food service establishments.
Farmers Insurance St. Louis - Ed Fogelbach serves residential renters in Chesterfield, MO, helping protect personal belongings and liability. The agency also offers commercial coverage for small business tenants, operating throughout the greater St. Louis area. An agent can tailor a policy to fit individual rental situations and budget needs, providing ongoing support as lease terms change. Clients are encouraged to return for periodic policy reviews, ensuring their coverage remains adequate between annual visits.
What Does a a Renters Insurance Agent in Chesterfield Cost?
In Missouri renters insurance typically costs between 15 and 30 dollars per month for 30,000 dollars in personal property coverage and 100,000 dollars in liability protection. Chesterfield rates may be slightly higher due to local crime and weather risks. Your exact premium depends on your credit score claim history and the value of your belongings. This is general information and not insurance advice.
About renters insurance agents in Chesterfield
Renters insurance agents in Chesterfield Missouri help tenants protect personal property against theft fire and water damage. Missouri law does not require renters insurance but many landlords in St. Louis County now ask for proof of coverage. An agent can explain policy limits and help you choose the right amount of liability protection for your rental home or apartment.
Frequently Asked Questions
What does a renters insurance agent in Chesterfield do?
A renters insurance agent helps you compare policies from different carriers and find coverage that fits your budget. They explain deductibles personal property limits and liability options. Agents also assist with filing claims and updating your policy when you move or acquire new valuables.
Is renters insurance required by law in Missouri?
Missouri state law does not require renters insurance. However many landlords in Chesterfield and across St. Louis County include a lease clause that requires tenants to carry a minimum amount of liability coverage. Check your lease agreement for specific requirements.
How quickly can I get a renters insurance policy in Chesterfield?
Most renters insurance agents can issue a policy within one business day. You can often get coverage started immediately by providing your address personal information and payment. Some agents offer same day coverage if you apply during business hours.
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