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HomeRenters Insurance AgentsMissouri › Independence

Find Renters Insurance Agents Near You in Independence, MO

Browse renters insurance agents serving Independence, Missouri. Updated 2026-07-14.

The top-rated renters insurance agent in Independence, Missouri is Houston Richards State Farm - Insurance Agent KC, rated 5.0 stars across 751 reviews. Other highly rated options include Alicia Scott - State Farm Insurance Agent, Chad Mitchell - State Farm Insurance Agent, Kim Downey Noble - State Farm Insurance Agent. This directory lists 23 renters insurance agents serving Independence.

Showing 23 renters insurance agents in Independence, MOListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Houston Richards State Farm - Insurance Agent KC15441 US-24(816) 796-9111
2Alicia Scott - State Farm Insurance Agent19045 E Valley View Pkwy suite k(816) 886-5009
3Chad Mitchell - State Farm Insurance Agent14901 E 42nd St S(816) 836-0114
4Kim Downey Noble - State Farm Insurance Agent221 W Lexington Ave Suite 101(816) 833-1180
5Freeway Insurance3619 S Noland Rd(816) 685-6985
6Scott Davidson - State Farm Insurance Agent2411 Rte 291 Suite L(816) 373-0434
7Matrix Insurance11201 E US Hwy 24 B(816) 272-4444
8Lesley Siegfried - State Farm Insurance Agent1214 S Noland Rd B(816) 252-6882
9The Insurance Groupe16012 East 23rd St S(816) 461-2260
10Blake Roberson - State Farm Insurance Agent16726 E 40th St(816) 478-1600
HR
15441 US-24
Houston Richards State Farm - Insurance Agent KC
Renters Insurance Agent · Independence, MO

Houston Richards State Farm - Insurance Agent KC serves the Independence, Missouri, area with comprehensive renters insurance policies. The agency helps local tenants protect their personal belongings and secure liability coverage against accidents. Renters insurance is designed to cover losses from events such as theft, fire, and certain water damage in apartments and rental homes. Claims assistance is available to guide clients through the process of recovering from unexpected incidents. The company handles policy customization and coverage reviews to match individual renter needs.

AS
19045 E Valley View Pkwy suite k
Alicia Scott - State Farm Insurance Agent
Renters Insurance Agent · Independence, MO

Alicia Scott - State Farm Insurance Agent serves renters in Independence, Missouri, by offering personalized policies that protect personal belongings and provide liability coverage for apartments or homes. The agency helps customers understand coverage options to safeguard their possessions against theft, fire, or water damage. It also assists with bundling renters insurance for potential savings. In addition to Independence, this agency serves residents throughout the surrounding Jackson County region, including the nearby community of Lee's Summit.

CM
14901 E 42nd St S
Chad Mitchell - State Farm Insurance Agent
Renters Insurance Agent · Independence, MO

Chad Mitchell - State Farm Insurance Agent in Independence, MO offers renters insurance policies designed to protect personal belongings and provide liability coverage. This agency helps clients understand policy options and assists with filing claims when needed. Service includes reviewing existing coverage to ensure it adequately reflects current living situations and personal property values. Properties serviced include single-family homes, apartments, retail, and restaurants.

KD
221 W Lexington Ave Suite 101
Kim Downey Noble - State Farm Insurance Agent
Renters Insurance Agent · Independence, MO

Kim Downey Noble - State Farm Insurance Agent serves Independence, Missouri, and the surrounding communities. This agency handles renters insurance policies to protect personal belongings and provide liability coverage. It also offers support for claims related to theft, fire damage, or water losses in rental properties. The typical job begins with a consultation to assess a client's specific coverage needs and policy limits. Coverage options are then explained clearly, allowing the client to make an informed decision before any final paperwork is processed.

FI
3619 S Noland Rd
Freeway Insurance
Renters Insurance Agent · Independence, MO

Freeway Insurance serves renters in Independence, Missouri, and the surrounding communities of the Greater Kansas City area. It handles personal property protection, liability coverage, and additional living expense policies for tenants in apartments, condos, and single-family homes. The company guides clients through assessing their personal inventory and understanding policy deductibles. It approaches each job by reviewing individual renter risks, comparing coverage limits to current replacement values, and ensuring the policy meets local landlord requirements typically found in area lease agreements.

SD
2411 Rte 291 Suite L
Scott Davidson - State Farm Insurance Agent
Renters Insurance Agent · Independence, MO

As a renters insurance agent, Scott Davidson in Independence, MO offers policies that cover personal belongings and liability. The agency also provides general guidance on evaluating coverage limits for electronics, furniture, and clothing. It assists clients with filing claims after incidents such as theft or water damage. The office further helps renters understand how a policy can temporarily cover stored items during a seasonal move or college semester transition.

MI
11201 E US Hwy 24 B
Matrix Insurance
Renters Insurance Agent · Independence, MO

Residents of Independence, Missouri can choose between a one-time visit for a single policy issue or recurring service options for ongoing protection when working with Matrix Insurance for a renters insurance agent. Coverage typically safeguards personal belongings, offers liability protection, and can cover additional living expenses if a rental becomes uninhabitable after a covered loss. Service operates on a scheduled basis for annual policy reviews or as-needed for claims, new rentals, and coverage adjustments.

LS
1214 S Noland Rd B
Lesley Siegfried - State Farm Insurance Agent
Renters Insurance Agent · Independence, MO

Lesley Siegfried - State Farm Insurance Agent in Independence, MO, provides renters insurance to protect personal belongings and liability. Additional coverage options include protection for valuable items such as jewelry and electronics. The agency also works with clients to find policies that fit various rental situations and budgets. Its services extend to commercial sectors, serving businesses like offices, warehouses, and food service operations to help cover their specific property and liability needs.

IG
16012 East 23rd St S
The Insurance Groupe
Renters Insurance Agent · Independence, MO

As Missouri winters bring plumbing risks and spring storms threaten wind damage, Independence tenants often seek protection for their belongings. The Insurance Groupe provides renters insurance coverage tailored to local apartment dwellers and homeowners needing personal property policies. Their team explains how standard plans cover theft and liability while offering customization options for high-value items like jewelry or electronics. This helps renters in Independence secure financial safeguards against common household emergencies. A typical consultation begins with an inventory review of possessions to determine appropriate policy limits.

BR
16726 E 40th St
Blake Roberson - State Farm Insurance Agent
Renters Insurance Agent · Independence, MO
OA
12401 East 43rd St S Ste 170
Olson Agency LLC - Jon Olson
Renters Insurance Agent · Independence, MO
(816) 754-1277
BM
4201 South Hocker Ave Bldg 3 Ste 110
Brian Manning Agency Inc American Family Insurance
Renters Insurance Agent · Independence, MO
(816) 373-1410
amfam.com/agents/missouri/independence/Brian-Manning
FI
1509 S Noland Rd Ste B
Farmers Insurance - Marie Hudson
Renters Insurance Agent · Independence, MO
(816) 228-3370
agents.farmers.com/mo/independence/marie-hudson
BF
10808 East 23rd St S
Budget For Less LLC
Renters Insurance Agent · Independence, MO
(816) 252-5213
MI
11301 E US Hwy 40
Monarch Insurance
Renters Insurance Agent · Independence, MO
(816) 203-7405
monarchinsurancekc.com
HI
4800 S Cochise Dr
Hometown Insurance Agency LLC
Renters Insurance Agent · Independence, MO
(816) 795-7200
hometowninsurancekc.com
AI
19210 East 39th St S Suite B
AAA Independence Insurance and Member Services
Renters Insurance Agent · Independence, MO
(816) 373-1717
ace.aaa.com/locations/Independence-64057-150
SI
17201 E US Hwy 40 Ste 101A
Shelter Insurance - Dan Welch
Renters Insurance Agent · Independence, MO
(816) 478-1840
shelterinsurance.com/CA/agent/DANWELCH
SI
17201 E US Hwy 40 Ste 101B
Shelter Insurance - Max Rourke
Renters Insurance Agent · Independence, MO
(816) 373-1426
shelterinsurance.com/CA/agent/MROURKE
SI
9306 E US Hwy 40
Shelter Insurance - John John
Renters Insurance Agent · Independence, MO
(816) 356-1336
shelterinsurance.com/CA/agent/JJOHN
JB
19321 E US Hwy 40 Suite C-1
Jeremy Bennett - State Farm Agent
Renters Insurance Agent · Independence, MO
(816) 795-6520
bennettsf.com
BS
701 East 23rd St S B
Big Sky Agency
Renters Insurance Agent · Independence, MO
(816) 322-2888
bigsky-agency.com
AI
1316 S Noland Rd
All Insurance Agency
Renters Insurance Agent · Independence, MO
(816) 839-7559
allinsagency.com

What Does a a Renters Insurance Agent in Independence Cost?

In Missouri renters insurance typically costs between 15 and 30 dollars per month for standard coverage. Policies in Independence may cost slightly more or less depending on the property location and the amount of coverage you choose. Factors like your credit score claims history and the value of your belongings also affect the premium. This is general information not insurance advice.

About renters insurance agents in Independence

Renters insurance agents in Independence Missouri help tenants protect their personal property and liability. Missouri law does not require renters insurance but many landlords in Independence now require it in lease agreements. An agent can explain coverage options and help you find a policy that fits your budget and needs.

Frequently Asked Questions

What does a renters insurance agent in Independence do?

A renters insurance agent helps you compare policies from different insurance companies. They explain what is covered such as personal belongings liability and additional living expenses. They also help you file claims and adjust your coverage as needed.

Is renters insurance required by law in Missouri?

Missouri state law does not require renters insurance. However many landlords and property managers in Independence now require tenants to carry a policy as part of the lease agreement. Check your lease to see if renters insurance is mandatory.

How much personal property coverage do I need for my Independence rental?

Most agents recommend enough coverage to replace all your belongings. A common starting point is 20000 to 30000 dollars in personal property coverage. You can use a home inventory list to determine the exact value of your items.

Renters Insurance Agents in Other Missouri Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each renters insurance agent's credentials and current standing with your state Department of Insurance.