The top-rated renters insurance agent in Albuquerque, New Mexico is Paul Gallegos - State Farm Insurance Agent, rated 5.0 stars across 336 reviews. Other highly rated options include Theresa Saiz-Wilmert - State Farm Insurance Agent, Jay Lapierre - GEICO Insurance Agent, Strategic Insurance Group. This directory lists 20 renters insurance agents serving Albuquerque.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Paul Gallegos - State Farm Insurance Agent | 6101 Moon St NE Ste 4000 | (505) 883-2583 |
| 2 | Theresa Saiz-Wilmert - State Farm Insurance Agent | 6301 Riverside Plaza Ln #2 | (505) 792-2070 |
| 3 | Jay Lapierre - GEICO Insurance Agent | 2520 Juan Tabo Blvd NE d 1 | (505) 265-1600 |
| 4 | Strategic Insurance Group | 7500 Jefferson St NE Suite 106 | (505) 585-0227 |
| 5 | Freeway Insurance | 4726 Central Ave SW | (505) 309-7015 |
| 6 | Lanell Anderson - State Farm Insurance Agent | 5600 Menaul Blvd NE | (505) 881-0550 |
| 7 | Associated Insurance Professionals, Inc. | 1429 Carlisle Blvd NE | (505) 265-3704 |
| 8 | Zehra Farooqui - State Farm Insurance Agent | 2716 San Pedro Dr NE #B | (505) 796-8964 |
| 9 | Ultimate Insurance | 4501 4th St NW a | (505) 433-3946 |
| 10 | Albuquerque Insurance World | 2828 Carlisle Blvd NE F | (505) 265-6000 |
Paul Gallegos - State Farm Insurance Agent serves renters throughout the Albuquerque, NM area, helping tenants protect their personal belongings against theft, fire, and accidental damage. His agency assists individual apartment and home renters in obtaining tailored policies that include liability coverage for incidents on the rented property. The team also works with families and students seeking straightforward financial protection for their leased homes. In addition to serving Albuquerque, this agency extends its renters insurance services to residents in the nearby community of Rio Rancho.
Theresa Saiz-Wilmert - State Farm Insurance Agent offers comprehensive renters insurance policies in the Albuquerque area, protecting personal belongings and providing liability coverage. The agent assists clients with selecting appropriate coverage limits and deductibles tailored to individual needs. Policy options can include protection for loss of use and medical payments to others. It services single-family homes, apartments, retail spaces, and restaurants.
Jay Lapierre, serving Albuquerque and Bernalillo County as a GEICO insurance agent, provides renters insurance policies for local tenants. This agency helps residents protect their personal belongings from common perils such as theft, fire, and water damage. Renters insurance also typically includes liability coverage for accidents occurring within a rented home or apartment. Jay Lapierre specifically handles processing new renters insurance applications and assisting clients with filing claims for stolen or damaged property in the Albuquerque area.
Strategic Insurance Group serves Albuquerque and its surrounding communities, handling renters insurance policies for local residents. As a renters insurance agent, the company addresses coverage for personal belongings, liability protection, and additional living expenses. It works with clients to assess their individual needs and policy options. To handle a typical job, it reviews a renter’s specific situation and explains suitable coverage choices before assisting with the application process.
When seasonal monsoons pass through Albuquerque, unprotected belongings in rented homes are at risk of costly water damage. Freeway Insurance addresses this concern for local tenants by offering renters insurance agent services tailored to area leasing requirements. They assist clients in navigating standard policy options that typically include liability coverage and replacement cost for personal property. The process begins by scheduling a straightforward initial consultation, during which the agent reviews the renter's current inventory of valuables to assess appropriate coverage needs.
Lanell Anderson - State Farm Insurance Agent in Albuquerque, New Mexico, helps renters protect their personal belongings and liability. The agency typically offers add-ons like coverage for valuable jewelry or electronics. Policyholders receive professional guidance on canceling theft, fire, or water damage losses quickly. The company can serve a variety of commercial sectors, including local offices, warehouses, and food service establishments that need renters coverage.
Associated Insurance Professionals, Inc. in Albuquerque, NM provides renters insurance for residential clients, covering personal property and liability in apartments or homes. They also offer commercial coverage for local small business owners in the Albuquerque area. Their agents work within the broader New Mexico market to arrange appropriate protection for different living situations. After a policy is issued, they typically follow up before annual renewal periods and assist with adjustments between regular visits when tenants acquire new valuables or change addresses.
Ultimate Insurance in Albuquerque, NM is known for guiding renters through policy options that match their apartment or house needs. The agency covers a full range of coverage from personal property protection to liability safeguards. It also helps locals assess regional risks, such as monsoon damage or theft in the city. For an additional layer of security, the agent can add on identity theft recovery services to a standard renters policy.
As the monsoon season approaches in Albuquerque, residents often seek coverage against unexpected water damage to personal belongings. Albuquerque Insurance World in New Mexico helps local tenants and landlords find appropriate renters insurance policies tailored to protect against such risks. Their process begins with a straightforward review of the property’s layout and contents, ensuring all key areas are considered before completing an initial assessment of the client’s specific coverage needs.
What Does a a Renters Insurance Agent in Albuquerque Cost?
The average cost of renters insurance in New Mexico is about $15 to $20 per month for a standard policy with $30,000 in personal property coverage. Higher coverage limits or additional endorsements for valuable items can raise the premium. Costs vary based on your location in Albuquerque, your credit history, and the deductible you choose. This is general information and not insurance advice.
About renters insurance agents in Albuquerque
Renters insurance agents in Albuquerque help tenants protect their personal property and cover liability risks. New Mexico law does not require renters insurance, but many landlords in Albuquerque now include it as a lease condition. An agent can explain how local risks like wildfire or theft affect your coverage needs.
Frequently Asked Questions
What does a renters insurance agent do in Albuquerque?
A renters insurance agent helps you compare policies from different companies to find coverage for your belongings and liability. They can explain how New Mexico laws on landlord responsibilities affect your insurance needs. The agent also assists with filing claims if you have a loss.
Is renters insurance required by law in New Mexico?
New Mexico state law does not require renters insurance. However, many landlords in Albuquerque now require tenants to carry a policy as part of the lease agreement. An agent can help you meet that requirement with affordable coverage.
What does renters insurance typically cover in New Mexico?
Standard renters insurance covers personal property loss from fire, theft, vandalism, and certain weather events. It also provides liability protection if someone is injured in your rental unit. In New Mexico, policies often exclude flood and earthquake damage, so you may need separate coverage for those risks.
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