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Looking for a renters insurance agent in Carlsbad? Review the directory below to compare your options.
18 agents listed
Updated May 2026
Carlsbad, NM
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Mexico before hiring.
Showing 18 renters insurance agents in Carlsbad, NM
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Bonnie Ornelas - State Farm Insurance Agent
304 N Canyon St Ste A, Carlsbad, NM 88220
(575) 887-7681
bonnieornelas.com
George Gandy Insurance
710 N Canyon St, Carlsbad, NM 88220
(575) 885-0171
georgegandyinsurance.com
Goetz 2 U Insurance
1614 Mission Ave, Carlsbad, NM 88220
(985) 244-9457
goetz2uinsurance.com
EZ Hester Agency: Allstate Insurance
1127 S Canal St, Carlsbad, NM 88220
(575) 234-1477
agents.allstate.com
Farmers Insurance - Roy Willis
312 N Canal St STE C, Carlsbad, NM 88220
(575) 885-3276
agents.farmers.com
Tom McMullan - State Farm Insurance Agent
701 N Canal St B, Carlsbad, NM 88220
(575) 887-6681
tommcmullan.net
Dunagan Associates
208 W Stevens St, Carlsbad, NM 88220
(575) 885-2138
dunaganassociates.com
Montgomery Insurance Agency, part of WaFd Insurance Group
203 W Mermod St, Carlsbad, NM 88220
(575) 725-2110
wafdinsurance.com
Martin Lara
409 N Canyon St, Carlsbad, NM 88220
(575) 628-1876
content.naic.org
J. S. Ward & Son, Inc. - Carlsbad
602 W Pierce St, Carlsbad, NM 88220
(575) 941-2010
jswardandson.com
State Farm
701 N Canal St, Carlsbad, NM 88220
(575) 887-6681
HUB International
313 N Canyon St, Carlsbad, NM 88220
(575) 887-1181
hubinternational.com
Farmers Insurance - Aaron Ruiz
409 N Canyon St, Carlsbad, NM 88220
(575) 628-1876
agents.farmers.com
State Farm Insurance
1002 W Pierce St Ste B, Carlsbad, NM 88220
(575) 887-7681
statefarm.com
Farm Bureau Insurance
1021 W Hagerman St, Carlsbad, NM 88220
(575) 885-1581
txfb-ins.com
Farm Bureau Financial Services: Bobby Bowen
104 W Hagerman St, Carlsbad, NM 88220
(575) 628-2600
fbfs.com
Farmers Insurance
312 N Canal St STE C, Carlsbad, NM 88220
(575) 885-3276
farmers.com
ERIC HESTER: Allstate Insurance
1127 S Canal St, Carlsbad, NM 88220
(575) 234-1477
agents.allstate.com
Renters insurance agents in Carlsbad New Mexico help tenants protect their personal belongings and cover liability risks. New Mexico law does not require renters insurance but many landlords in Eddy County now ask for proof of coverage. A local agent can explain how New Mexico weather events like dust storms or hail may affect your policy.
What Does a Renters Insurance Agent in Carlsbad Cost?
Renters insurance in New Mexico typically costs between 15 and 30 dollars per month for 30,000 dollars of personal property coverage. In Carlsbad rates may be slightly higher due to local crime or weather risks. Your actual premium depends on factors like your credit score coverage limits and deductible. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does renters insurance cover in Carlsbad New Mexico?
Renters insurance typically covers personal property like furniture and electronics against theft fire or wind damage. It also provides liability protection if someone is injured in your rental unit. In New Mexico standard policies often exclude flood damage so you may need separate flood coverage.
How do I choose a renters insurance agent in Carlsbad?
Look for an agent licensed in New Mexico who has experience with local rental properties. Ask about policy options for replacement cost versus actual cash value. You can also check the New Mexico Office of Superintendent of Insurance to verify an agents license.
Can a landlord require renters insurance in New Mexico?
Yes New Mexico landlords can require tenants to carry renters insurance as a condition of the lease. This is common in Carlsbad apartment complexes. The landlord cannot force you to use a specific agent but they can set minimum coverage amounts.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Mexico.