The top-rated renters insurance agent in Albany, New York is Rob Field - State Farm Insurance Agent, rated 5.0 stars across 573 reviews. Other highly rated options include Capital Gate Insurance Group, MetzWood Insurance, Rick Schrade - GEICO Insurance Agent. This directory lists 18 renters insurance agents serving Albany.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rob Field - State Farm Insurance Agent | 431 New Scotland Ave | (518) 389-2886 |
| 2 | Capital Gate Insurance Group | 1843 Central Ave | (518) 389-2610 |
| 3 | MetzWood Insurance | 300 Great Oaks Blvd Suite 300 | (518) 392-5161 |
| 4 | Rick Schrade - GEICO Insurance Agent | 1761 Central Ave | (518) 389-4060 |
| 5 | Brick House Insurance Agency | 150 State St Fourth Floor | (518) 412-4244 |
| 6 | WYNN Insurance Brokerage LLC | 5 Homestead Ave | (518) 380-1968 |
| 7 | Ten Eyck Group | 1924 Western Ave | (518) 464-0059 |
| 8 | Toedt Insurance Agency LLC | 17 Wendell Dr | (518) 438-8154 |
| 9 | John Capobianco - State Farm Insurance Agent | 1745 Central Ave | (518) 869-6888 |
| 10 | Twin Bridges Insurance Agency, Inc. | 1881 Western Ave #210 | (518) 608-5797 |
Rob Field - State Farm Insurance Agent serves the Albany, NY area and surrounding Capital Region counties, specializing in renters insurance policies for tenants and landlords. This agency provides coverage for personal property, liability protection, and additional living expenses following a covered loss. Policyholders can bundle renters insurance with other personal lines from the same company for potential savings. The agency handles both renters insurance for individual apartments and business property insurance for small residential units in the city’s market.
Capital Gate Insurance Group in Albany, NY, serves renters seeking to protect personal belongings and liability exposure. The company offers policies covering theft, fire damage, and temporary living expenses, helping tenants secure coverage for apartments and condominiums. As a renters insurance agent, it assists both new leaseholders and longtime tenants in understanding policy options that align with local climate and urban risks. Its service area also extends into the neighboring community of Colonie within the broader Capital District metro.
MetzWood Insurance, located in Chatham, NY, provides renters insurance available as either a one-time policy term or a recurring annual renewal. Coverage protects personal belongings against hazards like fire and theft while offering liability protection for accidental property damage. The agency works with clients to assess individual rental unit needs, tailoring a policy to meet local requirements. Service for new and existing policies runs on a recurring basis for those who choose annual renewal or a one-time term for temporary rental situations.
Rick Schrade - GEICO Insurance Agent in Albany, NY provides renters insurance policies for local residents. The agency assists clients in selecting appropriate coverage for personal belongings and liability protection. Services include policy consultations to explain deductible options and coverage limits, followed by routine policy reviews to adjust for life changes or asset acquisitions. Maintenance support is available for claims filing or policy updates during regular business hours. The agency serves tenants residing in single-family homes, apartments, retail spaces, and restaurants throughout the Capital Region.
Brick House Insurance Agency operates in Albany, New York, and serves the surrounding Capital Region communities. It handles renters insurance policies designed to protect personal belongings and provide liability coverage for tenants. The company understands the specific coverage needs for renters living in city apartments and suburban rental homes. To handle a typical job, it begins by reviewing a client’s inventory of possessions and discussing their specific liability concerns before recommending appropriate policy limits and deductible structures.
WYNN Insurance Brokerage LLC in Albany, NY, distinguishes between one-time policy purchases for temporary needs and recurring monthly premium plans for ongoing protection. Coverage from a renters insurance agent typically safeguards personal belongings against theft, fire, or water damage liability within a rented dwelling. Policies can also reimburse temporary housing costs if the unit becomes uninhabitable. Service for this local office runs entirely on an as-needed basis, allowing clients to request policy adjustments or file claims only when specific situations require professional assistance.
Ten Eyck Group specializes in helping Albany renters secure personal property coverage for belongings such as electronics, furniture, and clothing. They also provide general liability protection for accidents that may occur within a rented apartment or home. Their services can assist with ensuring policy limits adequately replace possessions. As winter approaches, they help local tenants address potential risks from burst pipes or power outages, ensuring coverage remains in place for associated losses.
As Albany’s autumn weather shifts toward winter storms, renters begin reviewing their personal property protection. Toedt Insurance Agency LLC helps local tenants select a policy that covers belongings against common regional risks. Their process involves explaining how coverage extends beyond basic liability, including replacement cost options for furniture and electronics. Every potential client receives clear guidance on policy limits and deductible choices tailored to individual rental situations. To start, Toedt Insurance Agency schedules a straightforward conversation to assess the value of personal items and current lease requirements.
John Capobianco - State Farm Insurance Agent in Albany, NY, provides renters insurance coverage that protects personal belongings and provides liability protection. This agency specializes in adding endorsements for high-value items such as jewelry and electronics, ensuring comprehensive coverage. Policies can be tailored with replacement cost options to cover expensive appliances and furniture. Clients include individuals leasing office spaces, operators of warehouses, and owners of food service establishments who need liability and property protection for their business assets.
Twin Bridges Insurance Agency, Inc. provides residential renters insurance for clients in Albany, NY, helping to protect personal belongings and liability within leased homes and apartments. The firm also offers commercial coverage tailored to local small business operations throughout the greater Albany area. Agents work closely with policyholders to explain coverage options, clarify policy terms, and handle any necessary claims assistance. For continuing clients, the agency schedules follow-up consultations between regular visits to adjust coverage as needs evolve.
What Does a a Renters Insurance Agent in Albany Cost?
In Albany New York renters insurance typically costs between 15 and 30 dollars per month for standard coverage. A policy with 30000 dollars in personal property coverage and 100000 dollars in liability coverage often costs around 20 dollars monthly. Actual premiums depend on your location within Albany the amount of coverage you choose and your claims history. This is general information not insurance advice.
About renters insurance agents in Albany
A renters insurance agent in Albany New York helps you protect your personal property and liability. New York law does not require renters insurance but many landlords in Albany now require it in lease agreements. An agent can explain how New York specific regulations affect your coverage limits and deductibles.
Frequently Asked Questions
What does renters insurance cover in Albany New York?
Renters insurance typically covers your personal belongings against theft fire and water damage. It also provides liability protection if someone is injured in your rental unit. In New York policies often include loss of use coverage if your apartment becomes uninhabitable.
Is renters insurance required by law in New York?
New York state law does not require renters insurance. However many landlords in Albany now include a lease clause that requires tenants to carry a minimum amount of liability coverage. Check your lease agreement for specific requirements.
How do I choose a renters insurance agent in Albany?
Look for an agent licensed in New York who has experience with Albany area rental properties. Ask about policy options for high value items like electronics or jewelry. Compare quotes from multiple agents to find coverage that fits your budget and needs.
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