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Find Renters Insurance Agents Near You in Bay Shore, NY
Looking for a renters insurance agent in Bay Shore? Review the directory below to compare your options.
15 agents listed
Updated May 2026
Bay Shore, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 15 renters insurance agents in Bay Shore, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Sound Harbor Insurance
91 E Main St Suite 3, Bay Shore, NY 11706
(631) 517-9211
soundharborinsurance.com
Anthony Machiano: Allstate Insurance
67 E Main St, Bay Shore, NY 11706
(631) 440-9226
agents.allstate.com
Michael S. Stagnitta - State Farm Insurance Agent
87 Park Ave, Bay Shore, NY 11706
(631) 666-8350
michaelsthere.com
Bill Dunn - State Farm Insurance Agent
1656 5th Ave A, Bay Shore, NY 11706
(631) 478-6669
billdunnsf.com
Douglas Cortez - State Farm Insurance Agent
1805 5th Ave Ste 14, Bay Shore, NY 11706
(631) 456-4603
douglasmyagent.com
ACME Insurance Brokerage of Bay Shore INC.
1716 Sunrise Hwy, Bay Shore, NY 11706
(631) 665-6464
lowcostcarinsurance123.com
Oxford Millin Insurance Agency Ltd
25 4th Ave, Bay Shore, NY 11706
(631) 434-6666
oxfordins.com
C Walsh Agency
28 W Main St, Bay Shore, NY 11706
(631) 251-6050
cwalshagency.com
Jay Tee Insurance
1655 5th Ave A, Bay Shore, NY 11706
(631) 231-3200
jayteeinsurance.com
AllSafe Insurance Agency
1175 Sunrise Hwy, Bay Shore, NY 11706
(631) 517-1173
Universal Insurance Co
214 5th Ave, Bay Shore, NY 11706
(315) 239-3997
First Choice Insurance New York
194 N Fehr Way Suite D-3, Bay Shore, NY 11706
(631) 729-9572
SafeCity Insurance Agency NY
90 Millpond Ln, Bay Shore, NY 11706
(917) 310-3567
Alpine Insurance
1784 5th Ave Unit B, Bay Shore, NY 11706
(631) 435-0001
Cochrane Insurance
21 Third Ave Suite 1, Bay Shore, NY 11706
(631) 665-3100
Renters insurance agents in Bay Shore, New York help tenants protect their personal property and liability. New York law does not require renters insurance, but many landlords in Suffolk County now ask for proof of coverage in lease agreements. An agent can explain how policies cover theft, fire damage, and temporary living expenses if your rental becomes uninhabitable.
What Does a Renters Insurance Agent in Bay Shore Cost?
The average cost of renters insurance in New York is around 15 to 30 dollars per month, or 180 to 360 dollars per year. In Bay Shore, rates may vary based on the value of your belongings, your deductible choice, and the crime rate in your neighborhood. Policies with higher liability limits or additional riders for expensive items like jewelry will cost more. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a renters insurance agent in Bay Shore do?
A renters insurance agent helps you find a policy that fits your needs and budget. They explain coverage options like personal property protection and liability insurance. Agents also help you file claims and adjust coverage as your situation changes.
Is renters insurance required by law in New York?
New York state law does not mandate renters insurance for tenants. However, many landlords in Bay Shore and across Long Island now require it in lease agreements. Check your lease to see if you need to show proof of coverage.
How much personal property coverage should I get in Bay Shore?
Most experts recommend enough coverage to replace all your belongings. A typical Bay Shore renter may need 20,000 to 50,000 dollars in personal property coverage. An agent can help you estimate the value of your items based on a home inventory.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.