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Find Renters Insurance Agents Near You in Lorain, OH

Browse renters insurance agents serving Lorain, Ohio. Updated 2026-07-14.

The top-rated renters insurance agent in Lorain, Ohio is Neil Elkins - State Farm Insurance Agent, rated 5.0 stars across 362 reviews. Other highly rated options include Nick Perrico, Sr. - State Farm Insurance Agent, Charles Chapman - State Farm Insurance Agent, Robert Taylor Insurance (Lorain Office). This directory lists 15 renters insurance agents serving Lorain.

Showing 15 renters insurance agents in Lorain, OHListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Neil Elkins - State Farm Insurance Agent1812 Cooper Foster Park Rd(440) 282-2001
2Nick Perrico, Sr. - State Farm Insurance Agent6401 S Broadway(440) 233-8501
3Charles Chapman - State Farm Insurance Agent4340 N Leavitt Rd F(440) 985-1405
4Robert Taylor Insurance (Lorain Office)2063 N Ridge Rd(440) 277-5191
5Chris Arnott Agency Inc.4789 N Leavitt Rd Suite D(440) 723-2991
6Cathie Halko - State Farm Insurance Agent1065 N Ridge Rd W(440) 233-6157
7Lighthouse Insurance Agency4789 N Leavitt Rd Suite D(440) 984-3463
8Janasko Insurance562 Broadway(440) 245-6268
9The Liberty Company Insurance Brokers (Formerly Nationwide Insurance: Sam J Saraniti Clu)520 Broadway(440) 776-8900
10Somers Agency LLC5311N N Leavitt Rd Ste 100(440) 324-3447
NE
1812 Cooper Foster Park Rd
Neil Elkins - State Farm Insurance Agent
Renters Insurance Agent · Lorain, OH

Neil Elkins - State Farm Insurance Agent serves the Lorain, Ohio area as a local renters insurance agent. The company provides renters insurance policies that protect personal belongings and offer liability coverage for tenants renting apartments or homes. This includes coverage for theft, fire damage, and water damage from certain causes. The agency also assists clients with filing claims and adjusting their policies as their needs change. It specifically handles renters insurance for apartment dwellers and single-family home tenants in Lorain.

NP
6401 S Broadway
Nick Perrico, Sr. - State Farm Insurance Agent
Renters Insurance Agent · Lorain, OH

Nick Perrico, Sr., operating as a State Farm Insurance Agent in Lorain, OH, provides renters insurance policies that cover personal belongings against theft, fire, and other common perils. The agency helps clients understand coverage limits, deductibles, and additional living expenses if a rental becomes uninhabitable. Available service plans include policy reviews for adequate valuation of personal property and filing assistance for claims. This agent services renters in single-family homes, apartments, retail spaces, and restaurants throughout the Lorain area.

CC
4340 N Leavitt Rd F
Charles Chapman - State Farm Insurance Agent
Renters Insurance Agent · Lorain, OH

Charles Chapman - State Farm Insurance Agent serves Lorain, Ohio, and the surrounding communities, helping residents protect their personal belongings and liability. It handles renters insurance policies that cover possessions against theft, fire, and certain water damage. To assess a typical job, the agent reviews the renter’s specific needs and inventory, then compares coverage options that fit their budget and building requirements. This approach focuses on matching individual risks with appropriate policy limits and deductibles to ensure adequate protection.

RT
2063 N Ridge Rd
Robert Taylor Insurance (Lorain Office)
Renters Insurance Agent · Lorain, OH

Robert Taylor Insurance in Lorain helps renters protect their personal belongings against theft, fire, and water damage. The agency also works with homeowners and property managers to ensure adequate coverage for properties and liability concerns in the area. Clients outside Lorain city limits can also secure policies that extend protection to their rental units. Additionally, the office serves customers in the nearby communities of Amherst, Vermilion, and Sheffield Lake.

CA
4789 N Leavitt Rd Suite D
Chris Arnott Agency Inc.
Renters Insurance Agent · Lorain, OH

Chris Arnott Agency Inc. specializes in providing renters insurance coverage for tenants in Lorain, OH, protecting personal belongings against losses from theft, fire, and vandalism. The agency works closely with clients to help them understand policy options and select coverage that fits their rental situation. It also assists with policy adjustments for local weather concerns, such as helping renters add protection against damage from late-winter roof leaks or burst pipes during sudden Lake Erie freezes.

CH
1065 N Ridge Rd W
Cathie Halko - State Farm Insurance Agent
Renters Insurance Agent · Lorain, OH

Cathie Halko - State Farm Insurance Agent in Lorain, OH provides renters insurance that can be set up with either a one-time policy payment or recurring monthly premiums, with coverage tailored to protect personal belongings and liability risks. Policies typically safeguard against perils such as fire, theft, and certain water damage events. Service appointments are available on an as-needed basis, allowing clients to request in-person consultations or policy adjustments whenever their coverage needs change.

LI
4789 N Leavitt Rd Suite D
Lighthouse Insurance Agency
Renters Insurance Agent · Lorain, OH

When storms sweep across Lorain, renters often worry about protecting their belongings from the damage that can follow. Lighthouse Insurance Agency helps residents in this area secure policies that cover personal property against such unexpected events. Their service focuses on explaining the different coverage levels available for tenants, making sure each policy matches a client's specific situation. To begin this process, an agent first schedules a short phone consultation to assess the items a renter needs to safeguard.

JI
562 Broadway
Janasko Insurance
Renters Insurance Agent · Lorain, OH

Janasko Insurance provides renters insurance coverage for individuals seeking protection for personal belongings and liability risks in Lorain, OH. This agency also helps clients secure specialized endorsements for high-value items such as jewelry, electronics, and collectibles. Policies typically address theft, fire, water damage, and temporary living expenses. Its services further extend to commercial sectors requiring property and liability solutions, including offices, warehouses, and food service establishments.

LC
520 Broadway
The Liberty Company Insurance Brokers (Formerly Nationwide Insurance: Sam J Saraniti Clu)
Renters Insurance Agent · Lorain, OH

The Liberty Company Insurance Brokers in Lorain, OH, assists residents with renters insurance policies that protect personal belongings and liability. Commercial coverage is also available for local businesses in the surrounding area. The company helps clients understand policy options to match their specific housing situations. Existing customers are encouraged to call or stop by for policy reviews or updates between regular visits, ensuring their coverage remains appropriate over time.

SA
5311N N Leavitt Rd Ste 100
Somers Agency LLC
Renters Insurance Agent · Lorain, OH

Somers Agency LLC is known for helping Lorain, OH, residents secure renters insurance policies that cover personal belongings and liability. The agency serves local renters by guiding them through coverage options for apartments and homes in the area. An agent can explain how policies typically protect against events like fire, theft, and water damage. They also offer the ability to add a personal property rider for high-value items such as jewelry or electronics.

MI
210 W 7th St
Masters Insurance Agency
Renters Insurance Agent · Lorain, OH
(440) 244-2253
KA
5311 N Leavitt Rd
Kelley Agency
Renters Insurance Agent · Lorain, OH
(440) 282-8898
DJ
211 W 8th St
D J Kwilecki Associates Insurance
Renters Insurance Agent · Lorain, OH
(440) 246-2680
EB
713 Broadway
EZ Bonds Plus Insurance LLC
Renters Insurance Agent · Lorain, OH
(440) 323-6383
ezplusinsurance.com
TJ
1065 N Ridge Rd
Tony Jiovanazzo - State Farm Insurance Agent
Renters Insurance Agent · Lorain, OH
(440) 233-6157

What Does a a Renters Insurance Agent in Lorain Cost?

Renters insurance in Ohio typically costs between 15 and 30 dollars per month for standard coverage. In Lorain, rates may vary based on your rental property location, building age, and chosen deductible. A policy with 30,000 dollars in personal property coverage and 100,000 dollars in liability often costs around 20 dollars monthly. This is general information and not insurance advice.

About renters insurance agents in Lorain

Renters insurance agents in Lorain, Ohio help tenants protect personal belongings and cover liability risks. Ohio law does not require renters insurance, but many landlords in Lorain include it in lease agreements. Agents can explain how Ohio insurance regulations affect policy limits and deductibles.

Frequently Asked Questions

What does renters insurance cover in Lorain Ohio?

Renters insurance typically covers personal property loss from fire, theft, or vandalism. It also provides liability protection if someone is injured in your rental unit. Ohio policies may include additional living expenses if your home becomes uninhabitable.

Do I need renters insurance if I live in Lorain Ohio?

Ohio law does not require renters insurance, but many landlords in Lorain require it in the lease. Even without a lease requirement, renters insurance protects your belongings and provides liability coverage for accidents in your unit.

How much renters insurance do I need in Ohio?

Most Ohio renters policies start at 15,000 dollars in personal property coverage. You should estimate the total value of your belongings and choose a limit that covers that amount. An agent in Lorain can help you assess your needs based on local replacement costs.

Renters Insurance Agents in Other Ohio Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each renters insurance agent's credentials and current standing with your state Department of Insurance.