The top-rated renters insurance agent in Xenia, Ohio is Greene County Insurance, rated 4.9 stars across 155 reviews. Other highly rated options include Doug Zeigler - State Farm Insurance Agent, Montgomery Insurance & Investments, David Spriggs - State Farm Insurance Agent. This directory lists 15 renters insurance agents serving Xenia.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Greene County Insurance | 2039 Bellbrook Ave # A | (937) 374-0066 |
| 2 | Doug Zeigler - State Farm Insurance Agent | 280 N Detroit St | (937) 372-3700 |
| 3 | Montgomery Insurance & Investments | 114 S Detroit St | (937) 372-7646 |
| 4 | David Spriggs - State Farm Insurance Agent | 121 Dayton Ave | (937) 372-3863 |
| 5 | Home Site Title Agency Inc | 1755 W 2nd St | (937) 374-4635 |
| 6 | Rick Kolmin - State Farm Insurance Agent | 280 N Detroit St | (937) 372-3700 |
| 7 | Perkins & Associates Insurance Inc. American Family Insurance | 25 S Detroit St | (937) 347-2002 |
| 8 | Anderson Williamson Insurance | 242 N Detroit St | (937) 372-4491 |
| 9 | Farmers Insurance - Rodney Hines | 492 W 2nd St Ste 203 | (937) 424-0643 |
| 10 | Nationwide Insurance: Kelly Jones Insurance Agency LLC | 157 Progress Dr Ste A | (937) 372-8059 |
Greene County Insurance serves Xenia, Ohio, and the surrounding Greene County region, specializing in renters insurance. It helps tenants protect personal belongings and secure liability coverage for unexpected events in their rented homes. The agency assists clients in understanding policy limits and selecting appropriate deductibles. It handles coverage for theft, fire damage, and water backup losses commonly faced by renters in the area.
Doug Zeigler - State Farm Insurance Agent in Xenia, Ohio is known for providing renters insurance policies that safeguard personal belongings and liability. The agency serves local tenants renting apartments, houses, or condos throughout the Xenia area. Renters insurance typically covers losses from theft, fire, or certain weather events. Added specialty services include offering optional scheduled personal property coverage for high-value items such as jewelry or electronics, helping ensure adequate protection for valuables within a standard renters policy.
Homeowners, businesses, and property managers in Xenia, Ohio rely on Montgomery Insurance & Investments for essential renters insurance coverage. The agency helps clients protect personal belongings against theft and accidental damage. Comprehensive liability protection is also arranged to safeguard against potential legal claims from visitors. Policyholders can discuss flexible deductible options during personalized consultations at the local office. Dedicated support assists customers navigating coverage for apartments or single-family home rentals. The agency additionally serves clients residing in the neighboring community of Beavercreek and throughout the broader Dayton metro area.
David Spriggs - State Farm Insurance Agent provides personalized renters insurance policies tailored to protect personal belongings and offer liability coverage. The agency guides clients through evaluating their specific needs and assists with policy adjustments to maintain adequate protection over time. It offers straightforward plan management with options for convenient monthly billing and easy claims support. The agency serves tenants in single-family homes, apartments, retail spaces, and restaurants throughout the Xenia, OH area.
Home Site Title Agency Inc in Xenia, OH offers renters insurance on either a one-time policy term or a recurring annual basis, with each option providing coverage for personal belongings against named perils such as fire, theft, and vandalism. Liability protection is also included in both plans to guard against accidental injury claims or damage to others property occurring within the insured residence. Service runs on a scheduled basis, with policies renewing at regular intervals set by the client.
Serving Xenia, OH, and the surrounding communities, Rick Kolmin - State Farm Insurance Agent handles renters insurance policies designed to protect personal belongings and provide liability coverage. It works with local residents to secure coverage for loss from theft, fire, or weather damage within their apartments or rental homes. The business also assists with understanding deductible options and policy limits for personal property. To manage a typical job, it begins with a review of the renter’s inventory of valuables and then recommends a customized plan matching their specific needs and budget.
Perkins & Associates Insurance Inc. American Family Insurance specializes in crafting renters insurance policies that protect personal belongings and provide liability coverage for tenants in Xenia, OH. It works with clients to tailor these plans, helping to safeguard individuals living in apartments, condos, or single-family rental homes. A key concern it frequently addresses is the need for adequate protection during the winter months when frozen pipes can burst and cause substantial water damage to a renter’s property.
As the spring thaw often reveals unexpected water damage or the first chill of autumn prompts coverage reviews, Anderson Williamson Insurance in Xenia, OH assists renters in protecting their personal belongings and liability. The company works with local residents to craft policies that address common risks such as theft, fire, and sudden plumbing failures. Their process begins by reviewing a renter's inventory of possessions during an on-site inspection or virtual initial assessment.
Farmers Insurance - Rodney Hines in Xenia, OH, works with local residents to secure financial protection for personal belongings against damage or theft. For renters, policies can be extended to include specialty endorsements such as coverage for high-value jewelry or electronics. This agent also assists small businesses by offering tailored liability and property coverage for commercial sectors, including offices, warehouses, and food service operations.
Nationwide Insurance: Kelly Jones Insurance Agency LLC provides residential renters insurance services in Xenia, Ohio. The agency also helps clients with commercial coverage needs within the local area. As a renters insurance agent, they work with tenants to protect personal belongings and liability. Finally, the agency maintains follow-up contact between regular policy reviews to address any changes in coverage requirements.
What Does a a Renters Insurance Agent in Xenia Cost?
Typical renters insurance costs in Ohio range from $15 to $30 per month for a standard policy with $30,000 in personal property coverage and $100,000 in liability coverage. Factors like your credit score, claims history, and the location of your rental in Xenia can affect the premium. This is general information, not insurance advice.
About renters insurance agents in Xenia
Renters insurance agents in Xenia, Ohio help tenants protect their personal property and cover liability risks. Ohio law does not require renters insurance, but many landlords in Greene County include it in lease agreements. A local agent can explain how Ohio insurance regulations affect your policy options and coverage limits.
Frequently Asked Questions
What does a renters insurance agent in Xenia do?
A renters insurance agent helps you choose a policy that covers your personal belongings and provides liability protection. They explain Ohio-specific rules, such as how claims are handled for theft or fire damage in Xenia. Agents also assist with filing claims and adjusting coverage as your needs change.
Is renters insurance required by law in Ohio?
Ohio state law does not require renters insurance. However, many landlords in Xenia and across Ohio include a renters insurance requirement in the lease agreement. An agent can help you meet that requirement while keeping costs manageable.
How do I choose a renters insurance agent in Xenia?
Look for an agent licensed in Ohio with experience handling claims in Greene County. Ask about their familiarity with local insurance carriers and coverage options for common risks like water damage or theft. Compare quotes from multiple agents to find a policy that fits your budget.
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