The top-rated renters insurance agent in Pawtucket, Rhode Island is Affordable Insurance, rated 4.5 stars across 816 reviews. Other highly rated options include Andrews Insurance Agency, Jack Tavares: Allstate Insurance, Butler & Messier Insurance. This directory lists 14 renters insurance agents serving Pawtucket.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Affordable Insurance | 44 East St | (401) 725-2222 |
| 2 | Andrews Insurance Agency | 450 Armistice Blvd | (401) 722-4271 |
| 3 | Jack Tavares: Allstate Insurance | 720 Central Ave | (401) 728-8686 |
| 4 | Butler & Messier Insurance | 1401 Newport Ave | (401) 728-3200 |
| 5 | Smith Insurance Group | 664 Armistice Blvd | (401) 724-1660 |
| 6 | Garcia Insurance Agency | 459 Smithfield Ave Unit R | (401) 729-1336 |
| 7 | All-Star Insurance Agency | 50 Division St | (401) 213-1244 |
| 8 | General Insurance LLC | 249 Prospect St | (401) 655-2712 |
| 9 | T & R Svc LLC | 872 Newport Ave | (401) 475-4774 |
| 10 | Prime Insurance Agency RI | 112 RI-126 | (401) 552-4281 |
Affordable Insurance serves the Pawtucket, Rhode Island, area and its surrounding communities as a renters insurance agent. This company helps local tenants secure policies that protect personal belongings from perils like fire and theft. A renters policy also typically provides liability coverage if someone is injured inside the rented unit. With rental options ranging from apartments to single-family homes, tenants face unique coverage needs. Affordable Insurance assists clients by explaining these options and helping them select appropriate coverage for their specific rented space and possessions.
Andrews Insurance Agency provides renters insurance coverage for tenants in Pawtucket, Rhode Island, helping safeguard personal belongings against loss or damage. Agents assist clients in understanding policy options and customizing coverage limits to meet individual needs. Regular policy reviews are offered to ensure protection remains adequate as circumstances change. The company services a variety of properties including single-family homes, apartments, retail spaces, and restaurants.
Serving Pawtucket and the surrounding communities in northern Rhode Island, Jack Tavares: Allstate Insurance handles renters insurance for local tenants and landlords. The office assists clients with standard policies that cover personal belongings, liability protection, and additional living expenses if a rental becomes uninhabitable. For a typical job, the agency begins by reviewing a renter’s specific inventory and lease requirements, then presents clear coverage options to match their budget and needs.
Butler & Messier Insurance serves tenants and renters in the Pawtucket area, offering renters insurance policies that protect personal belongings and provide liability coverage for unexpected events. The agency works with clients to explain coverage options for apartments, condos, and single-family rental homes. Its team assists with policy customization to fit individual budgets and housing situations. The company also provides its services to residents in nearby Central Falls and throughout northern Rhode Island.
Smith Insurance Group in Pawtucket, RI offers clients a crucial distinction between one-time renters insurance policies for short-term needs and ongoing, recurring coverage plans that renew automatically. Their services focus on securing protection for personal belongings, liability, and temporary living expenses in the event of a covered loss. For clients who require immediate but temporary coverage, one-time policies are available. For those seeking continuous protection, recurring service runs on a scheduled basis with regular renewals, while emergency or add-on needs are handled on an as-needed basis.
Garcia Insurance Agency specializes in renters insurance policies designed to protect personal belongings in Pawtucket. The agency provides general assistance with policy options to cover liability and temporary living expenses. Their work helps tenants understand coverage limits for common perils like fire, theft, and water damage. As the weather shifts into the fall season, the agency helps clients address risks from falling tree limbs and vandalism that can threaten an apartment or rental home.
As the autumn wind whips leaves along the streets of Pawtucket, many tenants look to secure coverage against sudden storm damage. All-Star Insurance Agency responds by reviewing each policyholder’s belongings to ensure proper reimbursement in case of basement flooding or wind-driven water intrusion. For renters in Rhode Island’s humid climate, protection from mold and mildew resulting from pipe bursts is a standard concern. The company initiates protection by offering a no-obligation walk-through inspection to catalog valuables and assess existing risks within the unit.
General Insurance LLC in Pawtucket, RI, helps individuals and families protect personal belongings from common perils like theft, fire, and water damage. For those needing extra coverage, the agency offers specialty add-ons including protection for high-value jewelry, electronics, and liability for pet-related incidents. Policies are tailored to safeguard tenants, homeowners, and landlords alike. This agency also serves commercial sectors such as office spaces, warehouses, and food service establishments, ensuring business assets and inventory are covered against property damage and operational interruptions.
T & R Svc LLC provides residential renters insurance services to clients in Pawtucket, Rhode Island, along with commercial coverage options for local small businesses. The agency assists policyholders in protecting personal property against theft, fire, and certain weather-related events. Their service area includes Pawtucket and surrounding communities across the Providence metropolitan region. Following initial policy setup, T & R Svc LLC offers guidance on coverage adjustments and renewal reviews, with follow-up service available between regular policy review visits.
What Does a a Renters Insurance Agent in Pawtucket Cost?
Renters insurance in Rhode Island typically costs between 15 and 30 dollars per month for standard coverage. In Pawtucket the average policy may be slightly higher due to urban density and older building stock. A typical policy provides 20,000 to 30,000 dollars in personal property coverage with 100,000 dollars in liability. Costs vary based on your deductible coverage limits and the age of your building. This is general information and not insurance advice.
About renters insurance agents in Pawtucket
Renters insurance agents in Pawtucket Rhode Island help tenants protect their personal property and cover liability risks. Rhode Island law does not require renters insurance but many landlords in Pawtucket now ask for proof of coverage in lease agreements. An agent can explain how local factors like proximity to the Blackstone River or winter weather affect your policy needs.
Frequently Asked Questions
What does renters insurance cover in Pawtucket Rhode Island?
Renters insurance typically covers your personal belongings against fire theft and water damage from burst pipes. It also provides liability protection if someone is injured in your rental unit. In Rhode Island policies often include loss of use coverage if your apartment becomes uninhabitable.
How do I find a renters insurance agent in Pawtucket?
You can search online for licensed agents in Pawtucket or ask your landlord for a referral. The Rhode Island Department of Business Regulation has a list of licensed insurance producers. Many local agencies in Pawtucket specialize in renters policies for apartments and multi-family homes.
Is renters insurance required by law in Rhode Island?
No Rhode Island state law does not require tenants to have renters insurance. However many landlords in Pawtucket now include a clause in the lease that requires you to carry a minimum amount of coverage. Check your lease agreement to see if this applies to you.
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