The top-rated renters insurance agent in Providence, Rhode Island is Cross Insurance, rated 4.9 stars across 898 reviews. Other highly rated options include Podmaska Insurance Agency Inc, Wilson Insurance Agency, Jimenez And Associates. This directory lists 13 renters insurance agents serving Providence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cross Insurance | 291 Promenade St | (401) 431-9200 |
| 2 | Podmaska Insurance Agency Inc | 1309 Chalkstone Ave | (401) 272-5444 |
| 3 | Wilson Insurance Agency | 723 Atwells Ave | (401) 453-6659 |
| 4 | Jimenez And Associates | 1099 A Broad St | (401) 461-1561 |
| 5 | Insurance Leader | 1237 Elmwood Ave | (401) 781-1810 |
| 6 | Guzman Insurance Group, LLC: Allstate Insurance | 1214 Broad St Lowr Level | (401) 785-0806 |
| 7 | ONE STOP INSURANCE AGENCY | 858 Broad St | (401) 785-3339 |
| 8 | World Insurance Associates LLC | 477 Elmwood Ave | (401) 572-3303 |
| 9 | Gilbane Insurance Agency Inc. | 515 Elmwood Ave | (401) 781-8680 |
| 10 | Farmington Insurance Agency | 24 Farmington Ave | (401) 944-2230 |
Cross Insurance serves the Providence, Rhode Island metro area as a renters insurance agency. It helps local tenants protect their personal belongings against losses from theft, fire, or water damage. The agency also provides coverage options that insure temporary living expenses if a rental becomes uninhabitable. For renters in Providence, Cross Insurance handles the selection of appropriate policies for liability protection and the practical claims filing process.
Podmaska Insurance Agency Inc provides comprehensive renters insurance services to clients throughout Providence, Rhode Island. Its offerings include customized policies that protect personal belongings against theft, fire, and water damage, along with liability coverage for accidents occurring within rented spaces. The agency assists clients in understanding policy terms, adjusting coverage limits to fit individual needs, and filing claims when necessary. It regularly reviews existing plans to ensure coverage remains adequate as circumstances change. Podmaska Insurance Agency Inc services single-family homes, apartments, retail spaces, and restaurants across the local area.
Wilson Insurance Agency serves renters throughout Providence, helping tenants protect their personal belongings and liability. Homeowners and property managers also rely on the agency for practical coverage solutions tailored to their needs. The firm familiarizes policyholders with replacement cost options and liability limits available in the area. Renters benefit from clear explanations of policy terms and responsive customer service when questions arise. In addition to Providence, Wilson Insurance Agency serves renters in the surrounding East Side neighborhoods and communities such as Cranston.
Jimenez And Associates in Providence, RI assists clients with either a one-time policy purchase or an ongoing service arrangement for renewals and updates. For renters insurance, coverage typically protects personal belongings against perils like theft or fire and provides liability protection. The agency helps customers understand policy limits and deductibles to match their specific needs. Service is offered on an as-needed basis for inquiries, claims support, or policy adjustments throughout the lease term.
Insurance Leader serves Providence, Rhode Island, and the surrounding communities, handling all aspects of renter’s insurance coverage for local tenants. It assists clients with policies that protect personal belongings against common perils such as theft, fire, and water damage. The agency also guides policyholders through the nuances of liability protection for accidents that occur in a leased property. To complete a typical job, the agency reviews each client’s individual inventory and lifestyle risks to recommend a tailored coverage amount that fits their specific living situation.
Guzman Insurance Group, LLC: Allstate Insurance offers targeted renters insurance policies in Providence, RI, covering personal belongings and liability. It generally helps clients protect their possessions from theft, fire, and accidental damage within their homes. The agency assists residents in understanding coverage for off-premises property loss as well. During the winter months, it is particularly useful for advising tenants on policies that address burst pipe damage or losses from unoccupied apartments during holiday travels.
As Providence renters begin to understand how their personal property, like electronics and furniture, is at risk from water damage during common winter storms, this agency provides policies that cover such losses from theft or burst pipes. The office assists local tenants in tailoring coverage amounts to their estimated belongings and liability needs. A brief consultation or an online questionnaire typically starts the process of assessing what limits are appropriate.
World Insurance Associates LLC in Providence, Rhode Island assists tenants in securing financial protection for their personal belongings against risks like theft and fire. The agency specializes in affordable add-ons for high-value items such as jewelry, electronics, and other valuables often excluded from standard policies. It structures coverage for diverse commercial sectors, including professional offices, warehouses, and food service establishments.
Gilbane Insurance Agency Inc. serves Providence residents seeking to protect personal belongings and liability through renters insurance. The agency also works with commercial clients across the area, helping business owners manage their own property and risk exposure. For each renter policy, agents explain coverage limits and replacement cost options in clear detail. Clients are encouraged to review their coverage annually or after any major life change. Follow-up visits ensure policies remain aligned with current needs between regular check-ins.
What Does a a Renters Insurance Agent in Providence Cost?
Typical renters insurance costs in Rhode Island range from 150 to 360 dollars per year for standard coverage. Policies with higher liability limits or added riders for valuables like jewelry may cost more. Factors such as your credit score and the age of your building also affect your premium. This is general information and not insurance advice.
About renters insurance agents in Providence
Renters insurance agents in Providence help tenants find policies that cover personal property and liability. Rhode Island law does not require renters insurance but many landlords in Providence now ask for proof of coverage. An agent can explain how local risks like winter pipe bursts or theft affect your policy needs.
Frequently Asked Questions
Why do I need a renters insurance agent in Providence?
An agent can help you compare policies from different companies and find coverage that fits your budget. They also explain Rhode Island specific terms like loss of use coverage if your apartment becomes uninhabitable. This saves you time and ensures you have proper protection.
What does renters insurance cover in Rhode Island?
Standard renters insurance covers personal property against fire theft and water damage. It also includes liability protection if someone is injured in your rental. Policies in Providence often have a 30 day waiting period for certain claims so ask your agent about timing.
How much does renters insurance cost in Providence?
The average renters insurance policy in Rhode Island costs between 15 and 30 dollars per month. Your premium depends on your coverage limits deductible and the location of your rental. An agent can give you a personalized quote based on your specific situation.