The top-rated renters insurance agent in Charleston, South Carolina is Shannon Teolis - State Farm Insurance Agent, rated 5.0 stars across 698 reviews. Other highly rated options include Heather Eberlin - State Farm Insurance Agent, Allison DiTullio - State Farm Insurance Agent, Windy Plank - State Farm Insurance Agent. This directory lists 22 renters insurance agents serving Charleston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shannon Teolis - State Farm Insurance Agent | 113 Wappoo Creek Dr Ste 1 | (843) 990-7919 |
| 2 | Heather Eberlin - State Farm Insurance Agent | 1543 Ashley River Rd | (843) 936-3460 |
| 3 | Allison DiTullio - State Farm Insurance Agent | 1941 Clements Ferry Rd Suite A | (843) 856-2655 |
| 4 | Windy Plank - State Farm Insurance Agent | 1715 Sam Rittenberg Blvd | (843) 769-5000 |
| 5 | Harrell Insurance Agency | 2000 Sam Rittenberg Blvd #124 | (843) 572-1500 |
| 6 | Cassie Ballard - State Farm Insurance Agent | 2041 Wappoo Dr UNIT D | (843) 501-7555 |
| 7 | Perry Metzler - State Farm Insurance Agent | 946 Orleans Rd | (843) 278-0194 |
| 8 | Chelsea Dow - State Farm Insurance Agent | 2513 Savannah Hwy | (843) 766-3665 |
| 9 | Pilothouse Insurance | 1527 Sam Rittenberg Blvd | (843) 766-1318 |
| 10 | C. T. Lowndes & Company | 749 St Andrews Blvd | (843) 763-0120 |
Shannon Teolis - State Farm Insurance Agent serves the Charleston, South Carolina metro area, specializing in renters insurance coverage. The agency assists local tenants and property occupants in protecting their personal belongings against common risks such as theft, fire, or water damage. Policies can also extend to liability coverage for accidents occurring inside a rental unit. The agency further manages claims support for clients who need to file reports following a covered loss.
Heather Eberlin - State Farm Insurance Agent in Charleston, SC provides renters insurance policies to help protect personal belongings and liability. Maintenance plans are not typical for this category, but the agency assists with policy reviews and updates to ensure coverage remains current. Services include helping clients select appropriate deductibles and add endorsements like water backup coverage. The agency services single-family homes, apartments, retail spaces, and restaurants throughout the Charleston area.
Serving homeowners, renters, and property managers in the Charleston area, Allison DiTullio - State Farm Insurance Agent provides renters insurance policies that protect personal belongings and provide liability coverage. The agency helps clients assess their coverage needs for apartments, condos, and rental homes. It also offers guidance on policy deductibles and optional endorsements to customize protection. This renters insurance agent additionally serves the neighboring community of Mount Pleasant and the broader Charleston metro region.
Windy Plank - State Farm Insurance Agent serves renters throughout Charleston, South Carolina, and its surrounding communities. It handles renters insurance policies that cover personal belongings, liability protection, and additional living expenses after a covered loss. Drawing on standard industry practices for the coastal area, it typically assesses a client’s rental unit, identifies potential risks like wind or theft, and then recommends a coverage plan that fits common local needs.
For renters insurance, clients typically choose between a one-time policy adjustment for new leases or ongoing annual renewals that update coverage as belongings accumulate. Harrell Insurance Agency operates in Charleston, South Carolina, offering standard policies that typically cover personal property loss, liability protection, and temporary living expenses. Renters insurance policies generally protect against theft, fire, and certain weather-related damages. The agency’s service model runs on an as-needed basis, with clients contacting them when initial coverage is required or their current policy needs revision.
Cassie Ballard, an independent contractor with State Farm, offers expert guidance on renters insurance policies in Charleston, South Carolina, covering personal property, liability, and additional living expenses. Her agency assists local tenants in customizing coverage for apartments, condos, and rental homes within the historic district and surrounding neighborhoods. As hurricane season approaches each summer, the office helps residents evaluate flood endorsements and windstorm deductibles to protect belongings from coastal storm damage.
Perry Metzler - State Farm Insurance Agent in Charleston, SC provides renters insurance to protect personal belongings from theft, fire, and water damage. It offers valuable add-ons such as coverage for jewelry, electronics, and liability protection against accidents in a rented home. The agent serves commercial sectors including local offices, warehouses, and food service operations seeking tailored property policies.
As the summer thunderstorm season arrives in Charleston, SC, many renters begin to worry about protecting their belongings from flood or wind damage. Chelsea Dow - State Farm Insurance Agent offers standard renters insurance policies that cover personal property, liability, and additional living expenses if a unit becomes uninhabitable. This local agent provides straightforward guidance on how much coverage fits a specific apartment or rental house. Serving the greater Charleston area, the initial step involves a quick inspection of the rental unit to assess the value of personal items.
Pilothouse Insurance focuses on residential renters coverage for tenants in Charleston, South Carolina, protecting personal belongings and liability within apartments and rental homes. The agency additionally provides commercial insurance policies tailored to small businesses throughout the local area. Clients receive dedicated assistance in assessing their individual coverage needs. The team follows up with policyholders between regular visits to review any changes in circumstances or renewals, ensuring continuous protection remains appropriate without requiring a new customer appointment each time.
C. T. Lowndes & Company, a renters insurance agency in Charleston, SC, is known for helping residents protect their personal property and cover temporary living expenses after a covered incident. The agency serves individuals and families throughout the Charleston area, offering standard policies that address theft, fire, and liability concerns. Local tenant needs are met with clear, practical advice on policy terms. Valuables such as jewelry, fine art, or high-end electronics can be covered through a scheduled personal property add‑on.
What Does a a Renters Insurance Agent in Charleston Cost?
The average cost of renters insurance in South Carolina is about 15 to 25 dollars per month for 30000 dollars of personal property coverage. Premiums in Charleston may be slightly higher due to coastal risks. Costs vary by the amount of coverage you choose your deductible and your claims history. This is general information not insurance advice.
About renters insurance agents in Charleston
A renters insurance agent in Charleston South Carolina can help you find a policy that protects your personal belongings and provides liability coverage. South Carolina law does not require renters insurance but most landlords in Charleston now require it in the lease agreement. An agent can explain local risks like hurricane and flood damage which standard policies often exclude.
Frequently Asked Questions
What does a renters insurance agent in Charleston do?
A renters insurance agent helps you compare policies from different companies and choose coverage that fits your needs. They can explain policy limits deductibles and exclusions specific to South Carolina. Agents also assist with filing claims and updating your coverage if you move or acquire new valuables.
Is renters insurance required by law in South Carolina?
South Carolina state law does not require renters insurance. However many landlords and property management companies in Charleston include a requirement for renters insurance in the lease. An agent can help you meet that requirement with a policy that satisfies your landlords minimum coverage demands.
How much renters insurance coverage do I need in Charleston?
Most agents recommend enough personal property coverage to replace all your belongings which is often 20000 to 50000 dollars. Liability coverage of 100000 dollars is common. For Charleston you should also consider flood insurance because standard renters policies do not cover flood damage.
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