The top-rated renters insurance agent in Lexington, South Carolina is Larry Hutto - State Farm Insurance Agent, rated 5.0 stars across 641 reviews. Other highly rated options include Gerrie Gresham - State Farm Insurance Agent, Williams Insurance Team, Farrell Insurance Agency. This directory lists 20 renters insurance agents serving Lexington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Larry Hutto - State Farm Insurance Agent | 5219 Augusta Rd | (803) 957-0707 |
| 2 | Gerrie Gresham - State Farm Insurance Agent | 1457 S Lake Dr | (803) 356-0505 |
| 3 | Williams Insurance Team | 581 Old Chapin Rd | (803) 957-8004 |
| 4 | Farrell Insurance Agency | 237 Charter Oak Rd. | (803) 399-0200 |
| 5 | Relation Insurance Services | 5465 Sunset Blvd | (803) 808-2886 |
| 6 | Mauldin Insurance Group | 100 Old Cherokee Rd Ste F #167 | (843) 509-2462 |
| 7 | Safe Harbor Insurance Advisors | 201 W Main St | (803) 386-1885 |
| 8 | The Miles Agency: Allstate Insurance | 809 S Lake Dr | (803) 798-4600 |
| 9 | Alan Gardner Insurance | 603 Columbia Ave | (803) 732-5425 |
| 10 | Evan Streett State Farm | 173 Corley Mill Rd Ste B | (803) 399-7793 |
Larry Hutto - State Farm Insurance Agent serves Lexington County and the surrounding area, specializing in renters insurance coverage. The company helps local tenants protect personal belongings against common perils like theft, fire, and water damage. A renters policy can also provide liability protection if someone is injured inside a rented home or apartment. The agent works with clients to customize coverage limits that fit different budgets and individual needs. Specific services include offering personal property replacement cost options and processing claims for renters in the Lexington area.
Gerrie Gresham - State Farm Insurance Agent provides renters insurance policies designed to protect personal belongings and liability for local residents. Coverage options typically include protection for furniture and electronics, loss of use expenses, and medical payments to others. Standard service plans assist clients with policy adjustments and filing claims as needs arise. The agent primarily services single-family homes, apartments, retail spaces, and restaurants.
Williams Insurance Team serves tenants and homeowners in the Lexington, South Carolina area, offering renters insurance policies that help protect personal belongings and provide liability coverage in the event of an accident or loss. As a local agency, it assists clients in comparing coverage options to meet their individual renting needs and budget. It also regularly serves residents in the Lake Murray region and surrounding communities within Lexington County.
Farrell Insurance Agency provides renters insurance coverage in Lexington, South Carolina, and the surrounding communities. The agency handles policies that protect tenants’ personal belongings against common risks such as theft, fire, and water damage from burst pipes. It also guides clients through liability coverage, which can cover accidental injuries occurring within a rented property. To manage a typical job, the agent starts by discussing the customer’s specific rental situation and inventory, then matches coverage limits that fit their apartment or house rental needs.
Relation Insurance Services in Lexington, SC, helps renters understand the difference between a one-time policy setup, which provides coverage for a single lease term, and a recurring policy that automatically renews each year with consistent protection. Their work focuses on offering renters insurance coverage that safeguards personal belongings and provides liability protection against common household incidents. Service for clients in this area runs strictly on an as-needed basis, with policy adjustments available whenever a tenant moves to a new residence.
When Lexington renters need to protect their belongings from common issues like water damage or theft, the agents at Mauldin Insurance Group provide practical guidance. They explain coverage options that match local rental property types and typical tenant situations. Each policy is built around the renter’s specific inventory and risk concerns. Before any plan is completed, a straightforward walk-through inspection of the rental unit is scheduled to confirm accurate coverage limits and identify any additional protections needed.
Safe Harbor Insurance Advisors in Lexington, SC, offers tailored renters insurance policies that protect personal belongings and provide liability coverage. The agency works with clients to assess their unique needs, ensuring their lease agreement requirements are met while safeguarding valuables against theft or damage. As seasonal weather patterns shift in the region, the team helps renters secure coverage for potential water damage from storms or flooding, a frequent concern in the area during heavy rainfall periods.
The Miles Agency: Allstate Insurance in Lexington, SC, assists local residents in securing renter’s insurance policies that provide liability protection and cover personal belongings. Standard policies are often expanded with add-ons for flood or identity theft coverage. The agency tailors coverage limits to match clients’ specific inventory values and risk exposures. By working with a national carrier, the firm offers dependable financial protection. It serves the insurance needs of both individuals living in apartments and commercial sectors managing offices, warehouses, and food service establishments.
Alan Gardner Insurance provides residential renters insurance services for tenants in Lexington, South Carolina, securing personal belongings and liability coverage. Commercial renters insurance options are also available for small business clients in the local area and surrounding communities throughout Lexington County. Policies are designed to protect against common risks like theft, fire, and water damage. The agency follows up with policyholders between regular visits to adjust coverage as lease terms or personal inventories change, ensuring continued protection.
What Does a a Renters Insurance Agent in Lexington Cost?
Renters insurance in South Carolina typically costs between 15 and 30 dollars per month for standard coverage. Factors like your credit score location and coverage limits affect the premium. Lexington rates may be slightly higher due to local weather risks. This is general information and not insurance advice.
About renters insurance agents in Lexington
Renters insurance agents in Lexington South Carolina help tenants protect personal property and provide liability coverage. South Carolina law does not require renters insurance but many landlords now require it in lease agreements. Agents can explain how local risks like severe storms and flooding affect your policy needs.
Frequently Asked Questions
What does renters insurance cover in Lexington South Carolina?
Renters insurance typically covers personal property loss from theft fire or certain weather events. It also provides liability protection if someone is injured in your rental unit. Flood damage is not covered and requires a separate policy in South Carolina.
How much renters insurance do I need in Lexington?
Most agents recommend coverage equal to the total value of your belongings. A common minimum is 20000 dollars in personal property coverage. You can increase limits for high value items like jewelry or electronics.
Can a landlord require renters insurance in South Carolina?
Yes South Carolina landlords can legally require tenants to carry renters insurance as a condition of the lease. Many Lexington property managers now include this requirement in rental agreements. Failure to maintain coverage may violate your lease terms.
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