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HomeRenters Insurance AgentsTennessee › Chattanooga

Find Renters Insurance Agents Near You in Chattanooga, TN

Browse renters insurance agents serving Chattanooga, Tennessee. Updated 2026-07-14.

The top-rated renters insurance agent in Chattanooga, Tennessee is Freeway Insurance, rated 5.0 stars across 811 reviews. Other highly rated options include Atlas Insurance Agency, Acceptance Insurance, Rock Creek Insurance. This directory lists 19 renters insurance agents serving Chattanooga.

Showing 19 renters insurance agents in Chattanooga, TNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Freeway Insurance4340 Ringgold Rd #154(423) 491-7181
2Atlas Insurance Agency2245 Olan Mills Dr(423) 822-5263
3Acceptance Insurance480 Greenway View Dr #104(423) 491-7182
4Rock Creek Insurance1200 Mountain Creek Rd #441(423) 994-4200
5Knox Associated Insurance Agency1402 Altamaha St(423) 855-1544
6Greater Chattanooga Insurance5506 Miller Dr(423) 894-1515
7Sarah Herndon - State Farm Insurance Agent4107 Hixson Pike #117(423) 870-1173
8Connor Arnoult - State Farm Insurance Agent252 Signal Mountain Rd(423) 425-9734
9Stevens Insurance Associates7000 Lee Hwy #900(423) 894-8821
10JR Isham - State Farm Insurance Agent6774 Executive Oak Ln(423) 622-1534
FI
4340 Ringgold Rd #154
Freeway Insurance
Renters Insurance Agent · Chattanooga, TN

Freeway Insurance serves renters in Chattanooga, TN and Hamilton County, providing renters insurance agent services. The company helps local tenants find policies that cover personal belongings and liability protection. In this region, renters insurance is often required by landlords to guard against theft, fire, or water damage in apartments and rental homes. Freeway Insurance also assists clients with comparing coverage limits and deductibles to meet lease requirements. It handles liability and loss-of-use protection for Chattanooga renters.

AI
2245 Olan Mills Dr
Atlas Insurance Agency
Renters Insurance Agent · Chattanooga, TN

Atlas Insurance Agency in Chattanooga, Tennessee provides tailored renters insurance policies that protect personal belongings and liability. The agency helps clients select appropriate coverage and assists with policy adjustments or renewals as needs change. Regular consultations ensure that each renter’s protection remains adequate for their current situation. Atlas Insurance Agency offers these services for tenants in single-family homes, apartments, retail spaces, and restaurants.

AI
480 Greenway View Dr #104
Acceptance Insurance
Renters Insurance Agent · Chattanooga, TN

Acceptance Insurance provides renters insurance policies tailored to protect personal belongings and liability in Chattanooga, Tennessee. The agency works with clients to secure coverage for their specific rental situations, helping to safeguard against potential losses from theft, fire, or accidents. Service plans focus on clear policy explanations and responsive claims assistance. Clients can manage accounts with straightforward support throughout the policy term. The company services single-family homes, apartments, retail spaces, and restaurants in the local area.

RC
1200 Mountain Creek Rd #441
Rock Creek Insurance
Renters Insurance Agent · Chattanooga, TN

Rock Creek Insurance serves renters seeking to protect their personal belongings and liability in Chattanooga, Tennessee. The agency assists tenants in securing coverage for apartments, condos, and rental homes, offering policies that safeguard against common perils such as theft, fire, and water damage. Its guidance helps customers understand policy limits and deductibles to fit individual situations. By connecting clients to appropriate plans, the agent simplifies the often-complex insurance process for local residents. The company also provides renters insurance services to clients in the neighboring community of East Ridge.

KA
1402 Altamaha St
Knox Associated Insurance Agency
Renters Insurance Agent · Chattanooga, TN

Knox Associated Insurance Agency serves Chattanooga, Tennessee, and the surrounding communities, handling comprehensive renters insurance policies. It helps protect tenants’ personal belongings against perils such as theft, fire, and water damage from burst pipes. The agency also advises on liability coverage for accidents that may occur inside a rental unit. To handle a typical job, the agent first reviews the renter’s inventory and lease requirements, then compares coverage options to recommend a balanced plan.

GC
5506 Miller Dr
Greater Chattanooga Insurance
Renters Insurance Agent · Chattanooga, TN

Greater Chattanooga Insurance distinguishes between securing personal belongings with a renters policy, a recurring annual expense, and offering one-time advice for assessing coverage needs. The agency provides renters insurance agent services throughout Chattanooga, TN, helping tenants understand liability protection and coverage for items like electronics or furniture. Clients can schedule appointments or request assistance on an as-needed basis to evaluate their existing policy limits.

SH
4107 Hixson Pike #117
Sarah Herndon - State Farm Insurance Agent
Renters Insurance Agent · Chattanooga, TN

Sarah Herndon - State Farm Insurance Agent in Chattanooga, TN offers renters insurance policies that protect personal belongings and provide liability coverage. The agency also guides clients through general risk management and policy options designed for local residential needs. Whether renting an apartment or a house, individuals receive assistance in selecting appropriate coverage limits and deductibles. With unpredictable Tennessee weather, the agent helps renters address concerns about storm damage to personal property or temporary displacement after a severe weather event.

CA
252 Signal Mountain Rd
Connor Arnoult - State Farm Insurance Agent
Renters Insurance Agent · Chattanooga, TN

When seasonal storms or unexpected water damage threaten Chattanooga rentals, Connor Arnoult - State Farm Insurance Agent provides renters with tailored coverage to protect personal belongings and liability exposure. The agency helps clients understand policy limits for electronics, furniture, and temporary living expenses if displacement occurs. Navigating lease requirements often means balancing deductibles with premium costs for local market conditions. A professional typically begins coverages by scheduling a quick phone consultation to review rental inventory and assess individual risk factors before binding protection.

SI
7000 Lee Hwy #900
Stevens Insurance Associates
Renters Insurance Agent · Chattanooga, TN

Stevens Insurance Associates works with clients throughout Chattanooga to secure renters insurance policies that protect personal belongings from theft, fire, and water damage. The agency specializes in identifying optional coverage enhancements such as identity theft protection and replacement cost endorsements. Its services are available to a variety of commercial sectors, including professional offices, retail storefronts, and food service operations.

JI
6774 Executive Oak Ln
JR Isham - State Farm Insurance Agent
Renters Insurance Agent · Chattanooga, TN

JR Isham - State Farm Insurance Agent provides renters insurance services for residential properties in the Chattanooga area. Commercial coverage is also available for local businesses. The agency works with policyholders to protect personal belongings and liability within rental homes or apartments. Service extends to nearby communities as needed, with options for adding protection such as replacement cost or identity theft coverage. Agents can follow up between renewals to adjust coverage as life changes occur, ensuring consistent support for returning clients.

AI
3905 Hixson Pike Ste 111
Acceptance Insurance
Renters Insurance Agent · Chattanooga, TN
(423) 491-7183
locations.acceptance.com/chattanooga-insurance-tennessee-37415
FI
3206 Dayton Blvd
Fields Insurance
Renters Insurance Agent · Chattanooga, TN
(423) 475-2085
fieldsinsuranceagency.com
RC
3320 Dayton Blvd
River City Insurance
Renters Insurance Agent · Chattanooga, TN
(423) 843-2552
rivercityins.biz
RF
5705 Marlin Rd Suite 2007
Ramsey Family Insurance
Renters Insurance Agent · Chattanooga, TN
(423) 212-1122
ramseyfamilyinsurance.com
RI
412 Georgia Ave Suite 202
RISE Insurance
Renters Insurance Agent · Chattanooga, TN
(423) 541-1111
riseins.com
HA
5811 Lee Hwy Ste 411
The Hendrickson Agency
Renters Insurance Agent · Chattanooga, TN
(423) 243-3200
agents.farmers.com/tn/chattanooga/heather-hendrickson
EI
6229 Vance Rd #115
Elite Insurance Group ,LLC
Renters Insurance Agent · Chattanooga, TN
(423) 635-7717
eliteinsurancetn.com
CH
5469 TN-58
Carriage Hill Insurance
Renters Insurance Agent · Chattanooga, TN
(423) 326-0033
carriagehillagency.com
IS
122 Lee Pkwy Dr
INSURANCE SERVICES
Renters Insurance Agent · Chattanooga, TN
(423) 702-5628
insuranceservicesllc.net

What Does a a Renters Insurance Agent in Chattanooga Cost?

Renters insurance in Tennessee typically costs between 15 and 30 dollars per month for standard coverage. In Chattanooga factors like your credit score location and coverage limits affect the premium. A higher deductible can lower your monthly payment. This is general information, not insurance advice.

About renters insurance agents in Chattanooga

Renters insurance agents in Chattanooga help tenants secure coverage for personal property and liability. Tennessee law does not require renters insurance, but many landlords in Chattanooga include it as a lease condition. Agents can explain how local risks like severe storms affect your policy needs.

Frequently Asked Questions

What does renters insurance cover in Chattanooga Tennessee?

Renters insurance typically covers personal property loss from fire theft or vandalism. It also includes liability protection if someone is injured in your rental unit. In Chattanooga flood damage is not covered and requires a separate policy.

How much renters insurance do I need in Tennessee?

You should insure your belongings for their full replacement value. A local agent can help you inventory your items and estimate the total. Tennessee law does not set a minimum coverage amount for renters insurance.

Can my landlord require renters insurance in Chattanooga?

Yes landlords in Tennessee can require renters insurance as a condition of the lease. Many Chattanooga property managers set a minimum liability limit such as 100000 dollars. You can work with an agent to meet this requirement.

Renters Insurance Agents in Other Tennessee Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each renters insurance agent's credentials and current standing with your state Department of Insurance.