The top-rated renters insurance agent in Germantown, Tennessee is Frank Simmons - State Farm Insurance Agent, rated 5.0 stars across 704 reviews. Other highly rated options include Caleb Hollingsworth - State Farm Insurance Agent, Alisha Dumas - State Farm Insurance Agent, Davis McCord - State Farm Insurance Agent. This directory lists 20 renters insurance agents serving Germantown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Frank Simmons - State Farm Insurance Agent | 7730 Wolf River Blvd Suite 109 | (901) 755-7190 |
| 2 | Caleb Hollingsworth - State Farm Insurance Agent | 3059 Forest Hill Irene Rd #103 | (901) 755-3100 |
| 3 | Alisha Dumas - State Farm Insurance Agent | 2135 Merchants Row STE 5 | (901) 755-5551 |
| 4 | Davis McCord - State Farm Insurance Agent | 8608 Farmington Blvd Ste 3 | (901) 755-6110 |
| 5 | Marc Ashley - State Farm Insurance Agent | 3030 Forest Hill Irene Rd Ste 103 | (901) 755-2850 |
| 6 | Michael Duel: Allstate Insurance | 7608 Poplar Pike | (901) 767-7131 |
| 7 | Brandon Tate - State Farm Insurance Agent | 9091 Poplar Ave # 102 | (901) 266-0070 |
| 8 | Shoemaker Insurance Solutions | 2176 West St Suite 202 | (901) 757-5757 |
| 9 | Thompson Insurance Agency | 2298 S Germantown Rd # 1 | (901) 402-0779 |
| 10 | Matt Haaga - State Farm Insurance Agent | 7871 Farmington Blvd | (901) 755-5200 |
Frank Simmons - State Farm Insurance Agent serves the Germantown, Tennessee metro area, offering renters insurance policies to local tenants and property owners. The agency helps clients protect personal belongings and secure liability coverage against common household incidents. By bundling renters insurance with other personal policies, customers often receive discounts that reduce their overall premiums. Standard policies additionally cover additional living expenses should a unit become uninhabitable due to a covered loss. The business handles policy quotes for new and renewing renters and provides assistance with claims filing.
Caleb Hollingsworth - State Farm Insurance Agent provides a full range of renters insurance policies to protect personal belongings and liability in the Germantown, TN area. Their services include helping customers assess coverage needs for furniture, electronics, and other valuables, alongside options for additional living expenses if a home becomes uninhabitable. The team assists with policy maintenance, filing claims, and updating existing coverage as needs change. This agency serves tenants in single-family homes, apartments, retail spaces, and restaurants.
Alisha Dumas - State Farm Insurance Agent serves Germantown homeowners, renters, and property managers needing personal property and liability coverage. She provides insurance policies that protect renters against theft, fire damage, and personal liability claims common in the area. Working with her office helps tenants find suitable coverage that meets their landlord’s requirements while safeguarding belongings. Her services also extend to assisting residents in nearby Memphis and the broader Shelby County metro region.
Davis McCord - State Farm Insurance Agent serves the Germantown, Tennessee area and surrounding Shelby County communities. It handles renters insurance policies designed to protect personal belongings and provide liability coverage for tenants living in apartments or rented homes. The office helps local renters understand their coverage needs and select appropriate protection levels for their specific situations. To handle a typical job, the agent reviews a client’s current rental circumstance, discusses potential risks, and recommends a plan accordingly.
A renters insurance agent provides both one-time policy setup for new tenants and recurring service options for annual renewals or mid-term adjustments. Coverage typically protects personal belongings against theft, fire, and water damage, along with offering liability protection for accidents in the rented home. Marc Ashley - State Farm Insurance Agent operates in Germantown, TN, and handles renters insurance needs in this area. Service runs on a scheduled basis for those needing consistent policy reviews or automatically recurring annual renewals, with additional as-needed support for claims or policy changes.
At Michael Duel: Allstate Insurance in Germantown, TN, a renters insurance agent provides policies covering personal property and liability within a single residence. The agency assists local tenants and homeowners with matching coverage to their individual living situations. Knowing that spring storms and unexpected water damage are common in the mid-South, the agent helps prepare renters by reviewing their policies before the seasonal severe weather begins.
As the leaves begin to fall in Germantown, renters often review their policies to ensure possessions like electronics and seasonal gear are protected. Brandon Tate, as a local State Farm Insurance agent, helps draft coverage for theft, water damage, and personal liability within the area. The agent discusses how deductible choices and replacement-cost options fit a tenant’s budget. Each policy recommendation begins with a thorough walk-through of the rental unit, noting property conditions to identify any gaps before the final assessment step is scheduled.
Shoemaker Insurance Solutions serves Germantown, TN residential clients by securing renters insurance policies that protect personal belongings and provide liability coverage. The agency also assists local businesses with appropriate commercial insurance options. Serving the greater Germantown area, their agents help tenants evaluate policy limits and choose deductibles that fit their specific rental situations. Shoemaker Insurance Solutions coordinates renewal reviews and additional endorsements as needed between regular visits, ensuring coverage remains aligned with changing household needs.
Thompson Insurance Agency operates as a local renters insurance agent in Germantown, Tennessee, assisting clients with securing financial protection for their personal property and liability needs. The agency helps customers tailor their policies to include typical coverage add-ons such as protection for high-value items and theft-related losses. In the commercial sector, Thompson Insurance Agency can serve the insurance requirements of local offices, warehousing facilities, and food service establishments, addressing their specific asset and liability exposures.
Matt Haaga - State Farm Insurance Agent is known for providing renters insurance coverage tailored to tenants in the Germantown area. The agency assists clients in protecting personal belongings and securing liability protection for apartments, condos, or rental homes. Policies can also cover additional living expenses if a residence becomes uninhabitable. An optional add-on is a valuable items endorsement for costly possessions like jewelry or electronics.
What Does a a Renters Insurance Agent in Germantown Cost?
Renters insurance in Tennessee typically costs between 15 and 30 dollars per month for standard coverage. Factors that affect price include your deductible coverage limits and the location of your rental in Germantown. An agent can provide a specific quote based on your needs. This is general information and not insurance advice.
About renters insurance agents in Germantown
Renters insurance agents in Germantown Tennessee help tenants protect personal property and cover liability in case of accidents. Tennessee law does not require renters insurance but many landlords in Shelby County now ask for proof of coverage. An agent can explain policy options and help you meet your lease requirements.
Frequently Asked Questions
What does a renters insurance agent in Germantown do?
A renters insurance agent helps you choose a policy that covers your personal belongings and provides liability protection. They can explain how Tennessee law affects claims and help you find coverage that fits your budget.
Is renters insurance required in Tennessee?
Tennessee state law does not require renters insurance. However many landlords in Germantown and across Shelby County require tenants to carry a policy as part of the lease agreement. An agent can help you meet this requirement.
How much renters insurance do I need in Germantown?
The amount of coverage you need depends on the value of your belongings and your personal liability risk. A local agent can help you estimate replacement costs for items like furniture electronics and clothing. Many policies offer at least 100000 dollars in liability coverage.
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