The top-rated rv insurance agent in Bay Shore, New York is Sound Harbor Insurance, rated 5.0 stars across 343 reviews. Other highly rated options include Anthony Machiano: Allstate Insurance, Michael S. Stagnitta - State Farm Insurance Agent, Bill Dunn - State Farm Insurance Agent. This directory lists 12 rv insurance agents serving Bay Shore.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sound Harbor Insurance | 91 E Main St Suite 3 | (631) 517-9211 |
| 2 | Anthony Machiano: Allstate Insurance | 67 E Main St | (631) 440-9226 |
| 3 | Michael S. Stagnitta - State Farm Insurance Agent | 87 Park Ave | (631) 666-8350 |
| 4 | Bill Dunn - State Farm Insurance Agent | 1656 5th Ave A | (631) 478-6669 |
| 5 | Douglas Cortez - State Farm Insurance Agent | 1805 5th Ave Ste 14 | (631) 456-4603 |
| 6 | ACME Insurance Brokerage of Bay Shore INC. | 1716 Sunrise Hwy | (631) 665-6464 |
| 7 | C Walsh Agency | 28 W Main St | (631) 251-6050 |
| 8 | NavInsure Brokerage, Inc. | 88 W Main St | (561) 207-7733 |
| 9 | Jay Tee Insurance | 1655 5th Ave A | (631) 231-3200 |
| 10 | Bliss Car Insurance | 1557 5th Ave | (631) 380-9259 |
Sound Harbor Insurance serves the Bay Shore, New York area and the wider Suffolk County region, offering RV insurance coverage for local clients. The company addresses common coverage needs for recreational vehicles, including liability protection and comprehensive policies that guard against weather-related damage. These RV insurance plans also include specialized protection for personal belongings kept inside the vehicle during travel. Sound Harbor Insurance handles collision coverage for motorhomes and emergency roadside assistance as specific services for its customers.
Anthony Machiano: Allstate Insurance provides RV insurance coverage and offers protection for recreational vehicles on the road and during storage. Service plans include liability, comprehensive, collision, and uninsured motorist coverage options. The company also offers policies with towing and roadside assistance to support travelers in Bay Shore, NY, and the surrounding region. Its clients include owners of motorhomes, travel trailers, and campers, as well as those with single-family homes, apartments, retail locations, and restaurants.
Michael S. Stagnitta’s agency in Bay Shore serves RV owners looking for tailored coverage for their recreational vehicles. It provides policies that protect campers, motorhomes, and travel trailers against common risks on Long Island roads and campgrounds. Residents also can secure plans for standard auto, home, and life insurance needs from this office. The agency additionally offers its RV insurance services to clients living in the nearby community of Islip.
Serving Bay Shore and the surrounding communities across Long Island, Bill Dunn - State Farm Insurance Agent handles tailored RV insurance policies for local owners. It addresses the unique coverage needs for recreational vehicles used throughout the region’s seasons and travel routes. The agent works closely with clients to assess liability, comprehensive, and collision options suited for motorhomes and towable units. To handle a typical job, it evaluates the specific usage patterns and storage conditions of the RV to recommend appropriate coverage limits.
Douglas Cortez, a State Farm Insurance Agent in Bay Shore, NY, assists clients with recreational vehicle coverage, where one-time policies are purchased for individual trips, while recurring service options provide continuous protection throughout the year. Their approach helps local RV owners secure liability and comprehensive insurance for their vehicles in this coastal area. As with any agent in this field, service runs strictly on an as-needed basis, with new policies or adjustments initiated entirely by the customer.
ACME Insurance Brokerage of Bay Shore INC. provides specialized RV insurance policies, covering motorhomes, travel trailers, and camper vans for owners in Bay Shore, NY. The agency works to match clients with appropriate coverage from various carriers, addressing general liability, comprehensive protection, and roadside assistance needs for recreational vehicles. Whether protecting a seasonal vacation home on wheels or a full-time residence, the agency helps clients secure coverage that fits their usage patterns and travel plans. Before winter storage, it can review policies to ensure protection against potential cold-weather damage.
RV owners on Long Island face harsh winters and coastal storms that can damage their rigs. The C Walsh Agency in Bay Shore, NY helps local clients secure RV insurance coverage tailored to protect against these regional risks. Policies are designed to address common liability and physical damage concerns for both travel trailers and motorhomes. As part of the initial process, an agent conducts a full review of the vehicle and the owner’s specific travel habits to determine suitable coverage.
NavInsure Brokerage, Inc. in Bay Shore, NY assists clients with their recreational vehicle insurance coverage. The company help policyholders secure protection for motorhomes, travel trailers, and camper vans, and they also arrange for specialized add-ons such as roadside assistance and total loss replacement. For automobile owners, they offer standard liability policies. Their commercial insurance services can cover the needs of offices, warehouses, and food service establishments.
Serving residential customers in Bay Shore, Jay Tee Insurance offers RV coverage for personal travel and recreation. The agency also handles commercial policies for businesses using recreational vehicles in their operations, extending service across the local area and nearby communities of Long Island. They work with clients to address liability, collision, and comprehensive needs specific to motorhomes and trailers. After an initial policy is written, the company remains available for follow-up inquiries and coordinates coverage updates between regular seasonal visits to ensure ongoing protection.
Bliss Car Insurance, based in Bay Shore, NY, is known for providing specialized RV insurance coverage to local owners. The company services a broad range of recreational vehicles, offering policies tailored to protect motorhomes, travel trailers, and campers. Typical policies from this agent include liability, comprehensive, and collision options. Clients can also add on specialty coverage for personal belongings stored inside the vehicle during travel.
What Does a a Rv Insurance Agent in Bay Shore Cost?
The cost of RV insurance in Bay Shore New York varies based on the type of RV, its value, your driving history, and the coverage limits you choose. A typical policy for a standard motorhome may range from 800 to 2,500 dollars per year, while a travel trailer might cost 300 to 800 dollars annually. Factors like your age, credit score, and where you store the RV also affect the premium. This is general information and not insurance advice.
About rv insurance agents in Bay Shore
RV insurance agents in Bay Shore, New York help owners protect their motorhomes, travel trailers, and campers. New York requires liability insurance for any motorized RV driven on public roads, with minimum limits of 25,000 dollars for bodily injury per person and 50,000 dollars per accident. A local agent can explain how state laws affect your coverage needs, including uninsured motorist protection and personal injury protection requirements.
Frequently Asked Questions
What types of RV insurance coverage are available in Bay Shore?
Agents in Bay Shore offer liability, collision, comprehensive, uninsured motorist, and personal injury protection. They can also add coverage for personal belongings, roadside assistance, and vacation liability. New York law mandates liability and uninsured motorist coverage for motorized RVs.
Does New York require RV insurance for all recreational vehicles?
New York requires liability insurance for any motorized RV that is driven on public roads. Non-motorized trailers like pop-up campers or fifth wheels do not need separate insurance, but liability from the towing vehicle may apply. An agent can help you understand your specific obligations.
How do New York insurance laws affect RV storage and seasonal use?
If you store your RV for part of the year, you may be able to suspend collision and comprehensive coverage while keeping comprehensive coverage to protect against theft or damage. New York does not require continuous coverage on a stored RV, but you must reinstate liability coverage before driving it again. An agent can help you adjust your policy for seasonal use.
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