The top-rated rv insurance agent in Clifton Park, New York is Doug Neil Insurance Agency, rated 5.0 stars across 1,356 reviews. Other highly rated options include Tim Mcgrath - State Farm Insurance Agent, Farmers Insurance - Christine Sheppard, Cote Insurance Agency. This directory lists 17 rv insurance agents serving Clifton Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Doug Neil Insurance Agency | 955 NY-146 | (518) 783-3311 |
| 2 | Tim Mcgrath - State Farm Insurance Agent | 1471 US-9 Unit 107 | (518) 631-5113 |
| 3 | Farmers Insurance - Christine Sheppard | 632 Plank Rd #111 | (518) 220-2010 |
| 4 | Cote Insurance Agency | 1690 US-9 | (518) 630-6478 |
| 5 | Michele Metzger at Comparion Insurance Agency | 28 Corporate Dr #106 | (518) 243-1129 |
| 6 | Lee Serino - State Farm Insurance Agent | 868 NY-146 | (518) 371-0377 |
| 7 | Foursurance | 636 Plank Rd # 109 | (518) 978-4044 |
| 8 | Farmers Insurance - Mary Ann O'Brien | 22 Clifton Country Rd Suite 52 | (518) 280-1396 |
| 9 | StoneBuilt Insurance Agency Inc | 985 NY-146 Ste 1 | (518) 691-1233 |
| 10 | Thomas Rupert - State Farm Insurance Agent | 308 Grooms Rd | (518) 383-0060 |
Doug Neil Insurance Agency serves the Clifton Park, New York metro area and surrounding communities as a dedicated RV insurance agent. The company focuses on helping owners find coverage tailored to their recreational vehicles. Understanding that RVs serve different purposes, the agency works to match policies to individual travel and lifestyle needs. It regularly assists clients with insurance for both motorhomes and travel trailers, ensuring their vehicles and belongings are protected on the road.
Tim McGrath - State Farm Insurance Agent in Clifton Park, NY, provides RV insurance coverage that protects motorhomes, travel trailers, and campers against common risks like collision, liability, and comprehensive damage. Service options include customized policy plans tailored to seasonal usage and full-time RV living needs. The agency also offers roadside assistance coverage to help clients during travel emergencies. Typical properties serviced through related personal lines include single-family homes, apartments, retail locations, and restaurants.
Homeowners and RV owners in Clifton Park, New York, turn to Farmers Insurance - Christine Sheppard for specialized RV insurance policies. This agency helps clients protect their recreational vehicles with customized coverage options suited for local travel and storage needs. Services include comprehensive plans that address common regional risks such as winter weather damage and roadside incidents. The agency extends its coverage assistance to vehicle owners in nearby communities like Saratoga Springs throughout the Capital District metro area.
Cote Insurance Agency serves Clifton Park and the surrounding communities of Saratoga, Schenectady, and Albany. The company handles RV insurance coverage for motorhomes, travel trailers, and campers used throughout the Capital Region. It provides policies that protect recreational vehicles against damage and liability during both travel and storage. To handle each job, the agent reviews a client’s specific vehicle type, usage frequency, and storage location to recommend appropriate coverage limits and optional add-ons that match their needs.
Michele Metzger at Comparion Insurance Agency in Clifton Park, NY, distinguishes between one-time policies for a single recreational vehicle trip and recurring annual plans that provide continuous protection. Coverage typically includes liability, collision, and comprehensive options tailored to motorhomes, travel trailers, or campers. Potential add-ons address personal belongings and roadside assistance. Standard factors like vehicle value and usage influence premium calculations. For Clifton Park RV owners, service runs on both a scheduled appointment basis for initial setup and as-needed support for policy questions or claim reporting.
Lee Serino - State Farm Insurance Agent in Clifton Park, NY, specializes in providing tailored RV insurance coverage designed to protect motorhomes, travel trailers, and campers. The agency also offers general insurance services such as auto, home, and life policies to local residents. An RV insurance agent in this area helps clients safeguard their recreational vehicles against common risks like collision, theft, and liability. During the storage season in upstate New York’s cold winters, it assists with protecting parked RVs from weather-related damage and vandalism.
When the snow starts melting in Clifton Park and RV owners begin planning their summer trips, Foursurance helps them review their coverage. Situated in the Capital Region, this local agency assists residents in selecting policies that protect their recreational vehicles against common hazards like road accidents, weather damage, and theft. They guide clients through what is typically covered while explaining how deductibles and liability amounts work for different types of motorhomes. The process begins with an initial assessment of the client’s camping habits and the specific value of their vehicle.
Farmers Insurance - Mary Ann O'Brien primarily provides RV insurance coverage for recreational vehicles in the Clifton Park, NY area. The agency helps protect clients against common risks like collision, theft, and liability while on the road. Typical specialty add-ons can include vacation liability coverage and roadside assistance plans tailored to motorhomes and campers. For commercial clients, the agency also offers business insurance solutions for local offices, warehouses, and food service operations within the region.
Thomas Rupert with State Farm Insurance provides residential RV insurance for clients in Clifton Park, NY, covering personal vehicles used for camping and travel. Commercial coverage is also arranged for business-owned recreational vehicles operating in the area. The agency serves Saratoga County and surrounding communities, helping policyholders select appropriate liability and physical damage options for their specific rigs. Customers often return between regular seasonal trips to review coverage updates and adjust policies as their vehicle ages or traveling patterns change.
What Does a a Rv Insurance Agent in Clifton Park Cost?
The cost of RV insurance in New York varies based on the RV type, its value, your driving record, and coverage limits. A typical annual premium for a Class A motorhome might range from 800 to 2,500 dollars, while a travel trailer could cost 300 to 800 dollars per year. Factors like storage location in Clifton Park and annual mileage also affect the price. This is general information, not insurance advice.
About rv insurance agents in Clifton Park
RV insurance agents in Clifton Park, New York help protect your recreational vehicle with liability, collision, and comprehensive coverage. New York state law requires all motor vehicles including RVs to carry minimum liability insurance of 25,000 dollars per person and 50,000 dollars per accident for bodily injury. A local agent can explain how to meet these requirements while adding coverage for personal belongings and roadside assistance.
Frequently Asked Questions
What does RV insurance cover in New York?
RV insurance in New York typically includes liability coverage for bodily injury and property damage, collision coverage for accidents, comprehensive coverage for theft or weather damage, and optional extras like vacation liability and personal effects coverage. New York law mandates minimum liability limits that your policy must meet.
Do I need separate insurance for a towed vehicle behind my RV in Clifton Park?
Yes, in New York a towed vehicle such as a car or trailer usually requires its own liability insurance if it is registered separately. Some RV policies include coverage for towed vehicles, but you should confirm with your agent to avoid gaps in protection.
How does New York no-fault insurance apply to RV accidents?
New York is a no-fault state, meaning your own insurance pays for medical expenses regardless of fault in an accident. This applies to RV accidents as well. However, no-fault does not cover damage to your RV itself, so collision and comprehensive coverage are important for vehicle repair costs.
Rv Insurance Agents in Other New York Cities
Albany · Bay Shore · Binghamton · Bronx · Brooklyn · Buffalo · Cheektowaga · Cicero · Commack · Fairport · Franklin Square · Hauppauge · Hempstead · Hicksville · Huntington