The top-rated supplemental insurance agent in Middletown, Connecticut is Globe Life American Income Division: Prata Organization, rated 4.9 stars across 2,644 reviews. Other highly rated options include Curt Smith - State Farm Insurance Agent, Caleb Carney - State Farm Insurance Agent, Bafumi Insurance Agency, A Division of World. This directory lists 14 supplemental insurance agents serving Middletown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Globe Life American Income Division: Prata Organization | 100 Roscommon Dr Suite 308 | (860) 632-0061 |
| 2 | Curt Smith - State Farm Insurance Agent | 134 Main Street Extension STE 300 | (860) 398-6364 |
| 3 | Caleb Carney - State Farm Insurance Agent | 401 Newfield St | (860) 346-4442 |
| 4 | Bafumi Insurance Agency, A Division of World | 59 Broad St | (860) 347-3530 |
| 5 | Get Insured America | 430 Highland Ave #1 | (860) 346-7755 |
| 6 | Valk Insurance Group, Llc: Allstate Insurance | 300 Plaza Middlesex, 203 Main St | (203) 265-0477 |
| 7 | Nationwide Insurance: Dunn Insurance, Inc. | 198 S Main St | (860) 347-4924 |
| 8 | Spark Insurance Agency | 62 Washington St | (860) 294-9054 |
| 9 | NFP, an Aon company | 386 Main St | (860) 346-9661 |
| 10 | Rice, Davis, Daley & Krenz Inc | 50 Washington St | (860) 346-6611 |
Globe Life American Income Division: Prata Organization serves the Middletown, Connecticut area as a supplemental insurance agent. The company focuses on providing policies that help individuals cover expenses not paid by major medical insurance. These supplemental plans can assist with costs such as deductibles, copays, and other out-of-pocket gaps. The agent works with local clients to identify and enroll in suitable coverage. For this area, it specifically handles accident insurance and critical illness insurance policies.
Curt Smith serves homeowners, renters, and small business owners in the Middletown area seeking supplemental insurance coverage. As a local agent, he explains how these policies can help fill gaps left by major medical plans, covering accident costs or critical illness expenses. Each consultation focuses on understanding individual needs, allowing for a policy that aligns with specific financial situations. This agency also works with clients from nearby Cromwell, providing the same personalized guidance to residents throughout that portion of Middlesex County.
Caleb Carney - State Farm Insurance Agent in Middletown, CT offers a range of supplemental insurance policies designed to fill gaps in primary coverage. These plans typically provide additional financial protection for unexpected medical or accident-related expenses not fully covered by standard health insurance. The agency assists clients with policy selection, premium payment schedules, and navigating claims processes to ensure benefits are accessed smoothly. It serves local needs including single-family homes, apartments, retail outlets, and various dining establishments such as restaurants.
Bafumi Insurance Agency, A Division of World serves Middletown, Connecticut, and the surrounding communities of Middlesex County with supplemental insurance solutions. The agency handles gap coverage policies that help clients pay for out-of-pocket costs not covered by primary health plans, such as deductibles and copayments. For each client, it reviews their existing health coverage to identify specific financial exposures, then recommends a supplemental plan that bridges those particular gaps in their primary insurance.
Get Insured America, based in Middletown, CT, provides supplemental insurance designed to address gaps left by standard health plans, offering coverage that can be used either for a single medical event or for recurring needs such as annual checkups and prescription fills. This flexibility helps clients manage both unexpected costs and predictable out-of-pocket expenses throughout the year. Service is arranged entirely on an as-needed basis, allowing residents to request consultations or policy adjustments whenever their circumstances change.
As winter weather in Middletown brings higher risks of slips and cold-related health issues, supplemental insurance agents like Nationwide Insurance: Dunn Insurance, Inc. address these coverage gaps that standard health plans often leave. This agency focuses on helping local residents obtain policies for accident, critical illness, or hospital indemnity needs. These plans can provide direct cash benefits to manage deductibles or lost income. The initial step involves a no-obligation review of an individual's existing coverage to identify potential shortfalls and explain available supplemental options.
Spark Insurance Agency works with individuals to identify coverage gaps in their core health plans by offering policies that provide cash benefits for specific events such as hospital stays or critical illness diagnoses. Based in Middletown, CT, the agency specializes in supplemental insurance add-ons that help with out-of-pocket expenses like deductibles and copays. These supplementary plans can be arranged for professionals in various commercial settings, including local offices, warehouses, and food service operations.
NFP, an Aon company, provides supplemental insurance services to residents and families in Middletown, CT. For commercial clients, the agency works with local businesses to arrange coverage that addresses gaps left by major medical plans. Service extends throughout the greater Middletown area and surrounding communities. Agents meet with clients to explain available options and assist with plan selection during enrollment periods. Follow-up appointments and claim assistance are offered between regular scheduled visits to ensure continued policy satisfaction.
Rice, Davis, Daley & Krenz Inc., located in Middletown, CT, is known for helping residents secure supplemental insurance to fill gaps in primary health coverage. Their services include Medicare supplements, accident and hospital indemnity plans, and critical illness policies. Clients often work with them to find plans that help manage out-of-pocket expenses from deductibles and copays. As a specialty service, the agency can also offer dental and vision insurance to complete a client’s overall coverage strategy.
What Does a a Supplemental Insurance Agent in Middletown Cost?
Supplemental insurance agent services in Connecticut are typically free to the consumer because agents earn commissions from insurance companies. Policy premiums vary widely for example a Medicare Supplement Plan G in Connecticut can cost between $120 and $250 per month depending on age and location. Dental insurance premiums range from $30 to $70 per month. Costs vary by case and policy type. This is general information not insurance advice.
About supplemental insurance agents in Middletown
Supplemental insurance agents in Middletown Connecticut help residents find policies that cover gaps in traditional health insurance. Connecticut law requires agents to be licensed by the state Insurance Department and follow strict disclosure rules. These agents can explain options like Medicare Supplement plans dental insurance and hospital indemnity coverage.
Frequently Asked Questions
What types of supplemental insurance do agents in Middletown offer?
Agents in Middletown offer Medicare Supplement plans also called Medigap dental insurance vision insurance cancer policies and hospital indemnity plans. They can also help with short-term medical and accident insurance.
Do Connecticut agents have to follow specific rules when selling supplemental insurance?
Yes Connecticut agents must follow state regulations including the Connecticut Insurance Code. They must provide clear policy summaries and cannot use misleading sales tactics. Agents must also disclose their license number upon request.
Can I buy a Medicare Supplement plan in Connecticut if I have a pre-existing condition?
During the Medigap open enrollment period which starts when you are 65 and enrolled in Medicare Part B you cannot be denied a plan due to pre-existing conditions. Outside this period insurers may use medical underwriting in Connecticut.
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