The top-rated supplemental insurance agent in Milford, Connecticut is Zurita Insurance & Financial Services, rated 5.0 stars across 632 reviews. Other highly rated options include Bankers Life, Safe Insure, LLC, Barth Insurance Agency. This directory lists 19 supplemental insurance agents serving Milford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Zurita Insurance & Financial Services | 188 Cherry St | (203) 951-6828 |
| 2 | Bankers Life | 185 Plains Rd Ste 205W | (203) 877-7100 |
| 3 | Safe Insure, LLC | 185 Plains Rd Suite 100e | (203) 306-5026 |
| 4 | Barth Insurance Agency | 100 Lansdale Ave suite p | (203) 878-3181 |
| 5 | Karen Souza, Bankers Life Agent | 185 Plains Rd Ste 205W | (203) 877-7100 |
| 6 | White Oak Insurance | 31 Cherry St #104 | (203) 951-6641 |
| 7 | Rhaeshetta Bryant, Bankers Life Agent | 185 Plains Rd Ste 205W | (203) 877-7100 |
| 8 | Williams Agency | 152 Broad St | (203) 874-2581 |
| 9 | Summit Financial Group | 288 Broad St | (203) 877-1645 |
| 10 | Harrigan Insurance | 1201 Boston Post Rd | (203) 877-1570 |
Zurita Insurance & Financial Services serves clients in the Milford, Connecticut area as a supplemental insurance agent. The company helps individuals secure additional coverage beyond primary health plans, addressing gaps left by standard policies. Such coverage can protect against unexpected out-of-pocket expenses from accidents, critical illnesses, or hospital stays. The agency works with local residents to find policies that fit their specific needs and budgets. Common services include helping clients enroll in accident insurance and hospital indemnity plans.
Bankers Life provides supplemental insurance products designed to cover gaps in primary health coverage, offering financial protection against unexpected medical costs. The agency helps clients navigate plan options and assists with policy management, including claims support and periodic coverage reviews to adjust to changing needs. Their services can help individuals manage out-of-pocket expenses from deductibles and copayments. The agency serves individual homeowners, renters, and workers across single-family homes, apartments, and a variety of retail and restaurant establishments.
Safe Insure, LLC in Milford, CT provides supplemental insurance coverage to help clients manage out-of-pocket costs not covered by primary health plans. The agency focuses on enrolling individuals in policies that address gaps in existing coverage, such as accident, critical illness, and hospital indemnity plans. Routine policy reviews and claims assistance are offered to ensure clients understand their benefits. The company works with owners of single-family homes, apartments, retail, and restaurants to secure appropriate supplemental protection for themselves and their employees.
Barth Insurance Agency serves local homeowners, renters, and small business owners in Milford, Connecticut, by providing supplemental insurance policies. These plans help cover costs that primary health or property insurance often leaves behind, such as deductibles or extended medical needs. The agency assists clients in reviewing existing coverage and selecting necessary gap-filling products. Working with multiple carriers allows them to compare plan features for individual budgets and situations. Their service area also extends to neighboring communities in the New Haven metropolitan region, including West Haven and Orange.
Karen Souza, Bankers Life Agent serves Milford, Connecticut and the surrounding shoreline communities with supplemental insurance products. The agency handles policies that cover gaps left by major medical plans, including dental, vision, and accident protection for local residents. Working within each client’s existing budget, the agent first reviews their current coverage to identify specific needs and then explains a few clear options. This consultation-based approach helps customers make informed decisions about closing those gaps without pressure or overwhelming details.
White Oak Insurance specializes in supplemental health coverage, including plans that address gaps in primary insurance policies. Located in Milford, CT, it serves individuals and families seeking additional financial protection for medical expenses not fully covered by standard insurance. The agency provides personalized guidance to help clients understand their needs and select appropriate policy options. It is particularly helpful during open enrollment periods, when clients may need to adjust coverage for unexpected medical events.
As winter weather strains household budgets in Milford, supplemental insurance coverage can fill the gap left by primary plans. Rhaeshetta Bryant, Bankers Life Agent, assists local residents with policies that help manage out-of-pocket costs from deductibles, copays, or hospital stays. This agency focuses on explaining Medicare supplements and similar protections for seniors and individuals on fixed incomes. Each consultation begins with a no-obligation review of the client’s existing coverage to identify potential gaps, followed by a clear breakdown of available plan options before scheduling an in-person or phone assessment.
Williams Agency works as a supplemental insurance agent in the Milford, CT area, helping individuals and businesses manage financial gaps that primary health plans do not fully cover. Its specialty add-ons include accident, critical illness, and hospital indemnity policies that pay cash benefits directly to the policyholder. These policies are designed to integrate with existing major medical insurance, providing extra funds to cover deductibles or lost income. Commercial sectors it can serve include local offices, warehouses, and food service establishments.
Summit Financial Group provides supplemental insurance services to residential clients in Milford, Connecticut. The agency also offers corresponding coverage options tailored to commercial businesses throughout the local area and surrounding communities. Independent agents work with individuals to identify gaps in existing plans and recommend appropriate supplemental policies. After an initial consultation, the team schedules regular follow-up appointments to review coverage needs and adjust plans, ensuring ongoing service between standard policy renewal cycles.
Harrigan Insurance fills a distinct role by offering supplemental insurance policies rather than standard primary health coverage, focusing on services initiated on an as-need basis rather than recurring scheduled visits. Their clients in Milford can access policies designed to cover gaps left by major medical plans, addressing expenses such as copays or deductibles with a one-time application process. The service operates strictly on a customer-initiated, as-needed basis without routine scheduled appointments.
What Does a a Supplemental Insurance Agent in Milford Cost?
Supplemental insurance agent services in Connecticut are typically free to consumers because agents earn commissions from insurance companies. Medigap Plan G premiums in Milford can range from 120 to 250 dollars per month depending on age and insurer. Medicare Advantage plans often have 0 dollar monthly premiums but may include copays and deductibles. This is general information and not insurance advice.
About supplemental insurance agents in Milford
Supplemental insurance agents in Milford Connecticut help residents choose Medigap or Medicare Advantage plans that fill coverage gaps. Connecticut law guarantees a six-month Medigap open enrollment period starting when you turn 65 and enroll in Medicare Part B. Local agents can explain how state-specific rules affect your plan choices and premiums.
Frequently Asked Questions
What is a supplemental insurance agent in Milford?
A supplemental insurance agent in Milford helps you compare and enroll in Medigap or Medicare Advantage plans. These agents are licensed in Connecticut and know local insurers and plan options.
When can I enroll in a Medigap plan in Connecticut?
Connecticut law provides a six-month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting.
Does Connecticut have guaranteed issue for Medigap?
Yes, Connecticut offers guaranteed issue rights in certain situations such as losing employer coverage or moving out of a plan service area. This means insurers cannot deny you a policy or charge higher premiums based on health.
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