The top-rated supplemental insurance agent in Stratford, Connecticut is A J Gambardella Insurance and Financial Services, rated 5.0 stars across 474 reviews. Other highly rated options include Omar Juarbe - State Farm Insurance Agent, Portsmouth Atlantic Insurance, Rick LoCicero - State Farm Insurance Agent. This directory lists 20 supplemental insurance agents serving Stratford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | A J Gambardella Insurance and Financial Services | 6580 Main St #201 | (203) 377-8455 |
| 2 | Omar Juarbe - State Farm Insurance Agent | 3231 Main St | (203) 377-5167 |
| 3 | Portsmouth Atlantic Insurance | 160 1st Ave | (603) 431-4020 |
| 4 | Rick LoCicero - State Farm Insurance Agent | 1516 Barnum Ave | (203) 610-6939 |
| 5 | Scott Insurance | 3151 Main St | (203) 375-5847 |
| 6 | Kevin Lavelle: Allstate Insurance | 3651 Main St Unit 1 | (203) 371-1131 |
| 7 | Dougherty Insurance Agency, Inc. | 2420 Main St | (203) 377-4394 |
| 8 | State Farm Insurance | 3231 Main St | (203) 377-5167 |
| 9 | County Agency, Inc. | 2063 Barnum Ave | (203) 732-7650 |
| 10 | Lambros Insurance Services | 1980 Main St | (203) 377-2300 |
A J Gambardella Insurance and Financial Services in Stratford, CT offers supplemental insurance to fill gaps in standard health and life coverage. It provides application assistance and ongoing consultation to help clients understand and adjust their policies as needs change. The company also helps evaluate whether existing plans sufficiently cover unexpected medical costs. Customers can arrange periodic account reviews to ensure their supplemental benefits remain aligned with current circumstances. The agency services single-family homes, apartments, retail locations, and restaurants.
Omar Juarbe - State Farm Insurance Agent serves the Stratford, Connecticut area as a supplemental insurance agent. The company provides a range of insurance products designed to fill coverage gaps left by major medical plans. These supplemental policies can assist with out-of-pocket costs like deductibles and copays. The agency handles accident and hospital indemnity plans that offer direct cash benefits for unexpected medical events.
Portsmouth Atlantic Insurance serves local homeowners and businesses in Stratford, Connecticut who need supplemental coverage to fill gaps in their primary policies. As a supplemental insurance agency, it offers additional protection for property owners and renters alike. The agency helps clients understand their options for closing common insurance shortfalls. It also works with small business operators in the area. The company extends its services to clients in nearby Bridgeport and throughout the greater Fairfield County metro region.
Serving Stratford, Connecticut, and the surrounding communities, Rick LoCicero - State Farm Insurance Agent operates as a supplemental insurance agent. It handles policies that help cover gaps left by major medical plans, particularly for accident, hospital, and critical illness care. Clients often seek these additional benefits to manage out-of-pocket expenses. To handle a typical job, the agency first reviews an individual’s existing health coverage to identify specific financial risks, then recommends a targeted supplemental plan from available options.
In Stratford, CT, Scott Insurance provides supplemental insurance designed to fill gaps left by major medical plans, offering either one-time coverage for specific needs or recurring policies for ongoing protection. These plans typically help with out-of-pocket costs such as deductibles and copays. Their work helps clients manage financial risk from unexpected health events or accidents. For service, the company offers a choice between a single purchase of coverage or scheduled, recurring plans that renew on a regular cycle or as needed.
Kevin Lavelle: Allstate Insurance specializes in supplemental insurance plans that fill coverage gaps beyond primary health policies. It serves residents in Stratford, Connecticut, assisting with enrollment in accident, critical illness, and hospital indemnity policies. The agency helps clients understand policy provisions and match coverage to individual needs. Local families and individuals often seek its guidance following major life events or when planning financial protection. It particularly assists policyholders in evaluating coverage updates before annual enrollment periods end.
As the seasons change in Stratford, unexpected health events or gaps in Medicare coverage often create financial worry for local seniors. Dougherty Insurance Agency, Inc. works as a supplemental insurance agent to help residents explore practical plans that address those costs directly. Focusing on personal fit, the agency evaluates each client’s current coverage and daily needs before recommending specific options. An initial review of a client’s existing policy and household budget begins the process.
Serving residences in and around Stratford, this State Farm Insurance agency provides supplemental insurance policies to help families manage out-of-pocket medical costs. Commercial clients also access coverage to protect their businesses from unexpected health-related expenses. The agency offers these supplemental options to the entire Stratford area. Friendly follow-up service ensures existing policyholders receive continuous support between their regular agent visits, with agents readily available to adjust coverage or answer questions as circumstances change.
County Agency, Inc. in Stratford, CT provides insurance services focused on protecting individuals and businesses from financial gaps. A supplemental insurance agent, the company offers specialized add-on policies that help cover expenses not included in primary health plans. These products provide additional support for everyday medical costs or accident-related needs. Businesses can obtain such coverage for offices, warehouses, and food service operations to better safeguard their employees and assets.
Lambros Insurance Services, based in Stratford, CT, provides supplemental insurance policies that help cover costs not addressed by major medical plans. This local agency assists individuals and families in selecting additional coverage for accidents, critical illness, or hospital stays. Their services are valued for bridging gaps in existing health protection. By focusing on personal consultations, they match clients with plans suited to their specific financial situations. The agency also specializes in adding dental and vision coverage as an optional enhancement to a core supplemental policy.
What Does a a Supplemental Insurance Agent in Stratford Cost?
Supplemental insurance costs in Connecticut vary by plan type age and gender. Medigap Plan G premiums for a 65 year old in Stratford typically range from 120 to 200 dollars per month. Plan N premiums are often lower around 90 to 150 dollars per month. Costs can increase each year based on the insurers rate filings. This is general information not insurance advice.
About supplemental insurance agents in Stratford
Supplemental insurance agents in Stratford Connecticut help residents find Medigap and other gap coverage policies. Connecticut law provides a six-month open enrollment period for Medicare beneficiaries when they first turn 65. Agents in Stratford can explain how state rules affect your choice of plans.
Frequently Asked Questions
What does a supplemental insurance agent in Stratford do?
A supplemental insurance agent helps you compare Medigap plans and other gap coverage options. They explain how Connecticut rules affect your enrollment period and plan choices. The agent does not sell Medicare Advantage but focuses on policies that fill gaps in Original Medicare.
When can I enroll in a Medigap plan in Connecticut?
Connecticut law gives you a six-month open enrollment period starting the month you turn 65 and enroll in Medicare Part B. During this time you can buy any Medigap plan without medical underwriting. After this period insurers may ask health questions.
Are supplemental insurance agent fees regulated in Connecticut?
Connecticut insurance agents earn commissions paid by the insurance company not by you directly. The state Department of Insurance regulates agent licensing and conduct. You do not pay extra fees for using an agent.
Supplemental Insurance Agents in Other Connecticut Cities
Avon · Berlin · Bloomfield · Branford · Bridgeport · Bristol · Cheshire · Danbury · East Hartford · Enfield · Fairfield · Farmington · Glastonbury · Greenwich · Guilford