The top-rated supplemental insurance agent in Torrington, Connecticut is Brooks, Todd & McNeil Insurance, rated 4.7 stars across 162 reviews. Other highly rated options include Amie Chasse - State Farm Insurance Agent, HealthMarkets Insurance - Mel Brickman, Toth Insurance Agency LLC. This directory lists 17 supplemental insurance agents serving Torrington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brooks, Todd & McNeil Insurance | 69 Water St | (860) 482-5591 |
| 2 | Amie Chasse - State Farm Insurance Agent | 469 Prospect St | (860) 482-6002 |
| 3 | HealthMarkets Insurance - Mel Brickman | 16 McDermott Ave Suite 1 | (860) 307-1128 |
| 4 | Toth Insurance Agency LLC | 1151 E Main St | (860) 496-7771 |
| 5 | Brickman Insurance Services | 16 McDermott Ave Suite 1 | (860) 307-1128 |
| 6 | Health Insurance Services Of Connecticut | Craig Yard | 438 E Main St | (860) 626-5594 |
| 7 | Strathman-Winch Insurance | 663 E Main St Suite #8 | (203) 272-5546 |
| 8 | Summit Insurance | 2383 Winsted Rd | (860) 601-4046 |
| 9 | H R Madeux Agency Inc | 497 Main St | (860) 489-6714 |
| 10 | Insurance Center of Torrington | 292 Church St | (860) 489-0253 |
Brooks, Todd & McNeil Insurance serves the greater Torrington, Connecticut area as a supplemental insurance agent. They offer coverage that works alongside primary health plans to help manage out-of-pocket costs. Clients may select policies to help cover expenses such as copays, deductibles, and hospital stays. The agency provides options designed to fill gaps for individuals and families planning for unexpected medical events. It handles Medicare supplement policies and accident insurance in this region.
Amie Chasse - State Farm Insurance Agent in Torrington, CT, offers supplemental insurance policies that help cover out-of-pocket expenses not paid by primary health plans, such as deductibles and copays. The agency provides ongoing plan reviews and claims assistance to ensure clients understand their coverage needs. This local agent services single-family homes, apartments, retail locations, and restaurants in the surrounding area.
HealthMarkets Insurance - Mel Brickman serves homeowners, individuals, and families throughout the Torrington area who are seeking supplemental insurance coverage to help fill gaps in their existing health plans. The agency works with clients to review options such as accident, hospital, or critical illness policies that can provide additional financial protection. These plans are designed to assist with out-of-pocket costs not covered by primary insurance. The agency also covers nearby communities including Winsted and the surrounding Litchfield County region.
Toth Insurance Agency LLC serves Torrington, Connecticut, and its surrounding communities. The company acts as a supplemental insurance agent, handling policies designed to cover gaps left by major medical plans. These include options for accident, critical illness, and hospital indemnity coverage. To manage a typical job, the agency first reviews a client's existing health benefits, then presents a straightforward comparison of available supplemental plans to address specific financial risks.
Brickman Insurance Services in Torrington, CT distinguishes its supplemental insurance options by offering both one-time policies for specific needs and recurring coverage plans that provide ongoing protection. As a supplemental insurance agent, they help clients bridge gaps left by primary health plans, addressing costs such as deductibles and copays. These supplemental policies are designed to cover unexpected expenses that typical insurance might not fully cover. Service is available on either a one-time basis for a single need or as recurring scheduled appointments to adjust coverage as circumstances change.
Health Insurance Services of Connecticut | Craig Yard, located in Torrington, provides specialty services as a supplemental insurance agent. Its general work helps clients fill coverage gaps left by primary health plans, addressing costs for deductibles, copays, and hospital stays. With expertise in this area, the agency guides residents through plan options suited to their individual healthcare needs. It is particularly helpful when open enrollment ends or a sudden medical event creates unexpected expenses.
In Torrington, CT, local residents often seek to close gaps remaining after standard health or life coverage, especially when seasonal work or retirement creates changing needs. Strathman-Winch Insurance responds as a supplemental insurance agent, evaluating individual circumstances to align policies with each client’s unique plan holes. The options offered typically help manage out-of-pocket costs not addressed by primary medical or dental coverage. The selection process for addressing these alternate coverages begins with a straightforward in-person or phone meeting to survey personal coverage structure.
Summit Insurance works as a supplemental insurance agent in Torrington, Connecticut, helping clients fill coverage gaps left by standard health or life plans. Its specialty add-ons include accident, critical illness, and hospital indemnity policies designed to cover out-of-pocket costs and deductibles. The company assists both individuals and businesses in managing unexpected medical expenses. It serves a range of commercial sectors, including offices, warehouses, and food service operations.
H R Madeux Agency Inc provides supplemental insurance services to residential clients in Torrington and the surrounding area, helping individuals cover gaps left by primary health plans. Commercial coverage is also available for local businesses seeking additional financial protection for employees or operations. The agency serves clients throughout northwestern Connecticut, offering routine consultations to review current policies and adjust coverage as needed. Continued follow-up is provided between regular visits to address any changes in a client’s circumstances or coverage requirements without requiring an appointment.
Insurance Center of Torrington is known for providing supplemental insurance coverage to residents and businesses in the Torrington, Connecticut area. Its service range helps clients fill gaps left by primary health plans, addressing out-of-pocket costs that typical policies may leave uncovered. The agency offers tailored solutions to meet individual financial needs and health circumstances. A specialty service it can add on is accident insurance, which provides fixed cash benefits directly to policyholders for injuries sustained in covered mishaps.
What Does a a Supplemental Insurance Agent in Torrington Cost?
Supplemental insurance costs in Connecticut vary by plan type age and insurer. Medigap Plan G premiums typically range from $120 to $250 per month for a 65-year-old in Torrington. Some policies use attained-age pricing which increases as you get older while others use issue-age pricing. This is general information not insurance advice.
About supplemental insurance agents in Torrington
Supplemental insurance agents in Torrington Connecticut help residents choose Medigap or other gap coverage to fill the gaps left by Medicare. Connecticut law provides a guaranteed issue right for Medigap plans during the initial enrollment period and in certain other situations. Local agents can explain how these state protections apply to your specific health needs.
Frequently Asked Questions
What is a supplemental insurance agent in Torrington?
A supplemental insurance agent in Torrington helps you find and enroll in policies like Medicare Supplement Medigap plans or hospital indemnity insurance. These agents are licensed in Connecticut and understand local insurance rules and carrier options.
When can I enroll in a Medigap plan in Connecticut?
In Connecticut you have a six-month Medigap open enrollment period starting the month you turn 65 and enroll in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. Outside this window you may face health questions or higher premiums.
Are there Connecticut-specific rules for supplemental insurance?
Yes Connecticut has a guaranteed issue law that requires insurers to sell you a Medigap policy in certain situations such as losing employer coverage. The state also limits how much premiums can vary based on age. An agent can explain these protections to you.
Supplemental Insurance Agents in Other Connecticut Cities
Avon · Berlin · Bloomfield · Branford · Bridgeport · Bristol · Cheshire · Danbury · East Hartford · Enfield · Fairfield · Farmington · Glastonbury · Greenwich · Guilford