The top-rated supplemental insurance agent in Wilton, Connecticut is Karen O'Brien - State Farm Insurance Agent, rated 5.0 stars across 214 reviews. Other highly rated options include Michael Saunders: Allstate Insurance, Georgann Hoffman - State Farm Insurance Agent, AIG. This directory lists 10 supplemental insurance agents serving Wilton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Karen O'Brien - State Farm Insurance Agent | Kent Center, 35 Danbury Rd Ste 5 | (203) 762-6660 |
| 2 | Michael Saunders: Allstate Insurance | 142 Old Ridgefield Rd Ste 206 | (203) 762-9939 |
| 3 | Georgann Hoffman - State Farm Insurance Agent | The Kent Schoolhouse, 152 Danbury Rd | (203) 762-3332 |
| 4 | AIG | 50 Danbury Rd | (203) 408-1837 |
| 5 | Selective Benefits | 9 Laurel Ln | (203) 689-7471 |
| 6 | Farmers Insurance - Brian Tobin | 26 Cricket Ln | (203) 446-3480 |
| 7 | Castaldi Financial & Insurance | 387 Danbury Rd APT 3 | (203) 210-7800 |
| 8 | Saunders Insurance | 142 Old Ridgefield Rd | (202) 923-3123 |
| 9 | Allstate Insurance: Wade Tang | 24 Danbury Rd | (203) 529-7025 |
| 10 | Daigle & Travers Insurance Agency | 35 Old Ridgefield Rd | (203) 655-6974 |
Karen O'Brien – State Farm Insurance Agent serves the Wilton, Connecticut area as a supplemental insurance agency. This office helps residents address gaps left by standard health or life policies. Supplemental insurance agents in this region assist clients in securing coverage for unexpected medical costs, hospital stays, or accident-related expenses. Common plans include critical illness policies that provide lump-sum benefits upon diagnosis and accident insurance that pays cash for injuries. The agency handles these specific supplemental protections, guiding individuals through policy options without overcomplicating the enrollment process.
Clients may choose between one-time policy reviews or ongoing annual check-ins, ensuring their supplemental coverage adapts to shifting medical and financial circumstances. As a Supplemental Insurance Agent in Wilton, Connecticut, Michael Saunders: Allstate Insurance helps individuals explore options for filling gaps left by primary health plans, including accident or critical illness policies. Standard appointments cover plan comparisons and claims support. Service operates entirely on an as-needed basis, with clients scheduling appointments only when reviewing new benefits or experiencing a life change.
Georgann Hoffman - State Farm Insurance Agent in Wilton, CT offers a range of supplemental insurance services designed to cover gaps left by primary health plans. The agency provides service plans that help clients manage unexpected medical costs and loss of income. It is available to assist with policy maintenance, including claims support and coverage adjustments. The company serves a variety of properties, including single-family homes, apartments, retail locations, and restaurants.
Serving homeowners, small business owners, and property managers in Wilton, the independent agency assists clients with supplemental insurance policies to fill gaps in standard health, accident, or property coverage. Agents review existing plans to identify vulnerabilities and recommend appropriate riders or add-on products. The firm guides clients through policy options that may provide additional financial protection for unexpected events. Its service area also extends into the surrounding communities of Ridgefield and Georgetown to the north and west.
Selective Benefits serves Wilton, Connecticut, and the surrounding communities with supplemental insurance agent services. The company handles Medicare supplements, life insurance, and other ancillary health products for local residents. These policies assist in covering costs not addressed by primary medical plans, such as deductibles and co-payments. To complete a typical job, the agency first reviews an individual’s existing coverage to identify gaps, then presents suitable plan options and provides guidance through the enrollment process.
For clients choosing between one-time and recurring options, this Wilton agency tailors supplemental coverage to fill gaps left by standard health plans. Farmers Insurance - Brian Tobin assists with policies that pay cash benefits for accidents, critical illness, or hospital stays. These benefits are disbursed directly to the policyholder, separate from primary insurance. Service scheduling accommodates client preference, with renewals and policy adjustments handled either on a recurring schedule or as-needed, with new plan enrollment conducted as a one-time setup.
Castaldi Financial & Insurance in Wilton, CT offers specialized supplemental insurance services to cover gaps left by standard health plans, including accident, critical illness, and hospital indemnity policies. The agency also assists local residents with identifying and enrolling in appropriate Medicare supplement plans to manage out-of-pocket costs. Its work regularly helps clients prepare for the increased medical expenses that often arise during the winter flu and pneumonia season, ensuring coverage is in place before higher-risk months arrive.
As the leaves change in Wilton, many residents begin reviewing their health coverage gaps for the year ahead. Saunders Insurance in Wilton, CT, offers supplemental insurance plans designed to cover costs not included in primary medical policies. The agency helps local clients navigate typical Medicare gaps or unexpected hospital expenses with clear plan comparisons. An initial consultation is scheduled during a short, in-person visit to examine current coverage and individual risk factors before any policies are proposed.
As a supplemental insurance agent in Wilton, CT, Allstate Insurance: Wade Tang helps clients fill gaps in their primary health coverage. Specializing in additional insurance options, the agency addresses needs that standard policies often leave uncovered, providing financial support during unexpected events. These supplementary plans can be applied alongside existing medical benefits to reduce out-of-pocket expenses and offer broader protection. The firm serves various commercial sectors, including local offices, warehouses, and food service establishments, tailoring coverage to the specific risk profiles of their employees and property.
Daigle & Travers Insurance Agency provides supplemental insurance service to residents in the Wilton area, ensuring clients have added coverage to help with gaps in standard health plans. The agency also offers commercial supplemental policies tailored to small local businesses throughout the region in Fairfield County. Each client receives personal attention during initial enrollment, and the office schedules follow-up visits for policy reviews or additions between regular plan adjustment cycles.
What Does a a Supplemental Insurance Agent in Wilton Cost?
Supplemental insurance costs in Connecticut vary by plan type age and insurer. Monthly premiums for Medigap Plan G in Wilton typically range from 120 to 250 dollars for a 65 year old. Plan N may cost 90 to 180 dollars per month. Rates can increase each year based on the insurer and Connecticut regulations. This is general information and not insurance advice.
About supplemental insurance agents in Wilton
Supplemental insurance agents in Wilton Connecticut help residents fill gaps in Medicare coverage. Connecticut law requires Medigap plans to be guaranteed issue for eligible beneficiaries during open enrollment. Local agents can explain how Connecticut-specific rules affect your coverage options and premiums.
Frequently Asked Questions
What is a supplemental insurance agent in Wilton?
A supplemental insurance agent in Wilton helps you buy Medigap or Medicare Supplement plans. These agents are licensed in Connecticut and can explain plan options like Plan G or Plan N. They do not work for the government but for private insurance companies.
When can I enroll in a Medigap plan in Connecticut?
Connecticut allows a six-month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. During this time you cannot be denied coverage or charged more for pre-existing conditions. After this window you may face medical underwriting.
Are Medigap plans standardized in Connecticut?
Yes, Medigap plans in Connecticut follow federal standards with lettered plans A through N. Each plan offers the same basic benefits regardless of which insurance company sells it. Premiums can vary between companies so comparing quotes is important.
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