The top-rated supplemental insurance agent in Elkhart, Indiana is Acceptance Insurance, rated 4.8 stars across 456 reviews. Other highly rated options include Lisa Yoder - State Farm Insurance Agent, HealthMarkets Insurance - Jill Weiss, Weaver Insurance. This directory lists 20 supplemental insurance agents serving Elkhart.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 138 W Hively Ave Ste 8 | (574) 633-3035 |
| 2 | Lisa Yoder - State Farm Insurance Agent | 23399 US-33 | (574) 875-2525 |
| 3 | HealthMarkets Insurance - Jill Weiss | 23929 Norwood Ct | (574) 381-5550 |
| 4 | Weaver Insurance | 601 E Bristol St | (574) 333-3094 |
| 5 | HealthMarkets Insurance - Michelle Gavarrete | **By Appointment Only**, 3714 E Mishawaka Rd | (574) 361-7987 |
| 6 | Carl R Salinas | 2938 S Main St | (574) 970-0312 |
| 7 | Horner Insurance/ Horner Investment Group LLC | 2300 Middlebury St | (574) 293-5737 |
| 8 | McCartney Insurance | 1100 N Nappanee St | (574) 970-3000 |
| 9 | Affordable Insurance Agency INC. | 3243 Northview Dr | (574) 522-8500 |
| 10 | Rachel Wain - State Farm Insurance Agent | 2410 Middlebury St | (574) 293-8130 |
Acceptance Insurance serves the Elkhart, Indiana metro area as a supplemental insurance agent. It helps local residents find coverage that works alongside major medical plans to fill gaps in protection. Common supplemental policies address out-of-pocket costs like deductibles and copays for hospital stays and doctor visits. The agency also guides clients through options for accident insurance and critical illness coverage, which provide cash benefits directly to the policyholder.
As a supplemental insurance agent based in Elkhart, IN, Lisa Yoder with State Farm offers a range of policies that fill coverage gaps left by standard health or medical plans. The agency helps clients manage service through regular policy reviews and claims assistance, ensuring benefits are understood and accessible when needed. This support is designed to provide financial protection for unexpected medical expenses and income loss. The agency services individual clients residing in single-family homes, apartments, retail, and restaurants.
Serving local homeowners, renters, and families, HealthMarkets Insurance - Jill Weiss provides supplemental insurance agency services in the Elkhart, IN area. These plans fill gaps left by major medical coverage, such as accident, critical illness, and hospital indemnity policies. The agency works with clients to review options for additional financial protection. Personal consultations are offered to explain how these products help with out-of-pocket costs. Coverage services also extend to nearby Goshen and the greater Michiana region.
Weaver Insurance serves the Elkhart, Indiana area and surrounding communities, handling supplemental insurance plans for clients who need to cover gaps left by major medical policies. It offers products designed to help policyholders manage out-of-pocket costs and unexpected expenses not fully covered by standard health insurance. The agency typically begins with a thorough review of each client’s existing coverage to identify specific needs, then matches those needs with suitable plans from its portfolio. This customized consultation approach ensures every recommendation aligns with the client’s financial situation and risk tolerance.
Carl R Salinas specializes in helping clients select supplemental insurance policies that cover gaps left by major medical plans, including accident, critical illness, and hospital indemnity options. Based in Elkhart, IN, the agency provides straightforward guidance on plans that help protect households from unexpected out-of-pocket medical costs. Many customers seek its support before open enrollment periods or when facing a new diagnosis that requires intensive, ongoing care.
Horner Insurance, also operating as Horner Investment Group LLC, serves as a supplemental insurance agent in Elkhart, Indiana. The company focuses on offering policies that fill gaps left by major medical coverage, providing financial protection for unexpected health expenses or lost income. These add-ons help individuals and businesses manage out-of-pocket costs not covered by standard health plans. Commercial clients such as offices, warehouses, and food service operations can access tailored supplemental benefits to support their employees and reduce overall risk exposure.
McCartney Insurance provides supplemental insurance services to residential clients in Elkhart, Indiana. The agency also offers commercial coverage within the surrounding region, assisting clients with additional policy options that complement their primary health plans. Their work focuses on helping individuals manage out-of-pocket expenses during medical events. The office typically follows up with customers after a claim or policy adjustment, ensuring coverage remains appropriate between regular visits and that any new questions are addressed promptly.
As winter weather settles over Elkhart, households often review their supplemental insurance coverage for unexpected gaps. Affordable Insurance Agency INC. assists local residents by comparing available plans that address daily medical gaps not covered by primary policies. Their agents focus on individual needs, helping clients understand plan limitations before enrollment. To begin this process, the company schedules a straightforward assessment appointment, reviewing current coverage and explaining the policy terms in plain language.
Rachel Wain - State Farm Insurance Agent in Elkhart, IN, is known for helping local residents close coverage gaps in their core health plans. The agency offers supplemental insurance policies that cover critical illness, hospital stays, and accident recovery, providing additional financial protection for unexpected medical events. Clients receive personalized guidance to determine which supplementary benefits fit their daily needs and budget. Agents also assist with attaching accident-only disability riders to existing life policies for added income replacement during short-term recovery.
What Does a a Supplemental Insurance Agent in Elkhart Cost?
Supplemental insurance agent services in Indiana are typically free to the consumer because agents earn commissions from insurance companies. Medigap plan premiums in Indiana vary widely from around $50 to over $300 per month depending on your age gender and the plan type. Costs also depend on whether the policy uses attained-age pricing or issue-age pricing. This is general information and not insurance advice.
About supplemental insurance agents in Elkhart
Supplemental insurance agents in Elkhart Indiana help residents choose Medigap or Medicare Advantage plans that fill coverage gaps. Indiana law requires that Medigap policies be guaranteed renewable and that agents follow specific marketing guidelines. Local agents can explain how Indiana's open enrollment period works and what plans are available in Elkhart County.
Frequently Asked Questions
What is a supplemental insurance agent in Elkhart?
A supplemental insurance agent in Elkhart helps you buy Medigap or Medicare supplement plans. These plans pay for costs not covered by Original Medicare like copayments and deductibles. Agents must be licensed in Indiana and follow state rules for selling these policies.
When can I enroll in a Medigap plan in Indiana?
In Indiana the Medigap open enrollment period starts when you are 65 or older and enrolled in Medicare Part B. This period lasts six months and during this time you can buy any Medigap policy without medical underwriting. After this period insurers may ask health questions and could deny coverage.
Are there Indiana laws that protect Medigap buyers?
Yes Indiana has a free look period that lets you cancel a Medigap policy within 30 days for a full refund. Indiana also requires that all Medigap policies be guaranteed renewable meaning the insurer cannot cancel your policy as long as you pay premiums. Agents must provide a policy outline and a buyer guide before you purchase.
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