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Find Supplemental Insurance Agents in Independence, KY

Looking for a supplemental insurance agent in Independence? Review the directory below to compare your options.

9 agents listed
Updated May 2026
Independence, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Kentucky before hiring.
Showing 9 supplemental insurance agents in Independence, KY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Trifecta Insurance Services
5061 Madison Pike, Independence, KY 41051
(859) 359-5104 kentuckytrifecta.com
John Hoffman - State Farm Insurance Agent
2156 Declaration Dr, Independence, KY 41051
(859) 356-5646 johnhoffmaninsurance.com
Kentucky Farm Bureau Insurance
12010 Madison Pike, Independence, KY 41051
(859) 356-2161 kyfb.com
Joel Bergantino - State Farm Insurance Agent
2087 Centennial Blvd, Independence, KY 41051
(859) 356-5611 agentjoel.com
Joshua Carter: Allstate Insurance
9570 Apple Valley Dr Ste 2, Independence, KY 41051
(859) 341-2662 agents.allstate.com
Jeff Wallace: Allstate Insurance
2046 Harris Pike, Independence, KY 41051
(859) 960-6100 agents.allstate.com
Ballard Benefits Group Inc
Taylor Mill Rd, Independence, KY 41051
(859) 356-2416 ballardbenefits.com
Universal Underwriters
5275 Madison Pike, Independence, KY 41051
(859) 356-3126
Miller Ins Agcy
859 Bristow Rd, Independence, KY 41051
(859) 371-4349

Supplemental insurance agents in Independence Kentucky help residents fill gaps in Medicare coverage. Kentucky law requires agents to be licensed through the Kentucky Department of Insurance. These agents can explain Medigap plans and Medicare Advantage options available in Kenton County.

What Does a Supplemental Insurance Agent in Independence Cost?

Typical Medigap premiums in Independence Kentucky range from 100 to 300 dollars per month for a 65-year-old. Plan G costs often fall between 120 and 200 dollars monthly. Medicare Advantage plans may have zero premium but include copays and deductibles. Costs vary by your health age and chosen plan. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a supplemental insurance agent in Independence?
A supplemental insurance agent helps you buy Medigap or Medicare Advantage plans. They are licensed in Kentucky and can compare policies from different carriers. They do not sell primary health insurance.
When can I enroll in a Medigap plan in Kentucky?
You have a six-month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. Outside this window you may face health questions.
Do Kentucky laws affect supplemental insurance costs?
Yes Kentucky regulates Medigap plans to ensure standardized benefits. Plans labeled A B C D F G K L M and N have the same core benefits across all companies. Premiums vary by insurer age and location in Independence.