The top-rated supplemental insurance agent in Nicholasville, Kentucky is Nova Insurance Group, rated 5.0 stars across 302 reviews. Other highly rated options include Kentucky United Insurance, Jennifer Hawkins - State Farm Insurance Agent, Steve Page - State Farm Insurance Agent. This directory lists 18 supplemental insurance agents serving Nicholasville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nova Insurance Group | 99 Wind Haven Dr Suite 1 | (859) 687-2004 |
| 2 | Kentucky United Insurance | 224 Rebel Rd | (859) 305-6036 |
| 3 | Jennifer Hawkins - State Farm Insurance Agent | 174 Bellerive Blvd | (859) 800-5433 |
| 4 | Steve Page - State Farm Insurance Agent | 626 Edgewood Dr | (859) 885-7243 |
| 5 | Lexington First Insurance LLC | 502 N Main St | (859) 260-8745 |
| 6 | Randall Chewning - State Farm Insurance Agent | 609 N Main St | (859) 887-1243 |
| 7 | Lib Wilson Insurance Group | 214 Edgewood Dr | (859) 885-5237 |
| 8 | C.M. Space and Associates, Inc. | 231 N Main St | (859) 887-8747 |
| 9 | Michael Cayse - State Farm Insurance Agent | 359 E Brannon Rd | (859) 272-0264 |
| 10 | Charles Cromer: Allstate Insurance | 218 N Main St | (859) 885-7009 |
Nova Insurance Group serves the Nicholasville, KY area as a local supplemental insurance agent. They focus on offering policies that help cover out-of-pocket expenses not paid by major medical plans. This type of coverage can assist with deductibles, copays, and other gaps in primary health insurance. By working directly with clients in the region, they help identify plans that suit individual needs and budgets. These services include accident insurance and hospital indemnity policies that provide cash benefits during a covered event.
Kentucky United Insurance, located in Nicholasville, KY, delivers a range of supplemental insurance solutions to address gaps in primary health coverage. Its services extend to accident, critical illness, and hospital indemnity plans, helping clients manage out-of-pocket expenses. The agency provides guidance on plan selection and assists with policy maintenance throughout the enrollment period. Kentucky United Insurance works with individuals and families as well as local businesses, serving single-family homes, apartments, retail stores, and restaurants.
Jennifer Hawkins - State Farm Insurance Agent serves homeowners, renters, and local business owners in Nicholasville, Kentucky, offering supplemental insurance policies that help fill coverage gaps left by standard plans. Her agency assists clients in securing accident, critical illness, and hospital indemnity plans designed to provide additional financial protection. The office also serves individuals seeking personal liability or life policy enhancements. Service extends to the surrounding areas of Jessamine County and the greater Lexington metropolitan region, providing nearby access to supplemental insurance solutions.
Steve Page - State Farm Insurance Agent serves Nicholasville, Kentucky, and the surrounding Jessamine County communities. The agency handles supplemental insurance policies, which help fill coverage gaps left by major medical plans. This includes products designed to provide financial support for unexpected accidents, critical illnesses, or hospital stays. To manage a typical client’s needs, the agent begins by reviewing the individual’s existing health coverage and personal risk factors. From there, a selective plan is built to match the client’s budget and specific lifestyle concerns.
Lexington First Insurance LLC in Nicholasville, KY provides supplemental insurance options that address both one-time needs and recurring coverage gaps. Clients can select plans that require a single payment for a defined benefit period or choose policies with ongoing premiums that renew periodically, such as accident or critical illness protection. These policies help cover deductibles and out-of-pocket expenses not paid by primary health plans. Service appointments are offered on an as-needed basis, allowing policyholders to request consultations or claims assistance whenever a specific need arises without a fixed schedule.
Randall Chewning - State Farm Insurance Agent in Nicholasville, KY offers supplemental insurance policies designed to fill gaps left by major medical plans. The agency also provides general assistance with understanding and selecting coverage options. Nicholasville residents often seek these supplemental plans to manage out-of-pocket costs not covered by primary insurance. This includes help with copays, deductibles, or other unexpected medical expenses. During the open enrollment season, many individuals consult the agency to review their current coverage and identify any new financial protection they may need.
Lib Wilson Insurance Group works as a local agency helping individuals fill gaps in their primary health coverage. The Nicholasville-based firm specializes in supplemental insurance add-ons that address out-of-pocket costs not covered by major medical plans. These additional policies can assist with expenses from accidents, critical illnesses, or hospital stays. The agency serves commercial sectors including offices, warehouses, and food service operations, providing tailored options for employees at various business types in the region.
As the seasons change in Nicholasville, Kentucky, homeowners and families often review their coverage for unexpected gaps. C.M. Space and Associates, Inc. provides supplemental insurance to help address costs not fully covered by primary health or Medicare plans. The agency works with individuals to clarify policy options and select appropriate additional benefits. An initial consultation typically includes a review of the client’s existing coverage and a discussion of specific financial risks, followed by a straightforward assessment to tailor a plan.
Michael Cayse - State Farm Insurance Agent in Nicholasville, KY is known for offering supplemental insurance policies that help cover gaps left by major medical plans. Their service range extends to local residents seeking financial protection for unexpected health events or accidents. Clients can explore options such as hospital indemnity and critical illness coverage. With a focus on practical, individual solutions, this agency works to tailor policies to fit different budgets and needs. A specialty service available is adding accident insurance to fill coverage gaps for active households.
Charles Cromer: Allstate Insurance provides supplemental insurance services for residential clients in Nicholasville, KY. Commercial coverage is also arranged for local businesses operating in the area. The agency assists customers with filling gaps in their existing health or life policies. Regular visits are scheduled to review changing needs, and customers can reach out for follow-up service between those annual check-ins.
What Does a a Supplemental Insurance Agent in Nicholasville Cost?
Supplemental insurance costs in Kentucky vary by plan type age and health status. A Medigap Plan G for a 65 year old in Nicholasville typically ranges from 120 to 200 dollars per month. Medicare Advantage plans often have lower monthly premiums sometimes 0 to 50 dollars but include copays and deductibles. Costs can change each year based on insurer rate filings approved by the Kentucky Department of Insurance. This is general information and not insurance advice.
About supplemental insurance agents in Nicholasville
Supplemental insurance agents in Nicholasville Kentucky help residents find policies that cover gaps in Medicare or employer health plans. Kentucky law requires agents to be licensed by the Kentucky Department of Insurance and to follow state regulations on plan disclosures. Local agents can explain how Kentucky specific rules like the annual Medicare open enrollment period affect your coverage options.
Frequently Asked Questions
What is a supplemental insurance agent in Nicholasville?
A supplemental insurance agent in Nicholasville is a licensed professional who helps you buy policies that fill gaps in your primary health coverage. These policies include Medicare Supplement plans also called Medigap and Medicare Advantage plans. The agent must follow Kentucky insurance laws and provide clear information about plan benefits and costs.
When can I enroll in a supplemental plan in Kentucky?
In Kentucky you have a six month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. Outside this window insurers may ask health questions and can deny coverage based on your health history.
Are supplemental insurance plans regulated in Kentucky?
Yes the Kentucky Department of Insurance regulates all supplemental insurance plans and agents. Plans must meet state standards for coverage and pricing. Agents must pass a background check and complete continuing education to keep their license. You can verify an agents license on the Kentucky Department of Insurance website.
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