The top-rated supplemental insurance agent in St Charles, Missouri is Senior Health Solutions, rated 5.0 stars across 2,128 reviews. Other highly rated options include Sunshine Senior Services, Lang Insurance, All Insurance No Fees. This directory lists 22 supplemental insurance agents serving St Charles.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Senior Health Solutions | 3779 New Town Blvd | (636) 244-4415 |
| 2 | Sunshine Senior Services | 3320-1 Rue Royale St | (833) 247-8283 |
| 3 | Lang Insurance | 3920 Old Hwy 94 S Suite 39 | (636) 229-7000 |
| 4 | All Insurance No Fees | 4620 S St Peters Pkwy | (636) 441-9100 |
| 5 | HealthMarkets Insurance - Colin Heath | 820 S Main St 1st Floor, Suite 101 | (636) 219-9166 |
| 6 | HSGW Insurance | 100 S Main St | (636) 946-2266 |
| 7 | Dave Petersen Multiple Choice Insurance | 1480 Woodstone Dr Suite 201 | (636) 400-3355 |
| 8 | Meadow Park Insurance Agency | 1000 Fairgrounds Rd #202 | (636) 757-9529 |
| 9 | Senior Benefit Services of St. Charles | 1 Point W Blvd | (636) 486-4648 |
| 10 | Webb Insurance | 571 Jefferson St | (636) 946-0001 |
Senior Health Solutions serves the St. Charles, Missouri area as a supplemental insurance agency. This agency helps clients fill gaps in traditional health coverage by explaining options for policies that cover out-of-pocket expenses. Agents work with older adults to review private insurance plans that supplement Medicare. The office assists in navigating enrollment periods and coverage details without government affiliation. Their services specifically include plans for hospital indemnity and dental insurance benefits.
Sunshine Senior Services in St. Charles, MO offers a range of supplemental insurance solutions designed to help cover costs not paid by primary health plans. Its services include assisting clients with policy selection and enrollment in plans that address gaps in Medicare coverage. The company provides ongoing support for claims and policy changes throughout the year. Maintenance plans include regular policy reviews to ensure coverage remains appropriate. Sunshine Senior Services works with individual homeowners, apartment residents, and local retail and restaurant employees seeking supplemental coverage.
Lang Insurance serves local homeowners, businesses, and property managers in St Charles, Missouri, who need supplemental insurance coverage to fill gaps in their primary policies. The agency helps clients explore options such as accident, critical illness, and hospital indemnity plans. It works with area residents and commercial operators to understand their specific coverage needs in the region. Lang Insurance also extends its supplemental insurance services to clients in nearby O'Fallon.
Serving the St. Charles, Missouri area and surrounding communities, All Insurance No Fees handles supplemental insurance coverage that fills gaps left by major medical plans. This local agency helps clients explore policies for needs such as accident, critical illness, or hospital indemnity protection. The agency focuses on explaining how these plans can cover out-of-pocket costs often not included in primary health insurance. When a client arrives, the team first reviews existing coverage, then outlines the specific benefits of each supplemental option before guiding the individual toward a well-matched choice.
In St Charles, MO, HealthMarkets Insurance - Colin Heath offers both one-time policy reviews and ongoing service options, as the need for supplemental insurance may vary with life events. The agency specializes in explaining coverage such as accident, hospital indemnity, and critical illness plans that help fill gaps left by primary insurance. Because clients’ needs can shift, service runs on a scheduled or as-needed basis for adjustments and inquiries.
HSGW Insurance specializes in providing supplemental insurance policies for individuals in St Charles, Missouri. It works to help clients cover gaps left by primary health plans through various voluntary benefit options. The agency offers enrollment assistance and plan reviews to ensure policies match personal needs. During the Medicare Annual Enrollment Period or after a job change, HSGW Insurance helps area residents assess their supplemental coverage and avoid unexpected medical expenses.
Dave Petersen Multiple Choice Insurance works with individuals and families in St Charles, MO to address gaps in their primary health coverage. As a supplemental insurance agent, the company offers specialized add-ons such as accident, critical illness, and hospital indemnity plans. These policies help manage out-of-pocket costs that major medical insurance does not fully cover. The agency serves a variety of commercial sectors, including offices, warehouses, and food service establishments, providing tailored supplemental benefits for their workforces.
As the seasons change in St. Charles, many residents review gaps in their primary health coverage. Meadow Park Insurance Agency provides supplemental insurance solutions to address these specific shortfalls, such as accident or critical illness plans. The agency focuses on helping individuals prepare for expenses not typically covered, offering a local option for those seeking extra financial protection. An initial, no-obligation assessment is first scheduled to evaluate personal coverage needs.
Senior Benefit Services of St. Charles is known for helping clients navigate Medicare supplements and other supplemental insurance options. Based in St. Charles, MO, the agency serves local residents who are seeking to fill coverage gaps left by primary health plans. Its agents work to find policies that align with individual budgets and healthcare needs. A key service area includes offering specialized guidance on long-term care insurance as an additional layer of financial protection.
Webb Insurance serves residents in St Charles, MO by offering supplemental insurance plans alongside Medicare. Their commercial coverage fills gaps in employer-sponsored policies for local businesses. The service area extends throughout St Charles and nearby communities. Agents help clients understand policy differences and select appropriate plans. Webb Insurance provides follow-up assistance after enrollment and repeat service between regular visits to adjust coverage as needs change.
What Does a a Supplemental Insurance Agent in St Charles Cost?
Supplemental insurance premiums in Missouri vary by plan type age and health status. Medigap Plan G for a 65-year-old in St Charles can range from $120 to $250 per month. Medicare Advantage plans often have low or zero monthly premiums but include copays and deductibles. Costs depend on the carrier and your specific situation. This is general information not insurance advice.
About supplemental insurance agents in St Charles
Supplemental insurance agents in St Charles Missouri help residents find Medigap and Medicare Advantage plans that fill coverage gaps. Missouri law requires agents to be licensed through the Missouri Department of Insurance. Local agents understand the specific needs of St Charles County seniors and families.
Frequently Asked Questions
What is a supplemental insurance agent in St Charles?
A supplemental insurance agent in St Charles is a licensed professional who helps you choose Medigap or Medicare Advantage plans. They explain coverage options and guide you through enrollment. Missouri law requires agents to disclose all plan details clearly.
When can I enroll in a supplemental plan in Missouri?
You have a six-month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. Outside this window you may face medical underwriting. Missouri also allows a special enrollment period for certain life events.
Do Missouri agents charge fees for their services?
Most supplemental insurance agents in Missouri are paid by insurance companies through commissions. You typically do not pay extra fees for agent help. Always ask the agent about their compensation before working with them.
Supplemental Insurance Agents in Other Missouri Cities
Blue Springs · Cape Girardeau · Chesterfield · Columbia · Florissant · Gladstone · Grandview · Independence · Jefferson City · Joplin · Kansas City · Kirkwood · Lake St Louis · Lee's Summit · Liberty