The top-rated supplemental insurance agent in St Peters, Missouri is Globe Life Liberty National Division: Tony DiFilippo Agency, rated 5.0 stars across 952 reviews. Other highly rated options include Sarah Schwartz at Comparion Insurance Agency, Cloverleaf Insurance, Mathenia Insurance Group LLC. This directory lists 11 supplemental insurance agents serving St Peters.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Globe Life Liberty National Division: Tony DiFilippo Agency | 5301 Veterans Memorial Pkwy #203 | (636) 922-9446 |
| 2 | Sarah Schwartz at Comparion Insurance Agency | 6141 Mid Rivers Mall Dr | (314) 270-0951 |
| 3 | Cloverleaf Insurance | 301 Jungermann Rd | (800) 530-5822 |
| 4 | Mathenia Insurance Group LLC | 1405 Jungermann Rd D | (636) 922-5250 |
| 5 | Matt Williams - State Farm Insurance Agent | 4131 Mexico Rd | (636) 928-0080 |
| 6 | Risinger Insurance Agency | 330 Jungermann Rd | (636) 441-7700 |
| 7 | Midwest Medicare | 4122-B, Mexico Rd | (636) 244-8222 |
| 8 | AAA Saint Peters Insurance and Member Services | 591 Mid Rivers Mall Dr | (636) 279-2299 |
| 9 | Shelter Insurance - Michael Flynn | 121 Main St | (636) 441-8177 |
| 10 | Comparion Insurance Agency | 6141 Mid Rivers Mall Dr | (636) 300-9364 |
Globe Life Liberty National Division: Tony DiFilippo Agency serves the St Peters, Missouri, metro area as a supplemental insurance agent. This agency helps individuals and families secure additional coverage that traditional health plans often do not fully address. Their licensed representatives focus on explaining gap-filling policies tailored to local needs and budgets. They specifically handle accident insurance and cancer insurance in this region.
Sarah Schwartz at Comparion Insurance Agency in St. Peters, MO, offers a range of supplemental insurance policies designed to fill gaps left by primary health coverage. Service includes assistance with plan selection, policy administration, and support during the claims process to help clients manage out-of-pocket expenses. The agency serves a variety of properties and their residents, including single-family homes, apartments, retail businesses, and restaurants.
Homeowners, renters, and seniors in St. Peters, MO, turn to Cloverleaf Insurance for supplemental coverage that fills gaps in primary health and Medicare plans. The agency specializes in explaining how these policies work alongside existing benefits to reduce out-of-pocket costs for unexpected medical needs. Each client receives a personalized assessment to identify the most suitable plan options for their specific situation and budget. Their service area also extends throughout nearby O’Fallon, providing accessible support across western St. Charles County.
Serving the St Peters, Missouri area and surrounding communities, Mathenia Insurance Group LLC operates as a local supplemental insurance agent. It handles policies designed to fill coverage gaps left by primary health plans, offering clients additional financial protection for unexpected medical costs. The agency typically begins each job with a thorough review of an individual’s existing coverage to identify potential needs. Based on this assessment, it then presents tailored plan options, explaining the benefits and limitations of each policy before guiding the client through a straightforward enrollment process.
For clients in St Peters, MO, a supplemental insurance agent can provide one-time policy purchases for specific gaps or recurring plans that adjust with changing needs. Coverage typically includes hospital indemnity, accident, or critical illness policies that pay cash benefits directly to the policyholder. Unlike major medical plans, these options help cover deductibles or out-of-pocket costs not addressed by primary health insurance. At Matt Williams - State Farm Insurance Agent, service operates on a scheduled basis, allowing clients to review their policies and adjust coverage during regular appointments.
Risinger Insurance Agency offers supplemental insurance coverage, addressing gaps left by primary health plans through policies for accidents, critical illness, and hospital indemnity. Serving St. Peters, MO, it provides personal guidance for individuals and families navigating Medicare or employer-based insurance gaps. Each client receives tailored recommendations focusing on predictable costs and cash benefits for unexpected medical events. The agency helps residents prepare for the seasonal spike in illnesses during Midwest winter months, when supplemental coverage can offset out-of-pocket expenses from urgent care or hospital stays.
In St Peters, MO, Midwest Medicare serves as a supplemental insurance agent, helping clients bridge gaps in primary health coverage. The company specializes in offering Medicare Supplement plans, also known as Medigap, which assist with out-of-pocket costs like copayments and deductibles. This work focuses on tailoring policies to individual healthcare needs and budgets. Commercial clients in offices, warehouses, and food service settings can access these gap-filling insurance solutions to support their employees’ health coverage.
As the colder months set in and residents of St. Peters, MO, begin reviewing their healthcare coverage, AAA Saint Peters Insurance and Member Services provides supplemental insurance options to fill gaps in primary plans. These agents help clients understand Medicare supplements, dental, and vision policies that standard health insurance may not cover. Their local office focuses on matching individual needs with appropriate plans from various providers. All initial consultations begin with a straightforward review of a client’s current insurance to identify coverage shortfalls and potential solutions.
Shelter Insurance - Michael Flynn serves residential clients in St Peters, MO, by providing supplemental insurance policies that help cover gaps left by primary health or property plans. Commercial coverage is also available for local businesses seeking additional financial protection against unforeseen losses. The agency operates throughout the St Peters area, ensuring accessibility for both new and existing policyholders. Follow-up service is emphasized, with regular check-ins offered between scheduled annual visits to adjust coverage as client needs evolve.
Comparion Insurance Agency in St Peters, MO, is known for providing supplemental insurance coverage designed to fill gaps in standard health plans. Its service range includes helping clients navigate options for dental, vision, critical illness, and accident insurance to address unexpected out-of-pocket costs. The agency focuses on explaining how these policies coordinate with primary medical coverage. A specialty service it can add on is worksite benefits enrollment, offering employees access to voluntary insurance plans through their employer without direct premium deductions.
What Does a a Supplemental Insurance Agent in St Peters Cost?
Supplemental insurance agent services in Missouri are typically free to consumers because agents earn commissions from insurance carriers. Medigap Plan G premiums for a 65-year-old in St Peters often range from 110 to 200 dollars per month. Medicare Advantage plans may have zero monthly premium but include copays and deductibles. Costs vary by age health status and plan type. This is general information not insurance advice.
About supplemental insurance agents in St Peters
Supplemental insurance agents in St Peters Missouri help residents find Medigap Medicare Advantage and other health plans to fill coverage gaps. Missouri law requires Medigap policies to be guaranteed issue during certain enrollment periods. Local agents can explain how Missouri rules affect your plan choices and premiums.
Frequently Asked Questions
What is a supplemental insurance agent in St Peters Missouri?
A supplemental insurance agent helps you buy policies that cover costs not paid by Original Medicare or other primary insurance. They are licensed in Missouri and can explain Medigap Medicare Advantage and dental vision or drug plans.
When can I enroll in a Medigap plan in Missouri?
Missouri allows a six-month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. During this time you cannot be denied coverage or charged more due to health conditions. Outside this window insurers may use medical underwriting.
Are there Missouri-specific rules for Medicare Advantage plans?
Yes Missouri follows federal Medicare Advantage rules. Plans must cover all Medicare Part A and B services except hospice. Missouri also requires plans to include a maximum out-of-pocket limit. Agents can help compare local plan options in St Peters.
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