The top-rated supplemental insurance agent in Bozeman, Montana is Proper Insurance Services, rated 5.0 stars across 792 reviews. Other highly rated options include Brad Daws - State Farm Insurance Agent, Jeff Weedin - State Farm Insurance Agent, Insurance Unlimited of Bozeman. This directory lists 20 supplemental insurance agents serving Bozeman.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Proper Insurance Services | 40 Enterprise Blvd Suite 201 | (888) 631-6680 |
| 2 | Brad Daws - State Farm Insurance Agent | 1716 W Main St STE 2 | (406) 587-4010 |
| 3 | Jeff Weedin - State Farm Insurance Agent | 1351 Stoneridge Dr #A | (406) 586-4900 |
| 4 | Insurance Unlimited of Bozeman | 1425 W Main St STE. D | (406) 586-1818 |
| 5 | Big Sky Benefit Solutions | 219 N 19th Ave | (406) 404-1414 |
| 6 | Medicare Life Group | 423 W Spring Creek Dr | (406) 548-3135 |
| 7 | Big Sky Insurance Lanphear Agency | 301 Edelweiss Dr # 5 | (406) 586-5449 |
| 8 | Bridger Insurance Agency | 389 S Ferguson Ave | (406) 922-5110 |
| 9 | Western Horizon Insurance LLC | 43 Mill Town Lp Unit C | (406) 388-2231 |
| 10 | Bissell Insurance Agency | 4055 Valley Commons Dr | (406) 586-6230 |
Proper Insurance Services serves Bozeman and Gallatin County, Montana, as a supplemental insurance agent. The company helps clients obtain coverage that fills benefits gaps left by standard health plans or government programs. These policies often assist with out-of-pocket costs from accidents, hospital stays, or critical illnesses. By connecting residents with appropriate insurers, the agency supports financial preparedness for unexpected medical events. Specific services handled locally include accident insurance and hospital indemnity plans.
Brad Daws - State Farm Insurance Agent in Bozeman, MT, offers a range of supplemental insurance policies designed to cover gaps left by primary health plans, including accident, critical illness, and hospital indemnity coverage. The agency provides ongoing policy reviews and personalized claim support to help clients understand their benefits and manage paperwork. Regular plan evaluations ensure coverage keeps pace with changing health needs. The agency services clients from single-family homes and apartments to local retail shops and restaurants.
Jeff Weedin - State Farm Insurance Agent serves homeowners, businesses, and property managers in Bozeman, Montana, by offering supplemental insurance policies that help cover gaps left by standard health or property plans. These additional policies provide financial support for unexpected expenses such as accident recovery or critical illness treatment. The agency works with clients to identify coverage needs tailored to individual budgets and lifestyles. Its service area also extends to residents and employers in the nearby Belgrade community.
Serving Bozeman and the surrounding Gallatin Valley communities, Insurance Unlimited of Bozeman acts as a supplemental insurance agent. The agency handles policies designed to fill coverage gaps left by major medical plans, such as accident, critical illness, and hospital indemnity plans. By assessing a client’s current coverage and specific financial exposure, the agent identifies policies that can help pay for deductibles or out-of-pocket costs. The firm’s typical approach involves a straightforward consultation to explain these options and then tailor a plan based on individual risk.
Big Sky Benefit Solutions in Bozeman, MT specializes in supplemental insurance, which often involves a one-time enrollment for a fixed benefit period versus recurring service options that provide ongoing policy management and adjustments as needs change. The team assists clients in navigating these coverage choices to address gaps left by primary health plans. Service for existing policies runs on an as-needed basis, with the office available to help with claims questions or benefit updates upon client request.
As Bozeman residents face annual Medicare enrollment changes, Medicare Life Group helps local seniors navigate supplemental insurance options. The agency explains Medigap and Medicare Advantage plans, clarifying how they complement original coverage for area healthcare needs. Licensed agents in this mountain community review each client’s existing medications, preferred doctors, and budget requirements. They then compare available plans from multiple carriers to recommend suitable coverage. The process begins with a free in-person or phone assessment of the client’s current benefits and projected medical expenses for the upcoming year.
As a supplemental insurance agent in Bozeman, Big Sky Insurance Lanphear Agency offers policies that cover gaps left by major medical plans, including accident, cancer, and critical illness protection. This agency serves local residents by simplifying the enrollment process and explaining how these plans coordinate with existing coverage. Many clients seek its assistance when facing seasonal hazards like summer construction injuries or winter slip-and-fall incidents, ensuring out-of-pocket costs during recovery are more manageable.
Bridger Insurance Agency provides supplemental insurance services for residential clients in Bozeman, Montana, offering coverage that helps fill gaps left by primary health plans. The agency also handles commercial supplemental policies for small businesses throughout the wider Bozeman area. Agents work closely with policyholders to explain plan options and manage claims. Between regular visits, the agency stays in touch with clients to review any changes in needs or coverage, ensuring ongoing support for follow-up service.
Western Horizon Insurance LLC, based in Bozeman, MT, is known for offering supplemental insurance options that help cover costs not addressed by primary health plans. Its service range includes policies for accident, critical illness, and hospital indemnity coverage. The company works with local residents to fill financial gaps from deductibles and copays. A specialty service it can add on is a short-term accident plan for active individuals.
Bissell Insurance Agency in Bozeman, MT provides supplemental insurance coverage designed to fill gaps left by primary health plans. Their specialty includes accident, critical illness, and hospital indemnity policies that offer direct cash benefits for unexpected medical costs. These additional plans help individuals manage deductibles and out-of-pocket expenses not covered by standard insurance. The agency serves a range of commercial sectors, including offices, warehouses, and food service operations, tailoring supplemental options to meet the unique needs of each business environment.
What Does a a Supplemental Insurance Agent in Bozeman Cost?
Supplemental insurance costs in Montana vary by plan type, age, and location. Medigap Plan G premiums in Bozeman typically range from $120 to $250 per month for a 65-year-old. Medicare Advantage plans often have $0 monthly premiums but may have higher out-of-pocket costs. Costs also depend on the insurance company and your health status. This is general information, not insurance advice.
About supplemental insurance agents in Bozeman
Supplemental insurance agents in Bozeman, Montana help residents find plans that cover gaps in Medicare, such as Medigap policies or Medicare Advantage. Montana law allows a 6-month open enrollment period for Medigap starting when you turn 65 and enroll in Part B. Local agents can explain how Montana-specific regulations affect your choices and premiums.
Frequently Asked Questions
What is a supplemental insurance agent in Bozeman?
A supplemental insurance agent helps you compare and enroll in plans that cover costs not paid by Original Medicare, like deductibles and copayments. They are licensed in Montana and can explain Medigap, Medicare Advantage, and Part D drug plans.
When can I enroll in a Medigap plan in Montana?
Montana law gives you a 6-month Medigap open enrollment period starting the month you turn 65 and enroll in Medicare Part B. During this time, you can buy any Medigap policy without medical underwriting.
Are there Montana-specific rules for supplemental insurance?
Yes, Montana requires Medigap policies to be guaranteed renewable, and insurers cannot cancel your policy as long as you pay premiums. Montana also limits pre-existing condition waiting periods to 6 months for Medigap.
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