ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Supplemental Insurance Agents Near You in Helena, MT

Browse supplemental insurance agents serving Helena, Montana. Updated 2026-07-14.

The top-rated supplemental insurance agent in Helena, Montana is Rocky Mountain Medicare, rated 5.0 stars across 237 reviews. Other highly rated options include Joe Mitchell - State Farm Insurance Agent, Jon Miller - State Farm Insurance Agent, Rocky Mountain Insurance Group. This directory lists 20 supplemental insurance agents serving Helena.

Showing 20 supplemental insurance agents in Helena, MTListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Rocky Mountain Medicare1134 Butte Ave(406) 204-1580
2Joe Mitchell - State Farm Insurance Agent601 Euclid Ave Suite D(406) 443-0867
3Jon Miller - State Farm Insurance Agent900 N Last Chance Gulch #103(406) 502-2200
4Rocky Mountain Insurance Group1111 N Rodney St Suite 3(406) 422-4437
5Bison Insurance, PLLC3171 N Montana Ave(406) 442-1414
6Mike Miller - State Farm Insurance Agent900 N Last Chance Gulch #103(406) 442-9900
7Cochrane Insurance Agency201 E Lyndale Ave(406) 442-6700
8MATHIS INSURANCE AGENCY LLC1313 11th Ave(406) 442-9680
9Marsh McLennan Agency1108 Livingston Ave(406) 442-5360
10Insurance Unlimited1040 Helena Ave(406) 442-4144
RM
1134 Butte Ave
Rocky Mountain Medicare
Supplemental Insurance Agent · Helena, MT

Rocky Mountain Medicare serves the Helena, Montana area as a supplemental insurance agent, offering coverage options that complement original Medicare plans. The agency works with individuals to navigate Medicare Supplement plans, often known as Medigap, which help cover out-of-pocket costs like deductibles and coinsurance. It also assists with Medicare Advantage plan comparisons, helping clients find local network options that may include additional benefits. To support informed decisions, the agency provides personalized guidance on Part D prescription drug plans available in the region.

JM
601 Euclid Ave Suite D
Joe Mitchell - State Farm Insurance Agent
Supplemental Insurance Agent · Helena, MT

Joe Mitchell - State Farm Insurance Agent in Helena, MT, provides a range of supplemental insurance plans designed to address gaps in standard health coverage. Services include accident, hospital indemnity, and critical illness policies, which help manage out-of-pocket costs during unexpected medical events. The agency assists clients in reviewing their existing benefits and recommends specific supplemental options to match individual needs. Ongoing service includes policy reviews and claims assistance to ensure coverage remains appropriate over time. The agency serves properties across Helena, MT, including homes, apartments, retail locations, and restaurants.

JM
900 N Last Chance Gulch #103
Jon Miller - State Farm Insurance Agent
Supplemental Insurance Agent · Helena, MT

Homeowners and property managers in Helena rely on Jon Miller - State Farm Insurance Agent for supplemental insurance coverage. The agency helps clients fill gaps in health, life, or disability policies with tailored plans. These supplemental products provide additional financial protection when primary insurance falls short. The team guides customers through plan options and benefit details. Jon Miller also serves businesses needing extra coverage layers. The agency extends its services to the East Helena community as well.

RM
1111 N Rodney St Suite 3
Rocky Mountain Insurance Group
Supplemental Insurance Agent · Helena, MT

Rocky Mountain Insurance Group serves Helena, Montana, and the surrounding communities in the region. It operates as a supplemental insurance agent, handling policies that fill gaps in primary health coverage for local residents. This includes helping clients understand options for accident, critical illness, or hospital indemnity plans. The company approaches each case by offering personalized consultations to explain policy details and match coverage to individual needs.

BI
3171 N Montana Ave
Bison Insurance, PLLC
Supplemental Insurance Agent · Helena, MT

Bison Insurance, PLLC, specializes in offering supplemental insurance policies that cover gaps left by major medical plans, such as accident, critical illness, and hospital indemnity plans. It provides residents of Helena, MT, with personalized guidance to select the right level of coverage for their individual needs and budgets. During Montana’s harsh winter months, the company helps clients prepare for potential medical costs from seasonal slips on ice or unexpected respiratory illnesses.

MM
900 N Last Chance Gulch #103
Mike Miller - State Farm Insurance Agent
Supplemental Insurance Agent · Helena, MT

Mike Miller - State Farm Insurance Agent in Helena, MT, is known for offering supplemental insurance coverage designed to bridge gaps in primary health plans. The agency provides options such as accident, critical illness, and hospital indemnity policies, giving residents flexible protection for unexpected medical costs in the local area. Agents help clients evaluate their existing coverage and identify where additional support may be beneficial. A specialty service the office can add on is a short-term medical plan for those between jobs or waiting for other benefits to begin.

CI
201 E Lyndale Ave
Cochrane Insurance Agency
Supplemental Insurance Agent · Helena, MT

As the Montana winter sets in, residents of Helena often look for ways to manage unexpected health costs. Cochrane Insurance Agency helps local individuals and families address this need by offering various supplemental insurance plans that can fill gaps in primary coverage. Their services include helping clients understand how these policies can cover out-of-pocket expenses not paid by major medical plans. An initial consultation with the agency typically involves a review of a client’s current health coverage to identify potential gaps in protection.

MI
1313 11th Ave
MATHIS INSURANCE AGENCY LLC
Supplemental Insurance Agent · Helena, MT

Mathis Insurance Agency LLC works in Helena, Montana, providing supplemental insurance agent services to help individuals and businesses fill coverage gaps. The agency focuses on voluntary policies that add protection beyond standard health or property plans. These offerings assist with unexpected expenses, income loss, and specific risk scenarios. Mathis Insurance Agency LLC serves commercial sectors including offices, warehouses, and food service operations.

MM
1108 Livingston Ave
Marsh McLennan Agency
Supplemental Insurance Agent · Helena, MT
IU
1040 Helena Ave
Insurance Unlimited
Supplemental Insurance Agent · Helena, MT
AH
2100 11th Ave
AAA Helena Branch
Supplemental Insurance Agent · Helena, MT
(406) 447-8100
mwg.aaa.com/agent-office-locations/mt/helena/aaa-helena-branch
RH
1916 N Montana Ave
Rory Hoffman: Allstate Insurance
Supplemental Insurance Agent · Helena, MT
(406) 443-7616
agents.allstate.com/rory-hoffman-helena-mt.html
LG
3067 Cabernet Dr Suite 3
Leavitt Great West
Supplemental Insurance Agent · Helena, MT
(406) 443-1060
leavitt.com/greatwest
MH
810 Hialeah St
Mountain Health Co-Op
Supplemental Insurance Agent · Helena, MT
(800) 299-6080
mountainhealth.coop
FB
64 Medical Park Dr
Farm Bureau Insurance Tom Schulke and Sean Cirullo
Supplemental Insurance Agent · Helena, MT
(406) 442-8988
FI
2210 N Cooke St Ste 2
Farmers Insurance - Lynda Reisbeck
Supplemental Insurance Agent · Helena, MT
(406) 442-9688
agents.farmers.com/mt/helena/lynda-reisbeck
WI
1205 Butte Ave STE 4
Wolf Insurance Services -Russ & Denise Wolf
Supplemental Insurance Agent · Helena, MT
(406) 443-0111
wolfinsurancemt.com
FB
64 Medical Park Dr Suite B
Farm Bureau Financial Services - Dustin Gillaspie
Supplemental Insurance Agent · Helena, MT
(406) 442-0456
fbfs.com
BC
3645 S Alice St
Blue Cross Blue Shield of Montana
Supplemental Insurance Agent · Helena, MT
(800) 447-7828
bcbsmt.com/contact-us
FU
2100 N Last Chance Gulch
Farmers Union Insurance
Supplemental Insurance Agent · Helena, MT
(406) 443-4630
fumico.net

What Does a a Supplemental Insurance Agent in Helena Cost?

Costs for supplemental insurance in Helena Montana vary by plan type age and health status. A Medigap Plan G for a 65-year-old typically ranges from 120 to 200 dollars per month. Medicare Advantage plans often have low or zero monthly premiums but may have copays and network limits. Long-term care insurance can cost 150 to 300 dollars per month for a healthy 60-year-old. This is general information not insurance advice.

About supplemental insurance agents in Helena

Supplemental insurance agents in Helena Montana help residents find policies that cover costs not paid by original Medicare or employer plans. Montana law allows agents to offer plans from multiple carriers so you can compare options. Local agents understand the specific healthcare needs of the Helena community and can guide you through enrollment periods and plan changes.

Frequently Asked Questions

What is a supplemental insurance agent in Helena Montana?

A supplemental insurance agent in Helena helps you buy policies like Medigap Medicare Supplement or Medicare Advantage. These agents are licensed by the Montana Commissioner of Securities and Insurance and must follow state rules for marketing and sales. They do not work for the government but can explain your options.

When can I enroll in a supplemental plan in Montana?

You have a six-month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. Outside that window you may face medical underwriting. Montana also has a special enrollment period for those who lose other coverage or move out of a plan service area.

Do Montana laws protect me when buying supplemental insurance?

Yes. Montana law requires agents to give you a Guide to Health Insurance for People with Medicare and a policy outline before you buy. You also have a 30-day free look period to cancel a policy for a full refund if you change your mind. These rules are in Montana Code Annotated Title 33.

Supplemental Insurance Agents in Other Montana Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each supplemental insurance agent's credentials and current standing with your state Department of Insurance.