The top-rated supplemental insurance agent in Elkhorn, Nebraska is Zimmerman Agencies: Allstate Insurance, rated 4.9 stars across 131 reviews. Other highly rated options include Freedom Insurance Services, Bob Speck - State Farm Insurance Agent, Mark Emsick - State Farm Insurance Agency. This directory lists 15 supplemental insurance agents serving Elkhorn.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Zimmerman Agencies: Allstate Insurance | 3707 N 200th St | (402) 291-9172 |
| 2 | Freedom Insurance Services | 20901 Cumberland Dr Suite B | (402) 972-8591 |
| 3 | Bob Speck - State Farm Insurance Agent | 19109 Mason Plaza | (402) 493-0100 |
| 4 | Mark Emsick - State Farm Insurance Agency | 20214 Veterans Dr #800 | (402) 905-9325 |
| 5 | Farm Bureau Financial Services: Troy Perchal | 20324 Veterans Dr STE 101 | (402) 758-6633 |
| 6 | The Insurance Center Inc. | 1520 N 205th St Suite 104 | (402) 505-8498 |
| 7 | McBride Insurance Agency | 3308 N 190th Plz | (402) 934-2114 |
| 8 | P & P Insurance | 1314 N 205th St Ste A | (402) 614-4633 |
| 9 | Oci Insurance & Financial Services | 4221 N 203rd St | (402) 330-8700 |
| 10 | Klosterman Insurance Agency | 20129 Veterans Dr | (402) 289-1190 |
Zimmerman Agencies: Allstate Insurance serves Elkhorn and the surrounding Douglas County area, offering supplemental insurance agent services. These policies help fill gaps left by primary health or life coverage. Common needs include accident, critical illness, and hospital indemnity plans, which provide cash benefits for unexpected medical events. The agency guides clients through the selection of these supplemental options to meet individual financial situations. It specializes in accident insurance and hospital indemnity coverage for local residents.
Freedom Insurance Services in Elkhorn, NE, provides supplemental insurance coverage to help individuals and families fill gaps left by primary health plans. Its services include assistance with policy selection and initial enrollment into various supplemental plans. The company also offers ongoing service support to manage claims and adjust coverage as clients’ needs change over time. Maintenance availability is provided through regular check-ins with policyholders. This supplemental insurance agent serves single-family homeowners, apartment residents, local retail businesses, and independent restaurants in the greater Elkhorn area.
Serving the Elkhorn, Nebraska area and surrounding communities, Bob Speck acts as a supplemental insurance agent for clients who need coverage beyond a primary health plan. This agency handles Medigap policies, accident plans, and critical illness insurance to address gaps not covered by standard medical insurance. For a typical job, it first reviews a client’s existing coverage to identify potential exposure, then recommends specific supplemental options that would reduce out-of-pocket financial risk and protect savings.
Homeowners and small business owners in Elkhorn, Nebraska, looking to supplement their existing health plans or protect their assets can turn to Mark Emsick State Farm Insurance Agency for supplemental insurance coverage. This agency focuses on policies that help manage deductibles and out-of-pocket costs, offering guidance on plans that fill gaps in primary insurance. It also serves clients across neighboring Omaha and the greater metro area for convenient access to additional coverage options.
Farm Bureau Financial Services: Troy Perchal serves residents in Elkhorn, Nebraska, as a local supplemental insurance agent. Unlike one-time insurance products, supplemental insurance offers recurring coverage that fills gaps left by primary health plans, providing additional financial support for unexpected medical costs or accidents. Coverage options can include policies for cancer, critical illness, accidents, or hospital confinement. Services operate on an as-needed basis, with agents available to help clients review their existing policies and adjust coverage as life circumstances change.
The Insurance Center Inc. in Elkhorn, Nebraska, specializes in offering hospital indemnity and accidental injury coverage plans as a supplemental insurance agent. It also serves residents by helping to close coverage gaps within standard health policies. The agency aids clients in managing out-of-pocket costs associated with medical events. Many local families turn to it during open enrollment season to secure plans protecting against sudden financial strain from an unexpected illness or injury.
As summer storms roll across Elkhorn, many residents review their existing health coverage and find gaps that primary insurance does not fill. McBride Insurance Agency serves this community by offering supplemental insurance plans that help cover deductibles, copays, and other out-of-pocket costs not addressed by major medical policies. They help clients understand how a supplemental plan can provide financial protection during unexpected illnesses or accidents. Their process begins with a free, no-obligation consultation to review current coverage and assess individual needs.
P & P Insurance serves residents of Elkhorn, Nebraska, with supplemental insurance coverage designed to fill gaps left by primary health plans. Commercial clients in the area also receive guidance on policies that can help manage unexpected costs. The agency supports policyholders throughout the application and claims process. After an initial enrollment, the agent typically schedules a follow-up review to confirm the coverage still meets changing needs, providing ongoing assistance between regular plan renewal periods.
Oci Insurance & Financial Services provides core supplemental insurance coverage to individuals and groups in the Elkhorn area. Its specialty focuses on offering dental, vision, accident, and critical illness policies that extend beyond standard health plans. These add-ons help cover gaps in out-of-pocket medical expenses and lost income during illness or injury. The agency works with small businesses across a range of commercial environments, including professional offices, warehouses, and food service operations.
Klosterman Insurance Agency, based in Elkhorn, NE, is a local provider of supplemental insurance agent services. The agency helps clients fill gaps in their primary health coverage by offering plans that pay cash benefits directly to policyholders. Its service range includes policies for accident, critical illness, and hospital confinement. For those seeking additional protection, the agency also specializes in securing supplemental cancer insurance plans.
What Does a a Supplemental Insurance Agent in Elkhorn Cost?
Medigap plan costs in Nebraska vary by plan type age and location. Monthly premiums typically range from about 50 dollars for Plan A to over 200 dollars for Plan F. Costs also depend on whether the plan uses attained age or issue age pricing. This is general information not insurance advice.
About supplemental insurance agents in Elkhorn
Supplemental insurance agents in Elkhorn Nebraska help residents choose Medigap or Medicare Supplement plans that cover gaps in Original Medicare. Nebraska law allows a one-time open enrollment period for Medigap policies when you first enroll in Medicare Part B. Local agents can explain plan options and guide you through Nebraska specific regulations.
Frequently Asked Questions
What is a supplemental insurance agent in Elkhorn?
A supplemental insurance agent helps you compare and enroll in Medicare Supplement plans also called Medigap. They work with multiple carriers to find a plan that fits your needs and budget. In Nebraska agents must be licensed by the Nebraska Department of Insurance.
When can I enroll in a Medigap plan in Nebraska?
You have a six month Medigap open enrollment period starting the month you are 65 and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. After this period insurers may use health questions to decide coverage.
Do Nebraska agents charge fees for their services?
Most supplemental insurance agents in Nebraska are paid by the insurance company not by you. There is usually no direct fee for their help. Always confirm with the agent before starting the process.