The top-rated supplemental insurance agent in Grand Island, Nebraska is Magiera & Associates, LLC American Family Insurance, rated 4.9 stars across 127 reviews. Other highly rated options include Edgewater Insurance + Real Estate, Retirement Insurance Specialists, Swartzbaugh Insurance Service. This directory lists 20 supplemental insurance agents serving Grand Island.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Magiera & Associates, LLC American Family Insurance | 620 N Webb Rd | (308) 384-5161 |
| 2 | Edgewater Insurance + Real Estate | 3610 W Capital Ave | (308) 381-1761 |
| 3 | Retirement Insurance Specialists | 724 W 3rd St | (308) 380-8769 |
| 4 | Swartzbaugh Insurance Service | 2012 N Broadwell Ave | (308) 381-8312 |
| 5 | Shelter Insurance - Paul Hoos | 204 S Locust St | (308) 384-7599 |
| 6 | Pathway Insurance Agency | 3333 State St | (308) 382-3150 |
| 7 | Baasch Realty & Insurance | 216 N Cedar St | (308) 384-8090 |
| 8 | Highstreet Insurance | 3234 W Schimmer Dr | (308) 384-0388 |
| 9 | Ryder Rosacker McCue & Huston Insurance | 509 W Koenig St | (308) 382-2330 |
| 10 | Grand lsland Insurance Inc | 622 W 2nd St | (308) 594-0662 |
Magiera & Associates, LLC American Family Insurance serves clients in the Grand Island, NE area as a supplemental insurance agent. The agency helps individuals and families find policies to cover gaps left by major medical plans, often focusing on unexpected out-of-pocket costs. Such supplementary coverage can provide financial protection for routine events not fully covered by primary health insurance. Common plans address hospital stays, accident-related expenses, and critical illnesses. The company specifically handles policies for short-term care needs and fixed indemnity hospital plans.
Edgewater Insurance + Real Estate serves homeowners, businesses, and property managers in Grand Island, Nebraska, by offering supplemental insurance policies that fill coverage gaps left by standard plans. These policies assist with deductibles, copays, and other out-of-pocket expenses for medical or property-related claims. The agency works with clients to identify specific needs and match them with appropriate supplementary coverage options. It also provides its services to residents and commercial operations in the nearby Grand Island metro area, including Wood River.
Retirement Insurance Specialists, located in Grand Island, NE, distinguishes between one-time policy reviews and recurring service plans for clients. Their work focuses on supplemental insurance coverage, which helps fill gaps left by primary health or Medicare plans for local residents. They provide guidance on selecting appropriate policies tailored to individual needs. Service options are available on a one-time, scheduled, or as-needed basis, depending on each client's requirement for ongoing support.
Swartzbaugh Insurance Service serves the Grand Island, Nebraska area and its surrounding communities. As a supplemental insurance agent, the company handles policies that help cover costs not included by major medical plans, such as accident and critical illness benefits. These plans assist individuals in managing expenses like deductibles and copays for unexpected medical events. When addressing a typical client's needs, the agent begins by reviewing gaps in existing coverage and then presents specific plan options designed to fit personal budgets and healthcare circumstances.
Shelter Insurance - Paul Hoos provides supplemental insurance solutions in the Grand Island, Nebraska area, covering policies that assist with gaps in primary health coverage. Its service approach focuses on helping clients review existing plans and understand policy details during annual enrollment periods. The agent serves single-family homes and apartment residents, as well as local retail stores and restaurants seeking additional coverage layers for their business properties or employee benefits.
As winter approaches in Grand Island, residents often face higher out-of-pocket medical costs from seasonal illnesses and unexpected accidents. Pathway Insurance Agency helps address these financial gaps by offering supplemental insurance coverage that provides additional benefits beyond primary health plans. Their agents work closely with clients to select policies that fit individual budgets and health situations. An initial assessment is scheduled to review existing coverage and identify specific areas where supplemental protection may be needed.
Baasch Realty & Insurance in Grand Island, Nebraska specializes in supplemental insurance agent services. Its work helps clients fill the gaps left by their primary health plans, providing coverage for deductibles and out-of-pocket expenses. The agency guides individuals through policy options that can cover critical illness, accident costs, and hospital indemnity. These policies support financial stability when regular insurance coverage ends. As winter approaches, the company helps residents prepare for seasonal medical expenses that often accompany holiday accidents and unexpected illness.
Highstreet Insurance works with individuals in Grand Island, NE to help cover gaps left by standard health plans. The agency specializes in offering supplemental insurance agents who can arrange added policies for dental, vision, or accident costs. Their service provides complementary coverage that can ease out-of-pocket expenses during medical events. Highstreet Insurance can assist commercial sectors including offices, warehouses, and food service establishments with tailored supplemental benefits for their employees.
Ryder Rosacker McCue & Huston Insurance provides supplemental insurance coverage for residential clients in the Grand Island area, filling gaps in standard health plans. Their commercial services support local businesses by offering tailored supplemental policies for employees. The company serves clients throughout central Nebraska, drawing on their knowledge of regional needs. They focus on building long-term relationships by providing follow-up service between regular visits, ensuring coverage remains appropriate as circumstances change.
Grand Island Insurance Inc in Grand Island, NE, is known as a supplemental insurance agent helping residents bridge coverage gaps in their primary plans. It offers policies such as accident, critical illness, and hospital indemnity plans that provide direct cash benefits for unexpected medical events. Local clients can use these funds for deductibles, copays, or everyday expenses during recovery. Additional specialty service includes offering dental or vision add-on plans for more complete personal protection.
What Does a a Supplemental Insurance Agent in Grand Island Cost?
Costs for supplemental insurance in Nebraska vary by plan type, age, and health status. For example, a Medigap Plan G for a 65-year-old in Grand Island may cost between $120 and $250 per month. Cancer plans often range from $30 to $100 per month. These are general estimates; actual premiums depend on the carrier and underwriting. This is general information, not insurance advice.
About supplemental insurance agents in Grand Island
Supplemental insurance agents in Grand Island, Nebraska help residents fill gaps in primary health coverage. Nebraska law requires agents to be licensed through the Nebraska Department of Insurance. Common plans include Medicare Supplement (Medigap), cancer, critical illness, and accident insurance.
Frequently Asked Questions
What is a supplemental insurance agent in Grand Island?
A supplemental insurance agent helps you buy policies that pay cash benefits for specific events like hospital stays or illness. These plans are separate from major medical insurance and are regulated by the Nebraska Department of Insurance.
What types of supplemental insurance are available in Nebraska?
Common types include Medicare Supplement (Medigap), cancer insurance, critical illness insurance, accident insurance, and hospital indemnity plans. Nebraska allows guaranteed-issue Medigap plans during open enrollment periods.
How do I choose a supplemental insurance agent in Grand Island?
Look for an agent licensed by the Nebraska Department of Insurance. Ask about their experience with the specific plan you need, such as Medigap or cancer coverage. You can verify a license on the Nebraska Department of Insurance website.