The top-rated supplemental insurance agent in Minot, North Dakota is Jessica Aardahl - State Farm Insurance Agent, rated 5.0 stars across 277 reviews. Other highly rated options include Michael A Lucy Agency Inc American Family Insurance, Kim Albert Agency: Allstate Insurance, Donovan Insurance Agency LLP. This directory lists 20 supplemental insurance agents serving Minot.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jessica Aardahl - State Farm Insurance Agent | 2151 36th Ave SW Suite C | (701) 839-3436 |
| 2 | Michael A Lucy Agency Inc American Family Insurance | 605 31st Ave SW #2 | (701) 852-1078 |
| 3 | Kim Albert Agency: Allstate Insurance | 2825 S Broadway Ste 2 | (701) 852-1460 |
| 4 | Donovan Insurance Agency LLP | 1600 2nd Ave SW Ste 15 | (701) 838-0614 |
| 5 | Heritage Insurance Services | 2201 36th Ave SW unit a | (701) 858-7100 |
| 6 | Pinnacle Employee Benefits | 710 31st Ave SW STE 3 | (701) 858-0058 |
| 7 | Randall Schepp Agency Inc American Family Insurance | 605 31st Ave SW #2 | (701) 852-1078 |
| 8 | Western Agency Inc. | 408 20th Ave SW STE 101 | (701) 852-5383 |
| 9 | BBH Insurance Inc | 900 N Broadway # 212 | (701) 837-1254 |
| 10 | Town & Country Insurance | 615 S Broadway Suite 204 | (701) 420-6650 |
Serving the Minot, North Dakota, area, Jessica Aardahl - State Farm Insurance Agent works as a supplemental insurance agent, offering policies designed to fill gaps left by primary health coverage. The team assists local residents with understanding their specific coverage needs and provides personalized service. Their work focuses on affordable monthly plans that help manage out-of-pocket costs. This agency handles critical illness insurance and accident medical expense plans for the community.
Homeowners and property managers in Minot rely on Michael A Lucy Agency Inc American Family Insurance for supplemental insurance coverage. These policies help fill gaps left by primary health or property plans. The agency assists clients in understanding options like accident, critical illness, or hospital indemnity insurance. Each policy is explained clearly to ensure informed decisions. Residents needing additional financial protection against unexpected medical or home repair costs can schedule a consultation. The agency also serves areas around Burlington, offering the same straightforward guidance and coverage solutions to nearby communities.
Kim Albert Agency: Allstate Insurance offers a range of supplemental insurance products to help cover gaps in primary health coverage. The agency provides service options including policy reviews to tailor plans as customer needs change, along with support for claims and billing questions. Maintenance plans focus on periodic check-ins to adjust coverage for life events. It serves individuals and businesses in Minot, ND, including single-family homes, apartments, retail stores, and restaurants.
Donovan Insurance Agency LLP serves Minot, North Dakota, and the surrounding communities, handling a range of supplemental insurance products. It assists clients with policies that help cover medical expenses or income loss not addressed by primary health plans, such as accident, critical illness, or hospital indemnity coverage. For each client, the agency follows a straightforward process of reviewing individual needs, explaining available policy options, and clarifying the terms of coverage before any decisions are made.
Heritage Insurance Services in Minot, ND, offers clients a choice between one-time supplemental policy reviews and recurring service for ongoing coverage adjustments. This agency helps individuals and families fill gaps left by major medical plans with accident, critical illness, or hospital indemnity policies. By evaluating changing health needs or life events, clients may update their protection accordingly. Services are available on a scheduled basis, typically for annual policy evaluations or as needed when coverage questions arise.
Pinnacle Employee Benefits specializes in providing supplemental insurance policies that cover gaps left by major medical plans. Based in Minot, ND, this agency helps individuals and local businesses enroll in accident, critical illness, and hospital indemnity plans. It also assists clients with filing claims and reviewing existing coverage to identify potential gaps. The agency routinely guides residents through options for covering deductibles and out-of-pocket costs during open enrollment periods, including before the seasonal flu or winter illness spike.
As winter storms approach Minot, adequate supplemental insurance can help families manage unexpected gaps in health or auto coverage. Randall Schepp Agency Inc American Family Insurance provides area residents with tailored policies that address these seasonal risks. The agency focuses on clarifying options for dental, accident, or hospital indemnity plans that standard policies often exclude. Their process begins with a straightforward policy review to identify a client’s specific coverage gaps and budget. This initial assessment ensures the recommended plan aligns with local needs prior to any enrollment.
Western Agency Inc. in Minot, ND helps clients address gaps in their primary health coverage by offering supplemental insurance policies. These additional plans can assist with out‑of‑pocket expenses that major medical insurance may not fully cover. The agency evaluates individual and group needs to recommend appropriate supplemental products. Its services are available to commercial operations ranging from offices and warehouses to food service businesses.
Town & Country Insurance serves residents of Minot, ND, with supplemental insurance plans designed to fill gaps in primary health coverage for medical and dental needs. The agency also offers commercial supplemental policies for local businesses seeking to protect their employees and operations. Serving the greater Minot area, they provide personalized consultations to help clients understand their plan options. After enrollment, agents schedule follow-up contacts to review coverage and can arrange repeat service adjustments between regular visits to address changing circumstances.
What Does a a Supplemental Insurance Agent in Minot Cost?
Medigap premiums in North Dakota typically range from 100 to 300 dollars per month depending on age, gender, and plan type. Medicare Advantage plans often have low or zero monthly premiums but include cost-sharing. Costs vary by carrier and location in Minot. This is general information and not insurance advice.
About supplemental insurance agents in Minot
Supplemental insurance agents in Minot, North Dakota help residents choose Medigap or Medicare Advantage plans to cover out-of-pocket costs. North Dakota law requires a six-month open enrollment period for Medigap policies starting when a person turns 65 and enrolls in Medicare Part B. Local agents can explain how state regulations affect plan options and guarantee issue rights.
Frequently Asked Questions
What is a supplemental insurance agent in Minot?
A supplemental insurance agent is a licensed professional who helps you buy Medigap or Medicare Advantage plans. They explain how these plans work with Original Medicare to cover deductibles and coinsurance.
When can I enroll in a Medigap plan in North Dakota?
You have a six-month open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time you cannot be denied a Medigap policy due to health conditions.
Are there state laws that protect my Medigap rights in North Dakota?
Yes. North Dakota Century Code Chapter 26.1-36.3 provides guaranteed issue rights for Medigap policies. This means insurers must sell you a policy during open enrollment regardless of pre-existing conditions.
Supplemental Insurance Agents in Other North Dakota Cities
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