The top-rated supplemental insurance agent in West Fargo, North Dakota is Ryan Kill - State Farm Insurance Agent, rated 4.9 stars across 546 reviews. Other highly rated options include Renee Forde - State Farm Insurance Agent, Farmers Union Insurance - Justin Heisler Agency, HUB International. This directory lists 13 supplemental insurance agents serving West Fargo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ryan Kill - State Farm Insurance Agent | 540 Oak Ridge Way E | (701) 893-3000 |
| 2 | Renee Forde - State Farm Insurance Agent | 3139 Bluestem Dr Ste 104 | (701) 280-2811 |
| 3 | Farmers Union Insurance - Justin Heisler Agency | 623 East Main | (701) 318-7228 |
| 4 | HUB International | 3220 4th St E #201 | (701) 239-4647 |
| 5 | Linster Agency, LLC | 158 W Beaton Dr Suite 200 | (701) 781-2546 |
| 6 | Absolute Insurance Agency, LLC | 1241 Prairie Pkwy Suite 120 | (701) 365-0515 |
| 7 | COUNTRY Financial - Cody Walton Agency | 3275 Oak Ridge Loop E | (701) 353-6069 |
| 8 | Ihry Insurance Agency, Inc. | 1291 13th Ave E | (701) 557-1727 |
| 9 | Tci Insurance Agency, Inc. | 158 W Beaton Dr #100 | (701) 277-1710 |
| 10 | Integrity First Insurance | 213 1/2 Main Ave E | (701) 532-1123 |
Ryan Kill - State Farm Insurance Agent serves the West Fargo, North Dakota area as a supplemental insurance agent. It helps local residents fill coverage gaps left by major medical plans, addressing financial needs during illness or injury. The agency assists with policies that provide cash benefits, such as accident and hospital indemnity plans. Specific services include helping clients enroll in critical illness insurance and accident medical expense coverage.
As a supplemental insurance agent in West Fargo, ND, this agency offers supplemental insurance services including accident, critical illness, and hospital indemnity plans. It guides clients through selecting and maintaining tailored coverage that complements major medical policies. The agency helps customers understand their options, processing applications and providing ongoing support for claims and policy changes. This office serves individuals residing in single-family homes, apartments, retail and restaurant workers, and families in the local community.
Serving West Fargo and the surrounding communities of Cass County, this agency handles supplemental insurance to help close coverage gaps left by major medical plans. It offers policies designed for unexpected health events and recovery periods. Clients often seek assistance in selecting plans for accidents, critical illness, or hospital confinement. The agency typically begins each engagement by reviewing a client’s existing health coverage to determine specific needs, then presents tailored policy options for review and comparison.
HUB International serves homeowners, businesses, and property managers in West Fargo by providing supplemental insurance policies that cover gaps left by primary health, life, or property plans. These additional layers of protection help clients manage out-of-pocket costs from accidents or critical illnesses. The agency guides individuals and organizations through plan selections tailored to local needs. Its service area extends throughout the surrounding Fargo-Moorhead metro region, including nearby communities such as Moorhead, Minnesota.
Linster Agency, LLC in West Fargo, ND, helps clients fill gaps in major medical coverage, unlike one-time benefit activations that provide a single, finite payout. Supplemental insurance offers recurring cost assistance for unexpected events such as accidents, critical illness diagnoses, or hospital stays. These cash benefits are paid directly to the policyholder, regardless of their primary health insurance. The agency advises individuals on selecting plans tailored to their specific financial protection needs. Service appointments are conducted on an as-needed basis for policy reviews and new enrollments.
Specializing in Medicare supplement and critical illness plans, Absolute Insurance Agency, LLC provides supplemental insurance agent services to residents of West Fargo, North Dakota. Its agents work to find individual coverage solutions that address gaps in standard health policies, including accident and hospital indemnity products. With changing seasons, the agency becomes especially active in helping clients review their policy options before winter’s medical risks begin.
As winter approaches in West Fargo, residents often review their financial safeguards against unexpected medical costs. COUNTRY Financial - Cody Walton Agency provides supplemental insurance options that help cover gaps left by standard health plans, offering a practical layer of security for local households. The agency focuses on policies that address routine expenses like deductibles or hospital stays. An initial no-pressure consultation assesses each client's current coverage and identifies potential shortcomings before moving forward with a policy review.
Ihry Insurance Agency, Inc. provides supplemental insurance products to individuals and families in and around West Fargo, ND. Its specialty add-ons can help cover expenses not included by primary health plans, such as accident, critical illness, or hospital indemnity benefits. These policies are designed to offer financial support during unexpected medical events. The agency works with various commercial operations to ensure their coverage needs are met, including professional offices, distribution warehouses, and food service establishments.
Tci Insurance Agency, Inc. serves residential clients in West Fargo, ND, offering supplemental insurance policies designed to fill coverage gaps not addressed by standard health plans. The company also extends its commercial supplemental insurance services to businesses throughout the local area. Their focus remains on providing tailored coverage options that adjust as client needs evolve. Agents encourage customers to schedule follow-up appointments between regularly scheduled visits to review policy changes or life events that may require updates to their existing plans.
Integrity First Insurance in West Fargo, ND, is known for providing supplemental insurance options that help bridge gaps in primary health coverage. The agency serves local residents and businesses by offering plans designed to cover out-of-pocket expenses like deductibles and copays. It assists clients during the annual enrollment periods for Medicare supplements and other policies. A specialty service it can add on is accident or critical illness insurance to provide additional financial protection.
What Does a a Supplemental Insurance Agent in West Fargo Cost?
Typical costs for supplemental insurance in North Dakota vary by plan type and age. Medigap Plan G in West Fargo often ranges from $120 to $250 per month for a 65-year-old. Dental or vision plans may cost $20 to $60 per month. Agent services are usually free to you because they earn commissions from the insurance company. This is general information, not insurance advice.
About supplemental insurance agents in West Fargo
Supplemental insurance agents in West Fargo, North Dakota help residents find Medigap, dental, vision, and life insurance policies. North Dakota law requires agents to be licensed by the state Insurance Department and follow specific rules for plan comparisons. Local agents can explain how North Dakota state laws affect enrollment periods and coverage options.
Frequently Asked Questions
What does a supplemental insurance agent in West Fargo do?
A supplemental insurance agent helps you find policies that cover costs not paid by your primary health plan. They explain Medigap plans, dental insurance, and other add-on coverage. Agents in West Fargo must hold a valid North Dakota insurance license.
When can I enroll in a Medigap plan in North Dakota?
You have a six-month open enrollment period starting when you are 65 and enrolled in Medicare Part B. During this time, you can buy any Medigap policy without medical underwriting. Outside this window, insurers may ask health questions and deny coverage.
Are supplemental insurance agents required to disclose commissions in North Dakota?
Yes, North Dakota law requires agents to tell you about their compensation if you ask. They must also provide a written summary of the policy terms. This helps you understand any potential conflicts of interest.
Supplemental Insurance Agents in Other North Dakota Cities
Bismarck · Fargo · Grand Forks · Minot · Williston