The top-rated supplemental insurance agent in Lincoln, Rhode Island is Medicare Joe ®, rated 4.9 stars across 1,377 reviews. Other highly rated options include Mapogo Insurance Group, The Lawrence Agency, Amica Mutual Insurance Company. This directory lists 12 supplemental insurance agents serving Lincoln.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Medicare Joe ® | 6 Blackstone Valley Pl STE 515 | (888) 676-3633 |
| 2 | Mapogo Insurance Group | 872 Smithfield Ave | (508) 206-8766 |
| 3 | The Lawrence Agency | 872 Smithfield Ave | (401) 726-3210 |
| 4 | Amica Mutual Insurance Company | 100 Amica Way | (800) 242-6422 |
| 5 | Blais Insurance | 1 Walker St | (401) 725-0070 |
| 6 | Farmers Insurance - Matthew Gilson | 132 Old River Rd STE 203 | (401) 270-2247 |
| 7 | Carlos Martins: Primerica - Financial Services | 1525 Old Louisquisset Pike C-103 | (401) 495-4501 |
| 8 | MetLife Auto & Home, part of Farmers Insurance Group | 132 Old River Rd Suite 203 | (401) 270-2247 |
| 9 | Amica Insurance | 25 Amica Center Blvd | — |
| 10 | Laura Gustafson, CFP , CLU , ChFC | 12 Linfield Dr | (401) 816-5799 |
Medicare Joe serves Lincoln, Rhode Island, and the surrounding Providence County area as a supplemental insurance agent. The company helps clients navigate the complexities of Medicare to find coverage that fits individual needs and budgets. It works to explain essential differences between Medigap plans and Medicare Advantage options. By focusing on local residents seeking gap coverage, the agency assists with annual enrollment periods and plan comparisons. Its specific services include enrolling clients in Medigap policies and advising on Medicare Part D prescription drug plans.
Mapogo Insurance Group provides supplemental insurance agency services in Lincoln, Rhode Island. Its offerings focus on policies that help cover gaps in primary health or life insurance, including accident, critical illness, and hospital indemnity plans. The agency assists clients in understanding coverage options and provides ongoing policy support for claims and renewals. Service extends to individual homeowners, apartment dwellers, owners of retail spaces, and operators of restaurants.
Homeowners, businesses, and property managers in Lincoln, Rhode Island turn to The Lawrence Agency for supplemental insurance coverage. The company provides policies that address gaps left by standard health or property plans, such as accident, hospital indemnity, or critical illness benefits. These offerings help clients manage unexpected out-of-pocket costs with straightforward options. The Lawrence Agency also extends its supplemental insurance agent services to the neighboring communities of the Providence metropolitan area, including North Providence and Cumberland.
Amica Mutual Insurance Company in Lincoln, RI, offers supplemental insurance with both one-time and recurring service options to address different client needs. Supplemental coverage helps fill gaps left by primary health or life policies, ensuring more comprehensive financial protection against unexpected medical or personal events. Each policy is designed to pay benefits directly to the policyholder, complementing existing plans. Service runs on either a one-time, scheduled, or as-needed basis depending on the policy type and client preference.
Blais Insurance specializes in helping clients fill the coverage gaps left by standard health plans, offering supplemental insurance policies designed to manage out-of-pocket expenses. It advises individuals and families in the Lincoln, RI area on selecting appropriate plans for accident, critical illness, or hospital confinement needs. The agency guides customers through the application process and provides ongoing support when filing claims. As Medicare open enrollment approaches each year, it helps seniors evaluate whether their current supplement still meets their changing health requirements.
As the New England winter settles in, Lincoln residents often review their protection against unexpected out-of-pocket costs. Farmers Insurance - Matthew Gilson provides supplemental insurance to fill coverage gaps left by primary health plans. This includes policies that address accident recovery, critical illness treatment, or hospital indemnity needs in the local area. A meeting with the agent can start with a no-cost initial assessment, which reviews current benefits to determine possible gaps and available policy options.
Carlos Martins of Primerica - Financial Services assists individuals and families in and around Lincoln, Rhode Island with general financial protection planning. His work specializes in supplemental insurance policies, offering coverage that addresses specific gaps left by primary health, life, or disability plans. This support helps clients manage out-of-pocket expenses and maintain financial stability during unexpected events. The services are relevant for commercial sectors such as corporate offices, industrial warehouses, and food service operations.
MetLife Auto & Home, part of Farmers Insurance Group, serves Lincoln residents by tailoring supplemental insurance policies that fill gaps left by standard medical or property coverage. For commercial clients, it offers similar gap-filling plans designed to protect small business assets across Rhode Island. The agency builds ongoing relationships through scheduled check-ins, ensuring each policy remains aligned with changing needs and regulations. Clients frequently return for updates or expansions to their coverage between regular visits, reinforcing the agency’s role as a steady resource for local supplemental insurance solutions.
Serving Lincoln, Rhode Island, and the surrounding communities, Laura Gustafson, CFP, CLU, ChFC handles supplemental insurance needs for local residents. This includes policies designed to fill gaps in standard health or life coverage. The business provides guidance on options such as accident, critical illness, or hospital indemnity plans. For each client, the agent first reviews existing benefits to identify specific coverage shortfalls, then presents a tailored selection of supplementary policies to address those gaps.
What Does a a Supplemental Insurance Agent in Lincoln Cost?
Costs for supplemental insurance in Rhode Island vary by plan type, age, and health status. Medigap Plan G for a 65-year-old in Lincoln typically ranges from $120 to $200 per month. Cancer and accident policies often cost $30 to $80 per month. Rates are set by carriers and approved by the Rhode Island Office of the Health Insurance Commissioner. This is general information, not insurance advice.
About supplemental insurance agents in Lincoln
Supplemental insurance agents in Lincoln, Rhode Island help residents fill gaps in major medical coverage. These agents offer policies like Medicare Supplement (Medigap), accident, and critical illness plans. Rhode Island law requires Medigap plans to follow federal guidelines, and agents must be licensed by the Rhode Island Department of Business Regulation.
Frequently Asked Questions
What is a supplemental insurance agent in Lincoln?
A supplemental insurance agent in Lincoln helps you buy policies that cover costs not paid by your primary health insurance. They can explain options like hospital indemnity or cancer insurance. Agents must hold a valid Rhode Island insurance producer license.
Do I need supplemental insurance in Rhode Island?
Supplemental insurance is not required by Rhode Island law, but it can help with deductibles and copays. For Medicare beneficiaries, Medigap plans are standardized under state and federal rules. A local agent can compare plans for your needs.
How do I choose a supplemental insurance agent in Lincoln?
Look for an agent licensed in Rhode Island with experience in supplemental products. Ask about their familiarity with Rhode Island specific rules, such as the Medicare Supplement open enrollment period. Check their standing with the Rhode Island Department of Business Regulation.
Supplemental Insurance Agents in Other Rhode Island Cities
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