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Find Supplemental Insurance Agents Near You in Middletown, RI

Browse supplemental insurance agents serving Middletown, Rhode Island. Updated 2026-07-14.

The top-rated supplemental insurance agent in Middletown, Rhode Island is AAA Middletown, rated 4.6 stars across 216 reviews. Other highly rated options include Carey, Richmond & Viking Insurance, Hilb Group, KVT Insurance LLC. This directory lists 13 supplemental insurance agents serving Middletown.

Showing 13 supplemental insurance agents in Middletown, RIListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1AAA Middletown49 E Main Rd(401) 841-5000
2Carey, Richmond & Viking Insurance2 Corporate Pl Suite 306(401) 683-3900
3Hilb Group500 W Main Rd(401) 847-5200
4KVT Insurance LLC2 Corporate Pl(401) 849-8502
5Aquidneck Island Insurance702 Aquidneck Ave #18(401) 354-2172
6The SIG Insurance Agencies: Middletown, Rhode Island999 West Main Street(401) 849-4100
7New Insurance Agency RI674 Aquidneck Ave(401) 859-4140
8Defend Insure Agency12 Circle Dr(401) 213-1715
9Nationwide Insurance: Roy L Souza999 W Main Rd(401) 849-4100
10Newport Insurance Agency460 E Main Rd(401) 619-1660
AM
49 E Main Rd
AAA Middletown
Supplemental Insurance Agent · Middletown, RI

AAA Middletown serves clients in Newport County and the surrounding areas of Rhode Island as a supplemental insurance agent. The company helps individuals and families fill gaps left by standard health plans with suitable coverage options. These policies address medical expenses that primary insurance may not fully cover. Clients can discuss their specific needs for care in local hospitals or routine check-ups without facing significant out-of-pocket costs. It handles Medicare supplements and hospital indemnity plans in this area.

CR
2 Corporate Pl Suite 306
Carey, Richmond & Viking Insurance
Supplemental Insurance Agent · Middletown, RI

Carey, Richmond & Viking Insurance offers a range of supplemental insurance products designed to cover gaps in primary health coverage for area residents. Their service portfolio includes policies for accident, critical illness, and hospital indemnity, helping clients manage out-of-pocket medical expenses. The agency also provides ongoing policy review and claims assistance, ensuring each plan adapts to changing healthcare needs. They serve residential homeowners throughout the town, plus local retail businesses, apartment complexes, and small restaurants in the surrounding Rhode Island communities.

HG
500 W Main Rd
Hilb Group
Supplemental Insurance Agent · Middletown, RI

Hilb Group serves homeowners, businesses, and property managers in Middletown and throughout Newport County. It offers supplemental insurance policies designed to fill gaps in standard coverage, such as accident, critical illness, and hospital indemnity plans. These products provide financial support when primary health insurance may leave significant out-of-pocket costs. The agency works closely with clients to tailor plans that match personal or commercial needs. Its services also extend to the surrounding communities, including Portsmouth and the greater Aquidneck Island area.

KI
2 Corporate Pl
KVT Insurance LLC
Supplemental Insurance Agent · Middletown, RI

KVT Insurance LLC serves clients in Middletown, Rhode Island and the surrounding Newport County communities. The company assists individuals with supplemental insurance policies that help cover costs not paid by major medical plans. These include options for accident, cancer, critical illness, and hospital indemnity coverage. To handle a typical job, the agent first reviews a client’s existing health coverage to identify gaps, then recommends suitable supplemental plans that fit their specific needs.

AI
702 Aquidneck Ave #18
Aquidneck Island Insurance
Supplemental Insurance Agent · Middletown, RI

Aquidneck Island Insurance offers clients a choice between one-time consultations and ongoing scheduled service options for supplemental insurance needs. Their coverage typically helps fill gaps left by primary health plans, addressing expenses such as copays, deductibles, and extended care. Located in Middletown, RI, the agency provides personalized guidance to local residents exploring these plans. Service from this supplemental insurance agent runs on an as-needed basis depending on the client’s chosen service schedule and policy adjustments.

SI
999 West Main Street
The SIG Insurance Agencies: Middletown, Rhode Island
Supplemental Insurance Agent · Middletown, RI

As the New England winter threatens unexpected medical costs, The SIG Insurance Agencies in Middletown, Rhode Island assists local residents in bridging the gaps left by standard health plans. This company specializes in supplemental insurance, offering policies that cover deductibles and co-payments for hospital stays or critical illnesses. Their work helps families manage out-of-pocket expenses during recovery. Every prospective client begins with a simple, no-obligation inspection of their current coverage to identify potential shortfalls that a supplemental policy could fill.

NI
674 Aquidneck Ave
New Insurance Agency RI
Supplemental Insurance Agent · Middletown, RI

New Insurance Agency RI advises individuals and businesses on core insurance coverage in Middletown. The company specializes in supplemental insurance policies that address gaps left by standard plans, such as accident or hospital indemnity options. Licensed agents explain how these extra benefits can assist with out-of-pocket expenses from unexpected health events. In commercial settings, the agency can serve local offices needing key person protection, warehouses requiring employee disability add-ons, and food service establishments requesting supplemental liability extensions.

DI
12 Circle Dr
Defend Insure Agency
Supplemental Insurance Agent · Middletown, RI

Defend Insure Agency specializes in supplemental insurance plans that fill gaps left by major medical coverage, assisting clients throughout Middletown, Rhode Island. The agency helps individuals navigate policies designed to cover out-of-pocket expenses and unexpected health costs. Committed to simplifying complex plan options, it aids customers in selecting suitable Medicare supplements and accident or critical illness policies. As the winter months approach, the agency addresses concerns over increased seasonal illnesses by reviewing existing coverage and recommending options for additional hospital indemnity protection.

NI
999 W Main Rd
Nationwide Insurance: Roy L Souza
Supplemental Insurance Agent · Middletown, RI

Nationwide Insurance: Roy L Souza provides supplemental insurance services to residential clients in the Middletown, RI area, helping fill gaps left by primary health plans. The agency also offers commercial supplemental coverage for local small businesses and professionals throughout Newport County. Agents work closely with policyholders to explain benefit options and assist with claims paperwork. They perform follow-up service between regular visits, ensuring coverage remains aligned with changing needs and that any updates are promptly addressed.

NI
460 E Main Rd
Newport Insurance Agency
Supplemental Insurance Agent · Middletown, RI
PT
702 Aquidneck Ave
Prudential | Tony Kutsaftis | Life Insurance & Annuities
Supplemental Insurance Agent · Middletown, RI
(401) 848-0720
NI
999 W Main Street
Nationwide Insurance: SIG Insurance Agencies
Supplemental Insurance Agent · Middletown, RI
(401) 849-4100
agency.nationwide.com/brian-e-rogers-in-middletown-ri
PA
272 Valley Rd
Prudential | Athol Cochrane | Life Insurance & Annuities
Supplemental Insurance Agent · Middletown, RI
(401) 847-0505

What Does a a Supplemental Insurance Agent in Middletown Cost?

Supplemental insurance agent services in Rhode Island are typically free to consumers because agents earn commissions from insurance companies. Medigap plan premiums in Middletown range from about $100 to $300 per month depending on age, gender, and plan type. Costs vary by case and insurer. This is general information, not insurance advice.

About supplemental insurance agents in Middletown

Supplemental insurance agents in Middletown, Rhode Island help residents fill gaps in Medicare coverage. Rhode Island law allows a six-month Medigap open enrollment period starting when you are both 65 and enrolled in Medicare Part B. Local agents can explain plans that cover copays, deductibles, and foreign travel emergencies.

Frequently Asked Questions

What does a supplemental insurance agent in Middletown do?

A supplemental insurance agent helps you compare Medigap plans and other policies like dental or vision. They explain how each plan works with Original Medicare. Agents in Rhode Island must be licensed by the state Department of Business Regulation.

When can I enroll in a Medigap plan in Rhode Island?

You have a six-month Medigap open enrollment period that starts the month you are 65 and enrolled in Medicare Part B. During this time, you can buy any Medigap policy without medical underwriting. After this period, insurers may deny coverage or charge higher premiums.

Are there Rhode Island rules for Medigap plans?

Yes, Rhode Island standardizes Medigap plans labeled A through N. Insurers must offer Plan A and must sell any plan they offer to anyone in the open enrollment window. State law also requires guaranteed issue rights in certain situations like losing employer coverage.

Supplemental Insurance Agents in Other Rhode Island Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each supplemental insurance agent's credentials and current standing with your state Department of Insurance.