The top-rated supplemental insurance agent in Columbia, South Carolina is Lourie Life and Health, rated 4.9 stars across 638 reviews. Other highly rated options include Powers Insurance Experts, Insurance Solutions by Isabel, LLC, "Columbia Medicare Specialists" AreYou64 - 64 Insurance Group. This directory lists 18 supplemental insurance agents serving Columbia.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lourie Life and Health | 3710 Landmark Dr Suite 206 | (803) 256-2067 |
| 2 | Powers Insurance Experts | 1122 Lady St Office 315 | (803) 451-0094 |
| 3 | Insurance Solutions by Isabel, LLC | 6923 N Trenholm Rd | (803) 413-8181 |
| 4 | "Columbia Medicare Specialists" AreYou64 - 64 Insurance Group | 136 Forum Dr Suite E5 | (803) 500-6464 |
| 5 | Affordable Insurance Group | 6168 St Andrews Rd | (803) 798-4499 |
| 6 | DAVENPORT INSURANCE SOLUTIONS LLC | 9367 Two Notch Rd | (803) 699-1947 |
| 7 | Tonya Parks Agency - Nationwide Insurance | 9300 Two Notch Rd Suite N | (803) 779-2474 |
| 8 | Giles Insurance Agency | 2442 Devine St | (803) 728-3318 |
| 9 | Insure Boost | 7372-A Two Notch Rd | (833) 450-0030 |
| 10 | CKS Insurance Group | 1901 Main St Floor 18 | (980) 247-9894 |
Lourie Life and Health serves Columbia, South Carolina, as a supplemental insurance agency. It helps individuals fill gaps in their primary health coverage by offering policies that pay benefits directly to the policyholder. These plans often cover everyday expenses that major medical does not, such as deductibles or lost income during recovery. Local residents can find solutions for specific needs like accident insurance or critical illness coverage, providing additional financial protection when unexpected medical events occur.
Powers Insurance Experts in Columbia, SC provides a range of supplemental insurance agent services to address coverage gaps left by major medical plans. It offers assistance with policy selection and enrollment for plans that help with out-of-pocket costs. The company also maintains client files and helps process claims submissions to ensure timely reimbursement. Its service approach includes reviewing existing policies during annual enrollment periods to adjust coverage as needs change. It provides these supplemental insurance solutions for individuals residing in single-family homes, apartments, retail establishments, and restaurants.
Insurance Solutions by Isabel, LLC serves homeowners, renters, and small business owners in Columbia, South Carolina needing supplemental insurance coverage. The company assists clients in securing policies that help fill gaps left by primary health or property plans, addressing out-of-pocket costs from accidents, critical illness, or hospital stays. Guided by local knowledge, it provides personalized shopping for these specialized plans. Its service area also extends to the neighboring communities of Forest Acres and the broader Richland County metro region.
Columbia Medicare Specialists, operating as AreYou64 - 64 Insurance Group in Columbia, SC, helps clients distinguish between one-time plan enrollment sessions and the ongoing service options that adjust coverage as healthcare needs change. The agency specializes in supplemental insurance plans that fill gaps left by Medicare, such as out-of-pocket costs for hospital stays and medical visits. All client service is provided on a scheduled basis, with representatives available for annual review appointments and whenever policyholders request guidance on plan updates.
Based in Columbia, SC, Affordable Insurance Group serves local residents and those in surrounding communities, handling a range of supplemental insurance needs including plans for health, life, and accident coverage. These policies are designed to fill gaps left by primary insurance, helping clients manage out-of-pocket costs and unexpected medical bills. The company focuses on educating customers about their available options to match each policy to an individual’s specific financial situation and health requirements. It generally takes the time to review existing coverage and income concerns before presenting tailored plan choices.
DAVENPORT INSURANCE SOLUTIONS LLC specializes in supplemental insurance policies that help cover gaps left by primary health plans. It serves clients throughout the Columbia, SC area by offering tailored coverage options for life events and everyday medical expenses. Understanding that traditional insurance may not cover all costs, the agency works to find plans that provide additional financial protection. It assists residents with year-end enrollment decisions, ensuring they are prepared for unexpected medical expenses that commonly arise during flu season.
As seasonal storms become more frequent in the Columbia, SC area, homeowners and drivers often face unexpected gaps in their primary coverage. The Tonya Parks Agency with Nationwide Insurance serves local residents by providing supplemental insurance plans that address those specific shortfalls, including options for accident, hospital, and critical illness protection. The process begins by scheduling a straightforward initial consultation to review current policies and identify where additional coverage might be necessary.
Giles Insurance Agency in Columbia, SC assists clients with core medical plans offered by major carriers. The agency specializes in supplemental policies designed to cover deductibles, copays, and other out-of-pocket costs not paid by primary health insurance. These additional plans help individuals and businesses manage unforeseen healthcare expenses that arise from accidents, critical illnesses, or hospital stays. The agency can serve a variety of commercial sectors, including offices, warehouses, and food service.
Insure Boost is known for offering personalized supplemental insurance options in Columbia, SC. Its service range helps residents cover out-of-pocket costs not included by primary health plans, such as deductibles and copays. The company specializes in policies that address financial gaps during medical events like hospitalization or critical illness. A specialty service it can add on is accident coverage, providing extra funds for unexpected emergency room visits and recovery expenses.
What Does a a Supplemental Insurance Agent in Columbia Cost?
Typical costs for supplemental insurance in Columbia vary by plan type and age. Medicare Supplement Plan G premiums for a 65 year old range from 120 to 200 dollars per month. Hospital indemnity plans may cost 30 to 80 dollars monthly. Costs depend on the insurer, your health status, and the specific benefits. This is general information and not insurance advice.
About supplemental insurance agents in Columbia
Supplemental insurance agents in Columbia, South Carolina help residents find policies that cover gaps in primary health insurance, such as Medicare Supplement plans. South Carolina law requires agents to be licensed through the South Carolina Department of Insurance and follow specific rules for plan comparisons. Working with a local agent can help you understand options like Medigap or hospital indemnity plans available in Richland County.
Frequently Asked Questions
What is a supplemental insurance agent in Columbia?
A supplemental insurance agent in Columbia is a licensed professional who helps you find policies that pay for costs not covered by your main health plan. They can assist with Medicare Supplement plans, accident insurance, or critical illness coverage. Agents must follow South Carolina insurance regulations and provide clear policy details.
How do I choose a supplemental insurance agent in Columbia?
You can check an agents license status on the South Carolina Department of Insurance website. Look for an agent who explains policy terms clearly and compares multiple carriers. Ask about their experience with South Carolina specific rules for Medigap enrollment periods.
Are there South Carolina laws for supplemental insurance plans?
Yes, South Carolina follows federal Medigap rules but also has state specific regulations for plan marketing and replacement. For example, agents must provide a disclosure statement when replacing a policy. The state also requires a 30 day free look period for new Medigap policies.
Supplemental Insurance Agents in Other South Carolina Cities
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