The top-rated supplemental insurance agent in Denison, Texas is Jake Shockley - State Farm Insurance Agent, rated 5.0 stars across 285 reviews. Other highly rated options include Larry Landrum - State Farm Insurance Agent, David Means: Allstate Insurance, Jim McClure - State Farm Insurance Agent. This directory lists 13 supplemental insurance agents serving Denison.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jake Shockley - State Farm Insurance Agent | 5101 Gateway Blvd Suite 107 | (903) 462-0152 |
| 2 | Larry Landrum - State Farm Insurance Agent | 1100 W Main St | (903) 463-4620 |
| 3 | David Means: Allstate Insurance | 120 S Austin Ave #102 | (903) 463-6751 |
| 4 | Jim McClure - State Farm Insurance Agent | 2220 W Morton St | (903) 465-1103 |
| 5 | Charles Holder Insurance Agency, Inc. | 601 W Main St | (903) 296-3829 |
| 6 | Sandra Phillips - State Farm Insurance Agent | 2521 W Morton St | (903) 463-3740 |
| 7 | Phillips Insurance Agency | 212 W Main St | (903) 465-3167 |
| 8 | Bayless-Hall Insurance Inc | 501 W Woodard St | (903) 465-8383 |
| 9 | Hempkins Insurance | 431 W Crawford St | (903) 463-6251 |
| 10 | Texas Farm Bureau Insurance Company | 122 W Main St | (903) 463-4393 |
Jake Shockley - State Farm Insurance Agent serves the Denison, Texas, area as a supplemental insurance agent. This local office helps individuals fill gaps in standard health or life coverage with optional plans that pay cash benefits directly to the policyholder. Common supplemental policies include accident insurance, which provides lump-sum payments for injuries from covered accidents. The agency also assists clients with hospital indemnity plans, offering daily cash benefits during a covered hospital stay, helping manage out-of-pocket expenses not covered by primary medical insurance.
Located in Denison, Texas, Larry Landrum’s State Farm agency provides supplemental insurance coverage designed to fill gaps left by primary health or life policies. Clients receive assistance with policy explanations and claims support as part of standard service. The agency helps individuals and families manage unexpected medical or accident-related expenses through tailored plan options. Maintenance typically includes annual policy reviews and personalized updates as coverage needs change. This agency services single-family homes, apartments, retail stores, and local restaurants throughout the Denison area.
Homeowners, renters, and small business owners in Denison, Texas turn to David Means: Allstate Insurance for supplemental insurance agent services. This agency helps clients explore additional coverage options that complement primary policies, addressing gaps that standard plans may leave. It focuses on guiding property managers and individuals through the process of securing extra financial protection for unexpected events. The office also serves clients in the neighboring communities of Sherman and the surrounding Grayson County area.
Jim McClure operates as a supplemental insurance agent in Denison, TX, helping clients distinguish between one-time products, such as accident or critical illness policies that pay a lump sum upon a qualifying event, and recurring service options like hospital indemnity plans that provide ongoing benefits during treatment. These supplemental plans typically cover gaps left by major medical insurance, including deductibles or out-of-pocket costs. Services for reviewing or making adjustments to an existing plan are generally available on an as-needed basis, with no requirement for mandatory scheduled appointments.
Charles Holder Insurance Agency, Inc. serves Denison, Texas, and the surrounding communities in the Texoma region. The agency handles supplemental insurance policies, including plans that help cover gaps left by major medical insurance. It works with clients to explain different supplemental options and how they can apply to individual health needs. To manage a typical job, the agency schedules a personal consultation to review a client's current coverage and discuss suitable supplemental products for their specific situation.
Sandra Phillips - State Farm Insurance Agent in Denison, Texas specializes in supplemental insurance plans designed to cover expenses that primary health policies often leave behind. Her agency helps local residents and families review their existing coverage to identify potential gaps in financial protection. She provides personalized consultations to explain options for accident, hospital, and critical illness policies that offer additional security during unexpected medical events. As the colder months approach in Denison, she frequently assists clients in preparing their coverage for the higher risk of seasonal illnesses and winter-related injuries.
As the seasons change in Denison and households plan for higher medical deductibles or unexpected health events, Phillips Insurance Agency offers supplemental insurance policies that help cover these gaps. These plans work alongside primary health insurance to provide benefits for hospital stays, critical illness, or accident-related costs. The agency serves local residents by explaining options clearly and matching coverage to each person’s needs. An initial fact-finding interview is the first step toward a policy review.
Bayless-Hall Insurance Inc works with individuals and businesses to arrange their supplemental insurance coverage, addressing gaps not filled by standard medical plans. Its specialty includes targeted add-ons such as accident, critical illness, or hospital indemnity policies designed for unexpected events. These extra plans can provide fixed cash benefits directly to policyholders in Denison, TX. The agency is equipped to support various commercial sectors, including local offices, warehouses, and food service operations.
Hempkins Insurance serves residents of Denison, Texas by offering supplemental insurance designed to help with costs not covered by primary health plans. The agency also provides commercial coverage for local business owners seeking additional policy layers. Their service area encompasses Denison and the surrounding region. A representative can explain plan options during an initial consultation, helping clients select appropriate coverage. Between regular visits, the agent remains available for follow-up questions or policy adjustments to ensure continued alignment with changing needs.
Texas Farm Bureau Insurance Company in Denison, Texas understands the difference between one-time policy purchases and recurring plan adjustments that keep coverage aligned with changing needs. As a supplemental insurance agent, this business helps individuals explore options for filling gaps left by primary health or life policies. Professional guidance is provided to evaluate personal circumstances and selected appropriate add-on plans for hospital stays or accident recovery. Service runs on an as-needed basis, allowing clients to request plan reviews whenever life events or new needs arise.
What Does a a Supplemental Insurance Agent in Denison Cost?
In Texas, supplemental insurance premiums vary by plan type, age, and location. For a Medicare Supplement Plan G, monthly premiums in Denison typically range from $120 to $250 for a 65-year-old. Cancer or accident policies may cost $30 to $80 per month. Costs can change each year and depend on the insurer. This is general information, not insurance advice.
About supplemental insurance agents in Denison
Supplemental insurance agents in Denison, Texas help residents find policies that cover gaps in Medicare or employer health plans. These agents are licensed by the Texas Department of Insurance and must follow state regulations. Denison seniors often use these agents to compare Medicare Supplement plans during the annual enrollment period.
Frequently Asked Questions
What is a supplemental insurance agent in Denison?
A supplemental insurance agent in Denison is a licensed professional who helps you buy policies like Medigap or cancer insurance. They work with multiple carriers to find coverage that fits your needs. Texas law requires agents to disclose their license status and any commissions they receive.
When can I enroll in a Medicare Supplement plan in Texas?
You have a six-month open enrollment period starting when you turn 65 and enroll in Medicare Part B. During this time, you cannot be denied coverage due to health conditions. Outside this window, insurers may use medical underwriting in Texas.
Are supplemental insurance premiums tax deductible in Texas?
Premiums for Medicare Supplement policies may be deductible as medical expenses if you itemize deductions on your federal tax return. Texas does not have a state income tax, so there is no state deduction. Consult a tax professional for your specific situation.
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