The top-rated supplemental insurance agent in Houston, Texas is Texan Insurance, rated 4.9 stars across 2,562 reviews. Other highly rated options include The “REAL” Insurance Lady, TMT Insurance, Memorial Insurance Agency. This directory lists 17 supplemental insurance agents serving Houston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Texan Insurance | 6161 Savoy Dr #960 | (281) 998-2500 |
| 2 | The “REAL” Insurance Lady | 4340 Griggs Rd | (713) 367-1161 |
| 3 | TMT Insurance | 12060 Bellaire Blvd suite g | (832) 770-9972 |
| 4 | Memorial Insurance Agency | 13501 Katy Fwy Ste 1875 | (713) 461-8272 |
| 5 | Dean & Draper Insurance Agency, LP | 3131 W Alabama St Ste 150 | (713) 527-0444 |
| 6 | Selected Benefits | 4405 Directors Row | (713) 621-1440 |
| 7 | Community Health Choice | 4888 Loop Central Dr # 600 | (713) 295-2222 |
| 8 | Matt Gomez Insurance Agency | 4826 Washington Ave | (832) 421-1894 |
| 9 | Allwin Insurance Agency - Affordable Health Insurance, Business, Home and Auto Insurance in Houston | 9889 Bellaire Blvd STE 124 | (713) 952-5031 |
| 10 | Clutch City Insurance Agency | 10333 Harwin Dr. Ste 265 | (713) 870-5044 |
Texan Insurance serves the Houston, Texas, metro area as a supplemental insurance agent. It helps residents fill gaps in their primary health coverage by offering policies designed for specific needs. These plans can provide financial protection for out-of-pocket medical costs not covered by major medical insurance. Common supplemental solutions in this region include policies addressing accident-related expenses and hospital indemnity benefits, which pay a fixed cash amount for each day a policyholder is admitted to a hospital.
The “REAL” Insurance Lady in Houston, TX provides a range of supplemental insurance solutions, including policies for accident, critical illness, and hospital indemnity to help clients manage out-of-pocket costs. She offers ongoing service plans that include personalized policy reviews and assistance with claims filings to ensure coverage remains aligned with current needs. The company services single-family homes, apartments, retail locations, and local restaurants throughout the Houston area.
TMT Insurance serves the Houston, Texas area and its surrounding communities as a supplemental insurance agent. It handles policies designed to cover gaps left by major medical plans, such as accident, critical illness, and hospital indemnity insurance. Working with local clients, the agency evaluates individual coverage needs during the enrollment process. To handle a typical job, it reviews a client's existing health coverage in detail before presenting supplemental plan options that align with their specific budget and personal circumstances.
Supplemental insurance often requires a one-time application for policies like accident or critical illness coverage, while Medicare supplements involve an ongoing relationship with annual plan reviews. Memorial Insurance Agency in Houston, TX, helps clients navigate these options to fill gaps left by major medical plans, addressing specific needs such as dental, vision, or hospital indemnity. This service operates on an as-needed basis, with clients scheduling appointments or walk-in visits according to their own individual insurance requirements.
As a supplemental insurance agency based in Houston, Dean & Draper Insurance Agency, LP specializes in offering policies that fill gaps in primary health coverage. Its general service work includes helping individuals manage out-of-pocket medical costs and unexpected expenses not covered by standard plans. The agency assists clients with tailored coverage options, focusing on local needs and personalized guidance throughout the selection process. For retirement-age residents facing the Medicare open enrollment period, it helps identify suitable supplemental plans to address changing health needs.
As Houston's summer heat intensifies, residents often face unexpected out-of-pocket medical costs that standard health plans may leave uncovered. Selected Benefits addresses this gap by offering supplemental insurance policies tailored for local needs. Their agents guide clients through options such as accident, critical illness, or hospital indemnity coverage designed to fill financial gaps. Each policy is explained clearly, ensuring individuals understand how benefits pay directly to them. The process begins with a complimentary personal assessment of existing coverage to identify potential shortfalls.
Community Health Choice serves homeowners, renters, and small business owners in the Houston area seeking supplemental insurance coverage. The agency provides access to policies that help fill gaps left by standard health plans, including options for accident, critical illness, and hospital indemnity coverage. These offerings aim to protect clients from out-of-pocket expenses for unexpected medical events. Clients can receive personalized guidance to understand their choices and enroll in suitable plans. The company also extends its services to residents in the surrounding Harris County communities like Galveston.
Matt Gomez Insurance Agency provides residential supplemental insurance services to individuals and families throughout the Houston area. The agency also offers commercial coverage options for local business owners within the same service area, helping clients fill gaps in their core health plans. Plans are reviewed thoroughly during each appointment. The agency encourages clients to schedule follow-up visits between regular enrollment periods to adjust policies as their needs change.
Allwin Insurance Agency in Houston acts as a supplemental insurance agent, helping clients fill gaps in standard coverage. It specializes in affordable health insurance, along with business, home, and auto policies. Supplemental agents provide extra protection for deductibles, copays, or unexpected events that basic plans often exclude. This agency serves local commercial sectors, including offices, warehouses, and food service businesses requiring tailored liability or property endorsements.
What Does a a Supplemental Insurance Agent in Houston Cost?
Supplemental insurance costs in Texas vary by plan type age and health status. Medigap plans typically range from 100 to 300 per month for a 65 year old. Medicare Advantage plans may have low or zero monthly premiums but include copays and deductibles. Hospital indemnity plans often cost 30 to 100 per month. This is general information not insurance advice.
About supplemental insurance agents in Houston
Supplemental insurance agents in Houston Texas help residents choose policies that cover gaps in Medicare or employer health plans. Texas law requires agents to be licensed by the Texas Department of Insurance and follow strict marketing rules. Many Houston agents specialize in plans for retirees and self-employed individuals.
Frequently Asked Questions
What is a supplemental insurance agent in Houston?
A supplemental insurance agent is a licensed professional who sells policies like Medigap Medicare Advantage or hospital indemnity plans. They help you compare options from different carriers in the Houston area.
Do I need a supplemental insurance agent in Texas?
You do not need an agent but working with one can simplify plan selection. Texas allows agents to explain plan benefits and costs without charging you a fee because they earn commissions from insurers.
What Texas laws apply to supplemental insurance agents?
Texas Insurance Code Chapter 4051 requires agents to disclose their license status and any conflicts of interest. Agents must also follow the Texas Medicare Supplement Insurance regulations which include a 30 day free look period for Medigap policies.
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