The top-rated supplemental insurance agent in Katy, Texas is FINO Services LLC, rated 4.1 stars across 1,361 reviews. Other highly rated options include Dagley Insurance Agency, Professional Insurance Organization, DLG Insurance Agency. This directory lists 19 supplemental insurance agents serving Katy.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | FINO Services LLC | 6193 Hwy Blvd #205 | (469) 778-5445 |
| 2 | Dagley Insurance Agency | 23114 Seven Meadows Pkwy | (281) 644-1000 |
| 3 | Professional Insurance Organization | 25145 Star Ln Suite 703 | (281) 829-7595 |
| 4 | DLG Insurance Agency | 22503 Katy Fwy Suite 47 | (713) 262-5366 |
| 5 | North Star Insurance - Medicare and Health Insurance | 873 S Mason Rd Ste 320 | (832) 220-1333 |
| 6 | Wiemers Insurance Group | 23227 Red River Dr | (281) 344-2557 |
| 7 | First Choice Insurance Partners | 26717 Westheimer Pkwy Ste 201 | (832) 735-7831 |
| 8 | TS Insurance | 1526 Katy Gap Rd #202 | (281) 396-4789 |
| 9 | RL Insurance Agency LLC | 23410 Grand Reserve Dr Suite 904 | (281) 815-5895 |
| 10 | Home Insurance Solutions of Texas - Equity Insurance Group | 1324 Avenue D | (281) 293-7744 |
FINO Services LLC serves individuals and families in the Katy, Texas area as a supplemental insurance agent. The company works with clients to assess gaps in primary health coverage, offering policies that help manage out-of-pocket expenses from accidents or hospital stays. These supplemental plans provide fixed cash benefits directly to the policyholder for use on deductibles or non-medical costs. FINO Services LLC specifically handles accident insurance policies and critical illness coverage plans in this region.
Dagley Insurance Agency provides supplemental insurance services designed to fill gaps left by standard health or life policies in Katy, Texas. Its representatives help clients navigate plan options and assist with claims. They focus on educating policyholders about coverage details to ensure they understand their benefits. The agency reviews existing plans and suggests adjustments when personal circumstances change. This approach helps maintain appropriate protection without unnecessary overlap. It serves single-family homes, apartments, retail spaces, and restaurants.
Homeowners, businesses, and property managers in Katy, TX turn to Professional Insurance Organization for supplemental insurance coverage. The agency helps clients fill gaps left by primary policies, offering protection for unexpected expenses and deductibles. Services include customized plan reviews and claims assistance. Covering the Katy area, this supplemental insurance agent also serves nearby Fulshear and the greater Houston metro region for comprehensive client needs.
DLG Insurance Agency serves Katy, Texas, and the surrounding Houston-area communities, handling supplemental insurance policies that fill gaps left by primary health plans. The agency focuses on products like accident, critical illness, and hospital indemnity coverage. To assess a client’s needs, it typically reviews their existing medical insurance to identify specific financial vulnerabilities. The agency then addresses a typical job by explaining how a selected supplement would directly cover out-of-pocket costs from a common medical event such as an unexpected hospitalization.
North Star Insurance - Medicare and Health Insurance in Katy, TX, distinguishes between one-time policy purchases and recurring service plans for supplemental insurance needs. Their coverage helps clients manage out-of-pocket costs not paid by original Medicare, including copays, deductibles, and hospital stays. By evaluating individual health situations, they guide clients toward suitable Medigap or Medicare Advantage options. These services typically operate on an as-needed basis, with clients contacting the agency when their coverage needs change or during the annual enrollment period.
Serving the Katy, Texas area, Wiemers Insurance Group specializes in providing supplemental insurance policies that cover gaps left by major medical plans. The company assists residents with enrolling in plans addressing accident, critical illness, hospital indemnity, and fixed-benefit whole life coverage. It guides clients through the selection process by explaining how these policies can help with deductibles, copays, and lost income during recovery. As open enrollment periods approach or when a sudden health issue arises, many turn to this agency for strategies to offset unexpected out-of-pocket costs and uncovered treatments.
As Katy residents begin planning for seasonal shifts, gaps in standard health coverage often become apparent. First Choice Insurance Partners addresses these needs by explaining supplemental plans that manage deductibles and coinsurance. Clients in Katy, TX receive step-by-step guidance through Medicare supplements, hospital indemnity policies, or critical illness protection. Every meeting starts with a no-pressure initial assessment to review current coverage and highlights remaining gaps.
TS Insurance works as a supplemental insurance agent in Katy, Texas, helping clients fill coverage gaps left by standard health plans. Its specialty includes offering add-on policies for accident, critical illness, and hospital indemnity to protect against unexpected medical costs. The company serves commercial sectors such as offices needing disability income protection, warehouses requiring workers’ compensation supplements, and food service businesses seeking liability add-ons.
RL Insurance Agency LLC in Katy, TX is known as a dedicated supplemental insurance agent, offering a range of policies designed to fill gaps left by major medical coverage. These plans help residents manage out-of-pocket costs for accidents, hospital stays, and critical illnesses. By working with local carriers, the agency can provide simplified enrollment options without always requiring a full medical exam. A common added service is offering specific accident or hospital indemnity riders that pay cash benefits directly to the insured for qualifying events.
Home Insurance Solutions of Texas - Equity Insurance Group provides supplemental insurance services to residential clients in the Katy area and offers commercial coverage for local businesses across the region. These plans help fill gaps left by primary health policies, addressing out-of-pocket costs and unexpected medical needs. The agency coordinates with clients during enrollment and claims periods, ensuring coverage aligns with individual circumstances. They maintain contact between regular visits to adjust plans as life changes occur.
What Does a a Supplemental Insurance Agent in Katy Cost?
Supplemental insurance costs in Texas vary widely by plan type age and health. A Medicare Supplement Plan G in Katy might cost between $120 and $250 per month for a 65 year old. Hospital indemnity plans can range from $30 to $100 per month. Life insurance supplemental policies depend on face value and underwriting. Always ask an agent for a personalized quote. This is general information and not insurance advice.
About supplemental insurance agents in Katy
Supplemental insurance agents in Katy Texas help residents fill gaps in their primary health or life coverage. These agents are licensed by the Texas Department of Insurance and follow state regulations for plan marketing and enrollment. Katy families often use supplemental policies to cover deductibles copays or other out of pocket costs not paid by Medicare or employer plans.
Frequently Asked Questions
What is a supplemental insurance agent in Katy Texas?
A supplemental insurance agent is a licensed professional who helps you buy policies like Medicare Supplement Medigap or hospital indemnity plans. In Texas agents must hold a valid insurance license and follow state disclosure rules. They can explain plan options and help you compare costs.
Can I buy a Medicare Supplement plan in Katy if I am under 65?
In Texas insurers are not required to sell Medigap policies to people under 65 who have Medicare due to disability. However some carriers do offer these plans. An agent can tell you which companies in Katy offer coverage for your situation.
Are there time limits for enrolling in supplemental insurance in Texas?
Yes. For Medicare Supplement plans you have a 6 month open enrollment period that starts when you are 65 and enrolled in Part B. In Texas you also have guaranteed issue rights in certain situations like losing employer coverage. Missing these windows may mean higher prices or denial.
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