The top-rated supplemental insurance agent in Lancaster, Texas is La Familia Auto Insurance, rated 4.9 stars across 1,021 reviews. Other highly rated options include A-MAX Auto Insurance, ALPA Insurance, Farmers Insurance - Louis Taylor. This directory lists 14 supplemental insurance agents serving Lancaster.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | La Familia Auto Insurance | 3250 W Pleasant Run Rd Ste. 120 | (972) 441-4021 |
| 2 | A-MAX Auto Insurance | 1445 W Pleasant Run Rd #600 | (972) 227-5000 |
| 3 | ALPA Insurance | 1450 Pleasant Run Rd Ste. 148 | (972) 218-2221 |
| 4 | Farmers Insurance - Louis Taylor | 1053 W Pleasant Run Rd | (469) 547-3550 |
| 5 | Kimberly Giddings - State Farm Insurance Agent | 211 W Pleasant Run Rd #101 | (972) 227-2302 |
| 6 | Cassandra Preston - State Farm Insurance Agent | 908 N Interstate 35 E Rd | (972) 576-3270 |
| 7 | Premier Cover Insurance Co. | 1450 Pleasant Run Rd | (469) 306-0846 |
| 8 | Ken Allen Insurance | 222 Pleasant Run Rd #102 | (972) 218-6700 |
| 9 | SIG/Pruner Insurance Group | 1506 S Interstate 35 E | (972) 224-3333 |
| 10 | American National Insurance Company - District Office | 3200 W Pleasant Run Rd Suite 460 | (972) 274-0119 |
La Familia Auto Insurance, based in Lancaster, Texas, is a local provider of supplemental insurance coverage. The agency assists area residents in securing additional protection that goes beyond core health or auto policies, helping clients manage out-of-pocket expenses from accidents or unexpected medical events. Services are tailored to individuals seeking financial security through plans like accident, hospital indemnity, or critical illness benefits. Specialty add-on options include dental and vision coverage for comprehensive personal care.
A-MAX Auto Insurance serves the Lancaster, Texas area as a supplemental insurance agent. It assists residents in finding additional coverage that standard policies often leave out. The company helps clients navigate options such as dental and vision plans or accident and critical illness policies. These supplemental insurance products are designed to fill specific gaps in medical or financial protection. A-MAX handles plan selection and enrollment for short-term health policies as well as hospital indemnity plans.
ALPA Insurance provides supplemental insurance options in Lancaster, Texas, helping clients fill coverage gaps not addressed by primary health plans. Their service approach includes assisting policyholders in understanding plan details and filing claims. Maintenance support involves periodic policy reviews to ensure coverage remains aligned with changing needs. Policies offered can benefit homeowners protecting single-family residences, landlords insuring apartments or retail spaces, and business owners covering restaurants.
Farmers Insurance - Louis Taylor serves the Lancaster, Texas, area as a supplemental insurance agent. This business helps local residents fill gaps in their standard health coverage by offering policies that address specific financial risks. Supplemental agents focus on plans that provide extra benefits or cash payments for qualifying events. Clients can explore options for accident insurance, which pays lump sums for certain injuries, or critical illness coverage, which offers funds upon diagnosis of specified conditions. These solutions are designed to work alongside existing primary insurance plans.
Homeowners, renters, and business owners in and around Lancaster, Texas turn to Kimberly Giddings - State Farm Insurance Agent for supplemental insurance coverage. This agency helps local clients add protection for gaps in their primary policies, such as accident or critical illness plans. Personalized consultations allow the agent to recommend suitable options for individual financial situations. The office also serves neighbors in the DeSoto area of the southern Dallas metro.
Cassandra Preston - State Farm Insurance Agent provides supplemental insurance solutions designed to fill gaps in primary health coverage for residents of Lancaster, Texas. The agency offers ongoing policy management and claims assistance to ensure clients understand their benefits throughout the year. Proactive reviews help adjust plans as individual needs evolve. This insurance service caters to a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
Premier Cover Insurance Co. serves Lancaster, Texas, and the surrounding communities. It handles supplemental insurance for individuals seeking to fill gaps left by primary health plans. The agency typically works with clients to identify specific coverage needs for accidents or critical illnesses. To manage a typical job, the company begins with a personal consultation to explain policy options and then assists with enrollment and ongoing claims support.
Residents of Lancaster, TX may choose between a one-time supplemental insurance policy consultation or an ongoing service relationship for adjusting coverage over time. This helps fill gaps left by major medical plans, addressing costs like deductibles and copays for hospital stays or critical illness treatment. Local supplemental insurance agent Ken Allen Insurance provides these enrollment and plan review services for area clients. Service support runs on an as-needed basis, allowing clients to request updates when their healthcare needs or budget priorities change.
During open enrollment season in Lancaster, residents often face confusing choices between Medicare gaps and hospital indemnity plans. SIG/Pruner Insurance Group addresses these common coverage questions by serving as a supplemental insurance agent, helping clients match policies to their specific healthcare needs. The company focuses on explaining how such plans can fill financial exposure left by traditional health insurance. A representative typically begins by scheduling an in-home or phone inspection to review the applicant’s current coverage and identify appropriate supplemental options.
As a supplemental insurance agent, American National Insurance Company - District Office in Lancaster, Texas helps individuals and families fill coverage gaps left by standard health plans. It provides access to policies addressing hospital stays, accident expenses, and critical illness events. The company serves local residents facing gaps in primary insurance, offering straightforward plan guidance and enrollment support. Seasonal concerns such as flu complications or unexpected winter injuries find particular attention, as the office helps navigate recovery finances before annual deductibles reset.
What Does a a Supplemental Insurance Agent in Lancaster Cost?
Supplemental insurance costs in Texas vary by plan type age and health status. Medigap Plan G premiums for a 65 year old in Lancaster typically range from 120 to 250 dollars per month. Medicare Advantage plans often have low or zero monthly premiums but higher out of pocket costs. Hospital indemnity plans may cost 30 to 80 dollars per month. This is general information not insurance advice.
About supplemental insurance agents in Lancaster
Supplemental insurance agents in Lancaster Texas help residents fill gaps in their Medicare or employer health coverage. Texas law requires agents to be licensed by the Texas Department of Insurance. These agents can explain plans like Medigap Medicare Advantage and hospital indemnity policies that work with your existing coverage.
Frequently Asked Questions
What is a supplemental insurance agent in Lancaster Texas?
A supplemental insurance agent is a licensed professional who sells policies that cover costs not paid by your primary health plan. In Texas agents must hold a valid insurance license and follow state regulations. They help you compare plans from different carriers.
When can I enroll in a Medigap plan in Texas?
In Texas you have a six month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. After this period insurers may deny coverage or charge higher premiums based on health.
Do supplemental insurance agents charge fees in Texas?
Most supplemental insurance agents in Texas are paid by commissions from the insurance company not by you. You pay the premium directly to the insurer. Some agents may charge a consultation fee but they must disclose this in writing before you agree.
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