The top-rated supplemental insurance agent in Laredo, Texas is Americorp Insurance Group LLC, rated 4.9 stars across 113 reviews. Other highly rated options include Delgado Insurance Agency, FalconSure Insurance Agency, Alphasure Affordable Insurance Services. This directory lists 20 supplemental insurance agents serving Laredo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Americorp Insurance Group LLC | 408 Shiloh Dr Ste 3 | (956) 568-3667 |
| 2 | Delgado Insurance Agency | 9902 McPherson Rd STE 6 | (956) 728-7377 |
| 3 | FalconSure Insurance Agency | 7718 McPherson Rd building 2 suite 3 | (956) 794-9700 |
| 4 | Alphasure Affordable Insurance Services | 201 W Del Mar Blvd Suite 20 | (956) 729-9500 |
| 5 | South Texas Insurance Agency | 2201 San Salvador St | (956) 712-2444 |
| 6 | Supreme Insurance Agency LLC | 604 Shiloh Dr #3 | (956) 740-0474 |
| 7 | Protection Insurance Agency | 1020 Washington St Suite F | (956) 723-9542 |
| 8 | Peña Insurance Agency | 220 W Hillside Rd STE 11 | (956) 724-9004 |
| 9 | Golden Plan Choice | 1413 Farragut St Ste A | (956) 324-1035 |
| 10 | EDOMBAU Insurance Agency by Auslander Health Systems | 5219 McPherson Rd Suite 310 | (956) 679-2009 |
Americorp Insurance Group LLC serves the Laredo, Texas area as a supplemental insurance agent. It helps individuals secure coverage for costs that primary health plans often do not fully address. The company explains how these secondary policies can provide financial protection for unexpected medical events. It guides clients through plan options designed to cover deductibles and co-payments. Americorp Insurance Group LLC specifically assists with accident and critical illness insurance policies in the Laredo region.
Delgado Insurance Agency offers a range of supplemental insurance products designed to cover gaps left by primary health plans. Its service includes helping clients understand policy terms and filing claims for benefits such as accident, cancer, or critical illness coverage. The agency provides ongoing support to ensure beneficiaries receive their entitled payouts during medical events. Clients can reach the Laredo, TX office for plan reviews or policy adjustments. The company services single-family homes, apartments, retail, and restaurants.
FalconSure Insurance Agency in Laredo, TX serves local homeowners and business proprietors seeking supplemental insurance to help cover gaps left by major medical policies. It focuses on offering access to plans that assist with out-of-pocket expenses, providing guidance during open enrollment periods for individuals and families. The agency works to match clients with appropriate coverage for their specific needs in this area. Its service area also includes the surrounding neighborhoods of Nuevo Laredo and the stretch along Interstate 35 heading north toward Webb County.
Alphasure Affordable Insurance Services in Laredo, TX, offers both one-time supplemental policies, which provide a lump-sum benefit for a specific illness or accident, and recurring coverage, which pays a fixed amount for each day of hospitalization or for each procedure performed. These plans help cover the deductibles and out-of-pocket costs that major medical insurance does not. Their services are typically available on an as-needed basis, with clients enrolling when they need additional financial protection during open enrollment periods or qualifying life events.
South Texas Insurance Agency in Laredo specializes in supplemental health coverage, offering policies that help with out-of-pocket expenses not paid by primary medical plans. It serves clients by explaining various gap-filling options, assisting with enrollment, and helping to process claims throughout the year. The agency also provides personal support for plan adjustments when clients experience life changes like a new diagnosis or a household move during the open enrollment season.
As the hot Laredo summers raise the risk of unexpected health costs from heat-related issues or accidents, residents often seek extra financial protection. Supreme Insurance Agency LLC helps individuals and families in Laredo find supplemental insurance plans that fill gaps left by primary coverage. Their agents explain available options for covering deductibles and out-of-pocket expenses. A typical first step with this agency involves a simple review of a client's existing policies to identify potential coverage needs before any recommendations are made.
Protection Insurance Agency of Laredo, Texas provides coverage solutions for individuals and businesses, specializing in supplemental insurance policies that fill gaps left by primary health plans. These add-ons assist with deductibles, copays, and other out-of-pocket expenses typically not covered by standard medical insurance. The agency helps clients manage financial risk from unexpected medical events through these tailored products. Its commercial capabilities extend to local offices, warehouses, and food service establishments needing supplementary protection for their operations.
Peña Insurance Agency provides supplemental insurance services to residents in Laredo, Texas, addressing coverage gaps not filled by primary health plans. The agency also offers commercial supplemental policies for local businesses seeking financial protection during unexpected medical events. Serving the greater Laredo area, they assist clients by explaining policy options and guiding enrollment. After an initial policy is established, the agency routinely checks in with clients to review coverage needs and manage claims, helping ensure continued support between regular plan updates.
Golden Plan Choice, a supplemental insurance agent serving Laredo, TX, helps individuals fill gaps in their primary health coverage. The company guides clients through selecting Medicare supplements, hospital indemnity plans, and accident insurance. They also assist with understanding policy details during annual enrollment periods, ensuring coverage aligns with personal medical needs and budgets. Common supplemental options include critical illness policies that pay cash benefits upon specific diagnoses, such as cancer or stroke. A specialty service is helping clients add dental and vision coverage to their existing insurance.
What Does a a Supplemental Insurance Agent in Laredo Cost?
Supplemental insurance costs in Texas vary by plan type age and health status. Medigap Plan G for a 65 year old in Laredo typically ranges from 120 to 200 dollars per month. Medicare Advantage plans often have low or zero monthly premiums but include copays and deductibles. Standalone dental or vision plans may cost 30 to 60 dollars monthly. These are general estimates only. This information is not insurance advice. Always review plan details with a licensed agent.
About supplemental insurance agents in Laredo
Supplemental insurance agents in Laredo Texas help residents find coverage for gaps in Medicare employer plans or individual policies. Texas law requires agents to be licensed by the Texas Department of Insurance and follow strict rules about plan comparisons. These agents can explain options like Medigap plans which have specific enrollment periods under Texas state law.
Frequently Asked Questions
What is a supplemental insurance agent in Laredo?
A supplemental insurance agent in Laredo is a licensed professional who helps you buy policies that cover costs not paid by Medicare or your primary health plan. They can compare plans from different companies and explain benefits like copay coverage or prescription drug help.
When can I enroll in a Medigap plan in Texas?
In Texas you have a six month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. After that period insurers may deny coverage or charge higher rates based on health.
Do supplemental insurance agents charge fees in Laredo?
Most supplemental insurance agents in Laredo are paid commissions by the insurance company not by you. However some agents may charge a consultation fee. You should always ask about any fees before you sign up. Texas law requires agents to disclose how they are compensated.
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