The top-rated supplemental insurance agent in Midlothian, Virginia is Knight Magee Insurance, rated 5.0 stars across 210 reviews. Other highly rated options include Sumser Insurance Professionals, Sanford Insurance, Virginia's Health Insurance Agent, Inc.. This directory lists 17 supplemental insurance agents serving Midlothian.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Knight Magee Insurance | 14321 Winter Breeze Dr Suite 135 | (804) 320-0129 |
| 2 | Sumser Insurance Professionals | 104 Walton Park Ln | (804) 423-8372 |
| 3 | Sanford Insurance | 5001 Craig Rath Blvd | (804) 716-8940 |
| 4 | Virginia's Health Insurance Agent, Inc. | 6500 Harbour View Ct | (804) 500-9960 |
| 5 | Thurston and Heare Insurance | 1216 Crowder Dr | (804) 717-8283 |
| 6 | Virginia Insurance Services | 1 Park W Cir #100 | (804) 744-3345 |
| 7 | Harter Insurance Agency LLC | 14312 Winter Breeze Dr | (804) 660-8889 |
| 8 | Southside Insurance | 1141 Jefferson Green Cir | (804) 897-5350 |
| 9 | Client First Insurance Group | 13813 Village Mill Dr Suite A | (804) 601-6600 |
| 10 | Akers Senior Health Insurance, LLC | 14306 Michaux Village Dr | (804) 908-1235 |
Knight Magee Insurance serves the Midlothian, Virginia area as a local supplemental insurance agent. The company helps clients understand their options for filling gaps left by major medical plans. Its agents guide individuals through the process of selecting additional coverage to manage out-of-pocket expenses during unexpected health events or hospital stays. The firm focuses on providing straightforward facts about available plans in the region. It specifically handles cancer insurance policies and accident insurance policies for its community.
Sumser Insurance Professionals in Midlothian, VA provides a range of supplemental insurance agency services, including the sale of policies that help fill gaps left by major medical coverage. Its service plans typically involve assisting clients with the enrollment process and explaining policy benefits. The agency helps clients secure coverage for various needs. It services single-family homes, apartments, retail establishments, and restaurants.
Sanford Insurance serves homeowners, renters, and small business owners in Midlothian, VA, offering supplemental insurance policies that help cover gaps left by major medical plans. These agents assist clients in selecting tailored accident, critical illness, and hospital indemnity coverage to manage out-of-pocket expenses during unexpected health events. The agency provides personal consultations to explain policy options and guide individuals in strengthening their financial safety nets. Its service area also extends to the surrounding communities of Chesterfield County and the greater Richmond metro region.
Virginia's Health Insurance Agent, Inc., located in Midlothian, VA, operates as a supplemental insurance agent by helping clients distinguish between one-time policy purchases and recurring service options such as monthly premium plans. Coverage typically focuses on filling gaps left by primary health insurance, including benefits for accidents, critical illness, or hospital indemnity. Supplemental agents in this area provide these solutions to individuals seeking financial protection against unexpected medical costs. Service arrangements for this company run on an as-needed basis, determined by each client's enrollment and policy renewal schedule.
Serving Midlothian, VA, and the surrounding Richmond-area communities, Thurston and Heare Insurance works as a supplemental insurance agent, handling policies that help cover costs not paid by primary health or Medicare plans. Typical offerings include coverage for accidents, critical illness, and hospital stays. To address a customer’s specific needs, it generally reviews existing coverage gaps and then matches those gaps with suitable policy options from available carriers.
Virginia Insurance Services specializes in helping individuals navigate supplemental insurance policies, including coverage for accident and critical illness plans. From its office in Midlothian, VA, the agency assists clients in identifying nursing facilities or emergency hospital stays potential in their existing coverage and loss of holiday income. It guides local residents through gaps in recent medical changes, such employee often incomplete open enrollment periods.
Cold and flu season often brings uncertainty for families in Midlothian, VA, who want coverage for unexpected health expenses. Harter Insurance Agency LLC offers supplemental insurance policies that help fill gaps left by primary health plans, providing financial support for deductibles and copays. Their team focuses on explaining policy details clearly so clients can choose suitable coverage for their specific situation. An initial assessment is conducted during a consultation to review individual needs and recommend appropriate options before enrollment.
Southside Insurance provides supplemental insurance coverage in the Midlothian, Virginia area. Its licensed agents specialize in offering secondary policies that help individuals and businesses manage out-of-pocket costs not covered by primary medical plans. This includes tailored accident, cancer, and hospital indemnity policies designed to fill coverage gaps. The company serves a broad commercial client base, including local offices, warehouses, and food service establishments.
Client First Insurance Group serves residents in Midlothian, Virginia, by offering supplemental insurance to cover gaps in standard health plans. Commercial clients in the area can also obtain tailored supplemental coverage for their businesses. The agency works with individuals to explain policy options during initial consultations. After a policy is issued, the agent follows up to answer questions or adjust coverage. Between regular annual visits, clients receive ongoing support for claims and plan updates, ensuring their protection remains current without interruption.
What Does a a Supplemental Insurance Agent in Midlothian Cost?
Typical costs for supplemental insurance in Virginia vary by plan type and age. Medigap Plan G premiums for a 65-year-old in Midlothian range from $120 to $250 per month. Cancer insurance policies cost about $30 to $60 per month. Hospital indemnity plans average $40 to $80 per month. Actual rates depend on your health, age, and the insurer. This is general information, not insurance advice.
About supplemental insurance agents in Midlothian
Supplemental insurance agents in Midlothian, Virginia help residents find policies that cover gaps in primary health insurance, such as Medicare Supplement (Medigap) plans. Virginia law provides a six-month open enrollment period for Medigap when you first enroll in Medicare Part B. Local agents can explain how Virginia regulations affect plan availability and pricing.
Frequently Asked Questions
What does a supplemental insurance agent in Midlothian do?
A supplemental insurance agent helps you compare and enroll in policies like Medigap, accident, critical illness, or hospital indemnity plans. They explain how these plans work with your existing health coverage. Agents are licensed by the Virginia Bureau of Insurance.
Is there a time limit to buy a Medigap plan in Virginia?
Yes, Virginia law gives you a six-month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. During this time, you can buy any Medigap policy without medical underwriting. After this period, insurers may deny coverage or charge higher premiums based on health.
Are supplemental insurance premiums regulated in Virginia?
Yes, the Virginia Bureau of Insurance reviews and approves Medigap premium rate increases. Insurers must file rate changes with the state. Premiums for other supplemental plans like cancer or accident insurance are not state regulated but must follow standard insurance market rules.
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